FRANCIS WHOLESALE COMPANY INC
DBA: FRANCIS PRODUCE COMPANY
(864) 295-2780
freddie@francisproduce.com
3048 White Horse Road, Greenville SC 29611
40
power units · all owned
43 drivers
6M mi/yr · ~150k per unit
Not enough record
Graded once the record supports it
52 yrs history · 63 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 40
- Drivers · CDL
- 43 · 32
- Annual miles
- 6M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 8 | 0 | 0 | 8 |
| Tractors | 32 | 0 | 0 | 32 |
| Trailers | 55 | 0 | 0 | 55 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (04-18-2013) · 13 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 04-20-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- STEVEN C FRANCIS
- Officer
- FREDDIE MCDANIEL
Cargo
61.2
medium risk
Meat
Refrigerated Food
General Freight
Fresh Produce
Other: UNSPECIFIED SELECTION OF OTHER
- High-Risk Cargo
- General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not enough record to grade yet.
63 inspections and 4 crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: for-hire fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
80% likely range 0.57×–1.72×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
2.1 vs 1.9 for similar fleets
Likely 0–5 crashes
This motor carrier
2.1
Similar fleets
1.9
A record this thin can't pin that down: about a 1-in-7 chance it runs at Poor-level crash rates.
Ask
Loss runs for the last 3 years, and confirm the fleet is operating at its filed size (40 power units).
What the record shows
Crash history
betterworse
About typical. 4 crashes on the FMCSA record in 24 months (about 2 a year), including 2 with injuries; similar fleets have about 1.9 a year. The grade counts 7 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Mixed. Unsafe-driving and hours-of-service violations 2.21× the rate expected for its inspections, but out-of-service orders 0.66×. Together they move its crash estimate +4%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
-
Injury crashes2 crashes with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service4 out-of-service violations against drivers: 2 no valid CDL, 1 medical certificate, 1 hours of service (Nov 2024 – Feb 2026).Ask: driver supervision and dispatch practices.
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Falsified logs2 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
Strengths
- Vehicle out-of-service rate 4.5% vs 22.3% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 1
-
High speeding: 7
Track record
FMCSA record, Oct 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
4
0 fatalities · 2 injuries · 0 tow-aways
Inspections
63
54% clean (no violations)
Vehicle out-of-service
4.5%
1 of 22
National avg 22.3%
Driver out-of-service
6.3%
4 of 63
National avg 6.7%
Violations
44
5 out-of-service
Inspections per quarter
With an out-of-service order
vs 11,996 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.062 | 0.027 |
| Inspections | 1.35 | 1.02 |
| Violations | 0.55 | 0.71 |
| Critical violations | 0.17 | 0.14 |
Yearly rates from the last 24 months. Peers: 20–49 power units, medium-risk cargo.
What they get cited for
44 violations · 24 months-
Unsafe driving No alert22 · 0 OOSReckless / lane 8 · Speeding 7 · Seat belt 3 · Other 4
-
Hours of service No alert10 · 1 OOSLogbook / ELD paperwork 7 · False log 2 · No log 1
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Vehicle maintenance No alert9 · 1 OOSBrakes 2 · Lights 2 · Cargo securement 1 · Steering & suspension 1 · Tires 1 · 2 more
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Driver fitness No alert3 · 3 OOSNo valid CDL 2 · Medical certificate 1
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Aug212026MissouriInjury · 1 person hurtDaylight.
-
Jan122026FloridaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jan302025OklahomaProperty damage onlyDark - not lighted, two-way trafficway divided positive barrier.
-
Dec72024TennesseeInjury · 1 person hurtDark - not lighted, two-way trafficway divided positive barrier.
2 of the 4 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
-
$750,000 · THE CINCINNATI INSURANCE CO.on record since Mar 1, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jul 1980
- Cargo filing
- on file · HANOVER INSURANCE CO. since Feb 15, 2009
- Broker or forwarder bond
- required · none on file
36 months to May 14, 2026
- 2 liability insurers on FMCSA's record, 1 change: LIBERTY MUTUAL FIRE INSURANCE CO. → THE CINCINNATI INSURANCE CO. (Mar 2025)
- 1 cancellation notice filed by an insurer, replaced before it took effect
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Mar 19, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
21 filings and 11 authority events since 1979 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
21 filings and 11 authority events since 1979 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Mar 10, 2025FMCSA revocation notice for the operating authority, dropped Mar 19, 2025opened after LIBERTY MUTUAL FIRE INSURANCE CO. filed a cancellation notice (effective Apr 4, 2025)L&I to May 14, 2026
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Mar 1, 2025THE CINCINNATI INSURANCE CO.Liability · $750,000 · on fileL&I to May 14, 2026
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Feb 25, 2019FMCSA revocation notice for the operating authority, dropped Mar 1, 2019opened after HARLEYSVILLE WORCESTER INSURANCE COMPANY filed a cancellation notice (effective Mar 24, 2019)L&I to May 14, 2026
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Feb 15, 2019LIBERTY MUTUAL FIRE INSURANCE CO.Liability · $750,000 · ended Mar 1, 2025 · replaced by another insurera cancellation notice effective Apr 4, 2025 came after the replacement; 72 months in forceL&I to May 14, 2026
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Feb 21, 2017FMCSA revocation notice for the operating authority, dropped Feb 27, 2017opened after THE FIRST LIBERTY INSURANCE CORPORATION filed a cancellation notice (effective Mar 18, 2017)L&I to May 14, 2026
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Feb 15, 2017HARLEYSVILLE WORCESTER INSURANCE COMPANYLiability · $750,000 · ended Feb 15, 2019 · replaced by another insurera cancellation notice effective Mar 24, 2019 came after the replacement; 24 months in forceL&I to May 14, 2026
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Feb 20, 2014FMCSA revocation notice for the operating authority, dropped Mar 3, 2014opened after NATIONWIDE MUTUAL INSURANCE COMP filed a cancellation notice (effective Mar 19, 2014)L&I to May 14, 2026
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Feb 15, 2014THE FIRST LIBERTY INSURANCE CORPORATIONLiability · $750,000 · ended Feb 15, 2017 · replaced by another insurera cancellation notice effective Mar 18, 2017 came after the replacement; 36 months in forceL&I to May 14, 2026
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Feb 15, 2013NATIONWIDE MUTUAL INSURANCE COMPLiability · $750,000 · ended Feb 15, 2014 · replaced by another insurera cancellation notice effective Mar 19, 2014 came after the replacement; 12 months in forceL&I to May 14, 2026
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Feb 15, 2010HARLEYSVILLE MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Feb 15, 2013 · replaced by another insurera cancellation notice effective Mar 21, 2013 came after the replacement; 36 months in forceL&I to May 14, 2026
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Feb 15, 2009HANOVER INSURANCE CO.Cargo · on file · on fileL&I to May 14, 2026
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Feb 15, 2006VALLEY FORGE INSURANCE CO.Cargo · ended Feb 15, 2009 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Feb 15, 2006VALLEY FORGE INSURANCE CO.Liability · $1,000,000 · ended Feb 15, 2010 · replaced by the same insurer (renewal)48 months in forceL&I to May 14, 2026
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Feb 15, 2006VALLEY FORGE INSURANCE CO.Liability · $1,000,000 · ended Mar 18, 2006 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Jan 19, 2006FMCSA revocation notice for the operating authority, dropped Feb 17, 2006opened after HARCO NATIONAL INSURANCE CO. filed a cancellation notice (effective Feb 15, 2006)L&I to May 14, 2026
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Nov 7, 2005FMCSA revocation notice for the operating authority, dropped Nov 29, 2005cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Feb 15, 2005HARCO NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Feb 15, 2006 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jan 19, 2005FMCSA revocation notice for the operating authority, dropped Feb 15, 2005opened after HARCO NATIONAL INSURANCE CO. filed a cancellation notice (effective Feb 15, 2005)L&I to May 14, 2026
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Feb 15, 2004HARCO NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Feb 15, 2005 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Feb 15, 2002TRAVELERS PROPERTY CASUALTY CO. OF AMERICACargo · ended Feb 15, 2006 · replaced by another insurera cancellation notice effective Mar 16, 2006 came after the replacement; 48 months in forceL&I to May 14, 2026
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Feb 15, 1999LUMBERMENS MUTUAL CASUALTY CO.Cargo · ended Feb 15, 2002 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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Feb 15, 1999HARCO NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Feb 15, 2004 · superseded by the same policya cancellation notice effective Feb 15, 2005 came after the replacement; 60 months in forceL&I to May 14, 2026
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May 14, 1998FMCSA revocation notice for the operating authority, dropped Jun 9, 1998cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Feb 15, 1998THE CHARTER OAK FIRE INSURANCE CO.Liability · $1,000,000 · ended Feb 15, 1999 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Feb 12, 1998LUMBERMENS MUTUAL CASUALTY CO.Cargo · ended Feb 15, 1999 · replaced by the same insurer (renewal)a cancellation notice effective Apr 4, 1999 came after the replacement; 12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- California 15
- South Carolina (HQ) 9
- Georgia 8
- New Mexico 7
- North Carolina 5
- Texas 5
- Arkansas 4
- Arizona 3
14% of inspections were in its home state.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (40 power units: 40 filed, 32 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
1.9
Actual, per year in window
2.3
Projected, next 12 mo
2.1
0
1.5
3
We'd expect a typical fleet of 40 power units this active to have about 1.9 crashes a year. This motor carrier recorded 7 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 2.3 a year) — about 1.2× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.1 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 5% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
63 inspections
and 7 crashes.
The FMCSA record tables now hold 63 inspections and 4 crashes in that window — the SMS data moved after this grade was computed.
Why there is no grade.
Every grade but Satisfactory needs at least a 60% posterior past its cut; Satisfactory is what is left when none
passes. Here the 80% likely range (0.57×–1.72×)
still runs from below the Excellent cut (0.60×) to above the Poor cut (1.57×), so the record can't
separate a best-in-class fleet from a poor one and the page shows no grade and no FRED Score. The forecasts are
unchanged: in backtests, records this thin crash at their forecast on average but scatter about 2.6× as
widely around it as records that support a Satisfactory grade.
Confidence: Moderate · Z = 0.53
Satisfactory — 1.10x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.047 crashes per power-unit-year for a 40-unit for-hire fleet (pu20_49). Violations 1.04x (driver behaviour 2.21x, out-of-service 0.66x, all violations 0.83x; 63 inspections). Experience 1.06x: 3.3 decayed crashes against 3.0 expected over 36 months (credibility 0.53, a 2.69). 80% range 0.57–1.72x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.7 crashes per 100 power-unit-years
40 power units · 1.87 expected crashes a year
Violation relativity
1.04×
63 inspections in window
Crash experience
1.06×
3.3 decayed crashes vs 3.0 expected · credibility 0.53
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.10× (80% range 0.57–1.72×)
· band Marginal → displayed Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
63
Driver Insp
63
Driver OOS
4
Vehicle Insp
22
Vehicle OOS
1
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 20 | 2.43 | |
| HOS Compliance | 5 | 0.50 | |
| Driver Fitness | 3 | 0.24 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 6 | 2.25 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 30-OCT-24) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.