GOLDEN CHARTERS INC
(734) 668-8282
safety@goldenlimo.com
11900 Carpenter Rd, Milan MI 48160
61
power units
68 drivers
Not graded
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 61
- Drivers · CDL
- 68 · 68
- Annual miles
- 1.1M unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- FMCSA Rating
- Satisfactory (05-30-2025)
- Registered
- 06-13-2002 (24 yrs)
- MCS-150 Update
- 08-19-2024 (Biennial Update)
- FRED Score Date
- Nov 08, 2026
- Officer
- SEAN DUVAL
- Officer
- ALINA VERDIYAN-DUVAL
Cargo
50.0
medium risk
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not Graded
Not graded: passenger operation. The FRED Score is a model for motor carriers of property; a passenger model is a separate study.
Mileage Unreliable
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Worth a closer look
From the FMCSA record.
- Nothing on the FMCSA record stands out.
Strengths
- 1 crash in 24 months. No injuries, no fatalities.
- Vehicle out-of-service rate 1.9% vs 22.3% national.
- No FMCSA BASIC alerts.
Data flags
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
1
0 fatalities · 0 injuries · 0 tow-aways
Inspections
104
98% clean (no violations)
Vehicle out-of-service
1.9%
2 of 103
National avg 22.3%
Driver out-of-service
0.0%
0 of 5
National avg 6.7%
Violations
3
2 out-of-service
Inspected more often than interstate fleets of 50–99 trucks in Michigan (about 46 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 3 inspections.
vs 4,136 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.008 | 0.026 |
| Inspections | 1.31 | 0.97 |
| Violations | 0.02 | 0.57 |
| Critical violations | 0.00 | 0.12 |
Yearly rates from the last 24 months. Peers: interstate fleets, 50–99 power units, medium-risk cargo.
What they get cited for
3 violations · 24 months-
Vehicle maintenance No alert3 · 2 OOSCargo securement 2 · Lights 1
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Unsafe driving No alert0
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Hours of service No alert0
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Driver fitness No alert0
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Oct202025MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$5,000,000 · National Interstate Insurance Company of Hawaiion record since Nov 10, 2025 · FMCSA minimum $5,000,000 · no gap on FMCSA's record since Jan 2021
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 7, 2026
- 2 liability insurers on FMCSA's record, 1 change: LANCER INSURANCE COMPANY → National Interstate Insurance Company of Hawaii (Nov 2025)
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Jan 14, 2021)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
29 filings and 16 authority events since 2002 · FMCSA record through Nov 7, 2026
Every insurance filing on the FMCSA record
29 filings and 16 authority events since 2002 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 10, 2025National Interstate Insurance Company of HawaiiLiability · $5,000,000 · on fileFMCSA's new system
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Nov 14, 2022FMCSA revocation notice for the operating authority, dropped Nov 15, 2022opened after AMERISURE MUTUAL INSURANCE COMPANY filed a cancellation notice (effective Nov 16, 2022)L&I to May 14, 2026
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Nov 10, 2022LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Nov 10, 2025 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Oct 26, 2022AMERISURE MUTUAL INSURANCE COMPANYLiability · $5,000,000 · ended Nov 10, 2022 · replaced by another insurera cancellation notice effective Dec 11, 2022 came after the replacementL&I to May 14, 2026
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Oct 20, 2022FMCSA revocation notice for the operating authority, dropped Oct 27, 2022opened after AMERISURE MUTUAL INSURANCE COMPANY filed a cancellation notice (effective Oct 16, 2022)L&I to May 14, 2026
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Sep 26, 2022AMERISURE MUTUAL INSURANCE COMPANYLiability · $5,000,000 · ended Oct 26, 2022 · replaced by the same insurer (renewal)a cancellation notice effective Nov 16, 2022 came after the replacement; 1 month in forceL&I to May 14, 2026
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Sep 19, 2022FMCSA revocation notice for the operating authority, dropped Sep 27, 2022opened after AMERISURE MUTUAL INSURANCE COMPANY filed a cancellation notice (effective Oct 16, 2022)L&I to May 14, 2026
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Aug 10, 2022AMERISURE MUTUAL INSURANCE COMPANYLiability · $5,000,000 · ended Sep 26, 2022 · superseded by the same policya cancellation notice effective Oct 16, 2022 came after the replacement; 2 months in forceL&I to May 14, 2026
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Aug 10, 2021AMERISURE MUTUAL INSURANCE COMPANYLiability · $5,000,000 · ended Aug 10, 2022 · superseded by the same policy12 months in forceL&I to May 14, 2026
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May 19, 2021AMERISURE MUTUAL INSURANCE COMPANYLiability · $5,000,000 · ended Aug 10, 2021 · superseded by the same policy3 months in forceL&I to May 14, 2026
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Jan 14, 2021Operating authority reinstatedL&I to May 14, 2026
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Jan 8, 2021AMERISURE MUTUAL INSURANCE COMPANYLiability · $5,000,000 · ended May 19, 2021 · superseded by the same policya cancellation notice effective Jun 16, 2021 came after the replacement; 4 months in forceL&I to May 14, 2026
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Aug 17, 2020Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 30, 2020NATIONAL INDEMNITY COMPANYLiability · $1,000,000 · ended Aug 10, 2020 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Aug 10, 2019NATIONAL INDEMNITY COMPANYLiability · $1,000,000 · ended Jun 30, 2020 · superseded by the same policya cancellation notice effective Jul 31, 2020 came after the replacement; 11 months in forceL&I to May 14, 2026
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Aug 10, 2019GENERAL STAR INDEMNITY COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Aug 10, 2020 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 15, 2019FMCSA revocation notice for the operating authority, dropped Aug 13, 2019opened after CAROLINA CASUALTY INSURANCE CO. filed a cancellation notice (effective Aug 10, 2019)L&I to May 14, 2026
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Aug 27, 2018LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Sep 6, 2018 · cancellation notice took effectL&I to May 14, 2026
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Aug 10, 2018CAROLINA CASUALTY INSURANCE CO.Liability · $5,000,000 · ended Aug 10, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 31, 2018FMCSA revocation notice for the operating authority, dropped Aug 1, 2018opened after LANCER INSURANCE COMPANY filed a cancellation notice (effective Aug 27, 2018)L&I to May 14, 2026
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Aug 19, 2013FMCSA revocation notice for the operating authority, dropped Sep 13, 2013opened after NATIONAL INTERSTATE INS CO. OF HAWAII, INC. filed a cancellation notice (effective Sep 14, 2013)L&I to May 14, 2026
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Aug 1, 2013LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Aug 10, 2018 · replaced by another insurera cancellation notice effective Aug 27, 2018 came after the replacement; 60 months in forceL&I to May 14, 2026
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Sep 1, 2012NATIONAL INTERSTATE INS CO. OF HAWAII, INC.Liability · $5,000,000 · ended Aug 1, 2013 · replaced by another insurera cancellation notice effective Sep 14, 2013 came after the replacement; 11 months in forceL&I to May 14, 2026
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Jul 13, 2011NATIONAL INTERSTATE INS CO. OF HAWAII, INC.Liability (excess) · $4,000,000 over $1,000,000 · ended Sep 1, 2012 · cancellation notice took effect14 months in forceL&I to May 14, 2026
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Jul 13, 2011NATIONAL INTERSTATE INS CO. OF HAWAII, INC.Liability · $1,000,000 · ended Sep 1, 2012 · replaced by the same insurer (renewal)14 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Michigan (HQ) 102
- Ohio 2
Mostly inspected in its home state (98%).
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PassengerTotal Inspections
104
Driver Insp
5
Driver OOS
0
Vehicle Insp
103
Vehicle OOS
2
| BASIC | Insp w/ Viol | Measure | Percentile | Alert |
|---|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | - | |
| HOS Compliance | 0 | 0.00 | - | |
| Driver Fitness | 0 | 0.00 | - | |
| Controlled Substances | 0 | 0.00 | - | |
| Vehicle Maintenance | 2 | 0.13 | - |
SMS record data is sourced from FMCSA's Safety Measurement System (03-APR-25 – 29-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.