AUTO OPTIONS INC
FMCSA Live Status
Fleet & equipment
- Power units
- 9
- Drivers · CDL
- 9 · 2
- Annual miles
- 186k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 9 | 0 | 0 | 9 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 9 | 0 | 0 | 9 |
Registration
- FMCSA Rating
- Satisfactory (06-08-2026)
- Registered
- 09-24-2003 (23 yrs)
- MCS-150 Update
- 10-05-2026
- FRED Score Date
- Nov 08, 2026
- Officer
- JENNIFER ROUSH-HOWARD
Cargo
- High-Risk Cargo
- Motor Vehicles, Machinery Large, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Not enough record to grade yet.
64 inspections and 1 crash on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one. It leans better than similar fleets (about a 60% chance), but not by enough to grade.
Similar fleets: interstate fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 1.5× as often as the median active fleet of 10–19 trucks.
A record this thin can't pin that down: about a 1-in-9 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Lights and brakesLights are 10 of 31 violations (32%). Light or brake defects led to 5 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
- 1 crash in 24 months. No injuries, no fatalities.
- Vehicle out-of-service rate 8.3% vs 22.3% national; driver 0.0% vs 6.7%.
- No FMCSA BASIC alerts.
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Dangerous driving: 1
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
Inspected more often than interstate fleets of 6–9 trucks in West Virginia (about 13 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.056 | 0.043 |
| Inspections | 4.50 | 1.57 |
| Violations | 1.72 | 1.56 |
| Critical violations | 0.39 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
31 violations · 24 months-
Vehicle maintenance No alert18 · 7 OOSLights 10 · Brakes 2 · Cargo securement 2 · Tires 2 · Wheels & hubs 1 · 1 more
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Hours of service No alert8 · 0 OOSLogbook / ELD paperwork 4 · Over hours limit 3 · No log 1
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Unsafe driving No alert4 · 0 OOSSpeeding 2 · Reckless / lane 1 · Seat belt 1
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Driver fitness No alert1 · 0 OOSMedical certificate 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
May152026VirginiaProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026- Liability (BIPD)
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$1,000,000 · Nationwide Assurance Companyon record since Jun 1, 2023 · FMCSA minimum $750,000 · no gap on FMCSA's record since Nov 2012
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Sep 2, 2015)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
14 filings and 10 authority events since 2003 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jun 1, 2023Nationwide Assurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Sep 2, 2015Operating authority reinstatedL&I to May 14, 2026
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Aug 10, 2015Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 1, 2015NATIONWIDE MUTUAL FIRE INSURANCELiability · $1,000,000 · ended Jun 1, 2023 · replaced by the same insurer (renewal)96 months in forceL&I to May 14, 2026
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Mar 12, 2014NATIONWIDE PROPERTY & CASUALTY INSURANCE CO.Liability · $750,000 · ended Aug 1, 2015 · cancellation notice took effect17 months in forceL&I to May 14, 2026
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Dec 21, 2012UNITED FINANCIAL CASUALTY COMPANYLiability · $1,000,000 · ended Mar 12, 2014 · replaced by another insurer15 months in forceL&I to May 14, 2026
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Dec 17, 2012FMCSA revocation notice for the operating authority, dropped Dec 24, 2012opened after NATIONAL LIABILITY & FIRE INS CO. filed a cancellation notice (effective Jan 13, 2013)L&I to May 14, 2026
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Dec 10, 2012Operating authority reinstatedL&I to May 14, 2026
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Nov 29, 2012NATIONAL LIABILITY & FIRE INS CO.Liability · $750,000 · ended Dec 21, 2012 · replaced by another insurera cancellation notice effective Jan 13, 2013 came after the replacement; 1 month in forceL&I to May 14, 2026
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Sep 26, 2011Operating authority revoked (cause not stated)L&I to May 14, 2026
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Oct 18, 2008GREAT AMERICAN INSURANCE COMPANY OF NEW YORKCargo · ended Oct 26, 2011 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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Sep 22, 2008FMCSA revocation notice for the operating authority, dropped Oct 17, 2008cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 27, 2008PROGRESSIVE CASUALTY INSURANCE COMPANYLiability · $1,000,000 · ended Sep 16, 2011 · cancellation notice took effect38 months in forceL&I to May 14, 2026
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Oct 18, 2007CANAL INSURANCE CO.Cargo · ended Oct 18, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 21, 2007FMCSA revocation notice for the operating authority, dropped Oct 10, 2007cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 31, 2007Operating authority reinstatedL&I to May 14, 2026
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Jul 27, 2007PROGRESSIVE CASUALTY INSURANCE COMPANYLiability · $750,000 · ended Jul 27, 2008 · superseded by the same policy12 months in forceL&I to May 14, 2026
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Oct 18, 2006CANAL INSURANCE CO.Cargo · ended Oct 18, 2007 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 18, 2005CANAL INSURANCE CO.Cargo · ended Oct 18, 2006 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 31, 2005Operating authority revoked (cause not stated)L&I to May 14, 2026
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Nov 10, 2004Operating authority grantedL&I to May 14, 2026
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Oct 3, 2004CANAL INSURANCE CO.Cargo · ended Oct 3, 2005 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 17, 2004NATIONAL CASUALTY COMPANYLiability · $750,000 · ended May 24, 2005 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Oct 3, 2003NATIONAL INDEMNITY COMPANYCargo · ended Oct 3, 2004 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- West Virginia (HQ) 26
- Ohio 17
- Kentucky 10
- Virginia 5
- North Carolina 3
- Indiana 2
- Pennsylvania 1
41% of inspections were in its home state.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (10 power units: 9 filed, 10 seen roadside in 24 months).
We'd expect a typical fleet of 10 power units this active to have about 0.5 crashes a year (sized from the 10 units seen roadside; 9 filed). This motor carrier recorded 1 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 0.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.5 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.
- 2 inspections with no out-of-service result
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 4 | 3.47 | |
| HOS Compliance | 6 | 0.26 | |
| Driver Fitness | 1 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 12 | 1.83 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.