W H FITZGERALD INC
FMCSA Live Status
Fleet & equipment
- Power units
- 33
- Drivers · CDL
- 22 · 22
- Annual miles
- 1.2M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 31 | 0 | 31 |
| Trailers | 3 | 44 | 0 | 47 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (06-26-1989) · 37 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 08-21-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- THOMAS FITZGERALD
- Officer
- PAUL FITZGERALD
Cargo
- High-Risk Cargo
- Machinery Large, Oilfield Equipment, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
Track record
Inspected about as often as interstate fleets of 20–49 trucks in Pennsylvania (about 33 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.030 | 0.029 |
| Inspections | 0.56 | 1.11 |
| Violations | 0.14 | 0.77 |
| Critical violations | 0.00 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
9 violations · 24 months-
Vehicle maintenance No alert6 · 2 OOSBrakes 3 · Cargo securement 1 · Lights 1 · Other parts 1
-
Unsafe driving No alert3 · 0 OOSReckless / lane 1 · Speeding 1 · Other 1
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Hours of service No alert0
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Nov122025PennsylvaniaProperty damage onlyDaylight.
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Feb132025PennsylvaniaInjury · 1 person hurtSlush road, dawn.
1 of the 2 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
-
$1,000,000 · National Interstate Insurance Companyon record since Apr 1, 2012 · FMCSA minimum $750,000 · no gap on FMCSA's record since Feb 1993
- Cargo filing
- on file · National Interstate Insurance Company since Apr 1, 2012
- Broker or forwarder bond
- $75,000 surety bond (BMC-84) · United States Fire Insurance Company since Oct 1, 2017
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Oct 20, 1999)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
14 filings and 4 authority events since 1982 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Apr 29, 2021FMCSA revocation notice for the operating authority, dropped Jun 8, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Apr 29, 2021FMCSA revocation notice for the broker authority, dropped Jun 8, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Oct 1, 2017United States Fire Insurance CompanyBroker bond (BMC-84) · on file · on fileFMCSA's new system
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Oct 1, 2016AMERICAN CONTRACTORS INDEMNITY COMPANYBroker bond (BMC-84) · ended Oct 1, 2017 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Oct 1, 2013OHIO CASUALTY INSURANCE CO.Broker bond (BMC-84) · ended Oct 1, 2016 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Apr 1, 2012National Interstate Insurance CompanyCargo · on file · on fileFMCSA's new system
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Apr 1, 2012National Interstate Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Apr 1, 2003GREAT WEST CASUALTY CO.Cargo · ended Apr 1, 2012 · replaced by another insurer108 months in forceL&I to May 14, 2026
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Apr 1, 2003GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Apr 1, 2012 · replaced by another insurera cancellation notice effective Apr 30, 2012 came after the replacement; 108 months in forceL&I to May 14, 2026
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Apr 1, 2000NORTHLAND INSURANCE COMPANYCargo · ended Apr 1, 2003 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Apr 1, 2000NORTHLAND INSURANCE COMPANYLiability · $1,000,000 · ended Apr 1, 2003 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Oct 20, 1999Broker authority grantedL&I to May 14, 2026
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Oct 6, 1999OHIO CASUALTY INSURANCE CO.Broker bond (BMC-84) · ended Oct 1, 2013 · replaced by the same insurer (renewal)168 months in forceL&I to May 14, 2026
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Apr 1, 1997LIBERTY MUTUAL FIRE INSURANCE CO.Liability · $1,000,000 · ended Apr 1, 2000 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Oct 24, 1996LIBERTY MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Apr 1, 1997 · replaced by the same insurer (renewal)5 months in forceL&I to May 14, 2026
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Feb 10, 1993LIBERTY MUTUAL INSURANCE CO.Cargo · ended Apr 1, 2000 · replaced by another insurer86 months in forceL&I to May 14, 2026
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Feb 10, 1993LIBERTY MUTUAL FIRE INSURANCE CO.Liability · $1,000,000 · ended Oct 24, 1996 · replaced by the same insurer (renewal)44 months in forceL&I to May 14, 2026
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Jun 18, 1982Operating authority grantedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Pennsylvania (HQ) 9
- New York 7
- Ohio 4
- Massachusetts 1
- West Virginia 1
41% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (33 power units: 33 filed, 19 seen roadside in 24 months).
We'd expect a typical fleet of 33 power units this active to have about 1.2 crashes a year. This motor carrier recorded 2 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.7 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.9 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 3 | 0.46 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 3 | 5.09 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-APR-25 – 31-MAR-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.