Risk Assessment
Blend safety, crash, and inspection data, exposure, and loss history to generate a FRED Score for every insured in the portfolio.
Underwriting · Logistics · Data Science
The Underwriter Platform for Motor Truck Cargo
FRED (Fleet Risk Empirical Data) blends safety data, exposure, and loss history so you can evaluate motor carriers, sharpen pricing, and grow a profitable portfolio.
- Safety, Underwriting and loss history in one view
- Automated FRED scores compare riskiness in real time
- Quote, bind, and monitor in a single workspace
- Create repository for all underwriting information to model to forumalate test strategy
Live Portfolio Snapshot
Demo data for illustration only
Bound fleets
128
Avg. FRED Score
B+
5-year loss ratio
42%
Built for Motor Truck Cargo Insurers
Everything needed to make strong binding decisions.
Underwriting Insights
Spot trends and monitor strategy across individual and enterprise porfolios in real-time.
Portfolio Optimization
Target profitable segments, rebalance aggregates, and understand risk concentration in real time with interactive dashboards.
Why FRED?
FRED was built by underwriters for underwriters. It automates the grunt work of pulling, cleaning, and stitching data so your team can focus on judgment and portfolio strategy.
- Instantly pull normalize and analyze underwriting data across your portfolio.
- Standardize appetite rules and referral triggers.
- Track quotes, binds, and declinations in one workspace.
See FRED on your own fleet portfolio
Share a sample schedule and we’ll walk you through a live assessment.