GIBCO MOTOR EXPRESS LLC
(812) 759-2200
jmeeks@gibcomotorexpress .com
1060 E Diamond Ave, Evansville IN 47711
42
tractors
42 drivers
2.2M mi/yr · ~53k per unit
Marginal
FRED Score 30.0 / 100
High confidence
52 yrs history · 83 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 42
- Drivers · CDL
- 42 · 0
- Annual miles
- 2.2M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 25 | 17 | 0 | 42 |
| Trailers | 70 | 20 | 0 | 90 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (11-05-2013) · 13 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 04-07-2026 (Address Change)
- FRED Score Date
- Nov 08, 2026
- Officer
- JEREMY MEEKS
Cargo
52.5
medium risk
Metal: Sheets/Coils/Rolls
Liquids/Gases
Intermodal Containers
General Freight
Building Materials
Other: ROCK
Grain/Feed/Hay
Dry Bulk
Construction
Coal/Coke
Chemicals
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about a 90% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.59×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Poor. Its estimate (1.59× similar fleets) is in the Poor range, but the record isn't strong enough to be 60% sure it is above the Poor line (1.57×), so the grade stays Marginal.
Expected crashes, next 12 months
3.3 vs 2.0 for similar fleets
Likely 1–6 crashes
This motor carrier
3.3
Similar fleets
2.0
Chance of a fatal crash, next 12 months
~8%
About 1.6× similar fleets.
What's driving the grade
Crash history
betterworse
Leans worse, not yet proven. 8 crashes on the FMCSA record in 24 months (about 4 a year), including 1 with injuries; similar fleets have about 2 a year. The grade counts 14 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Much worse than peers. Unsafe-driving and hours-of-service violations 4.11× and violations 1.45× the rate expected for its inspections. Together they move its crash estimate +21%. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 3 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service7 out-of-service violations against drivers: 4 hours of service, 3 no valid CDL (Oct 2024 – Sep 2026).Ask: driver supervision and dispatch practices.
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Brakes and lightsBrakes are 23 of 116 violations (20%). Brake or light defects led to 5 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs3 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 5 for speeding 15+ mph over or in a work zone.Ask: telematics, speed governance and phone policy.
Strengths
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 7
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Excessive speeding: 18
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
8
0 fatalities · 3 injuries · 0 tow-aways
Inspections
83
28% clean (no violations)
Vehicle out-of-service
26.7%
12 of 45
National avg 22.3%
Driver out-of-service
8.4%
7 of 83
National avg 6.7%
Violations
116
24 out-of-service
Inspected more often than interstate fleets of 20–49 trucks in Indiana (about 45 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 1 inspection.
vs 10,543 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.107 | 0.029 |
| Inspections | 1.60 | 1.12 |
| Violations | 1.38 | 0.78 |
| Critical violations | 0.48 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
116 violations · 24 months-
Vehicle maintenance No alert57 · 17 OOSBrakes 23 · Lights 15 · Tires 10 · Cargo securement 2 · Steering & suspension 1 · 6 more
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Unsafe driving No alert31 · 0 OOSSpeeding 19 · Reckless / lane 9 · Seat belt 2 · Other 1
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Hours of service No alert25 · 4 OOSOver hours limit 11 · Logbook / ELD paperwork 7 · No log 4 · False log 3
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Driver fitness No alert3 · 3 OOSNo valid CDL 3
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jun32026IndianaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Oct172025IllinoisInjury · 3 people hurtDaylight, two-way trafficway divided unprotected median.
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Sep182025OhioProperty damage onlyDaylight, one-way trafficway not divided. Citation issued.
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Sep112025KentuckyProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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May22025MichiganProperty damage onlyDaylight, two-way trafficway divided positive barrier.
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May12025KentuckyProperty damage onlyWet road, daylight, two-way trafficway divided positive barrier.
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Mar102025KentuckyProperty damage onlyDaylight, two-way trafficway not divided.
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Feb182025TennesseeProperty damage onlyDaylight, two-way trafficway not divided. Citation issued.
1 of the 8 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · CHEROKEE INSURANCE COMPANYon record since Nov 1, 2025 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Jan 1994
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- $75,000 surety bond (BMC-84) · HANOVER INSURANCE CO. since Jul 24, 2025
36 months to May 14, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Sep 12, 2022)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
47 filings and 24 authority events since 1976 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
47 filings and 24 authority events since 1976 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 1, 2025CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · on fileMC 144697 · L&I to May 14, 2026
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Jul 24, 2025HANOVER INSURANCE CO.Broker bond (BMC-84) · on file · on fileeffective date as filed: Oct 1, 2025 (shown from the date FMCSA received it)MC 144697 · L&I to May 14, 2026
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Nov 1, 2024CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Nov 1, 2025 · replaced by the same insurer (renewal)12 months in forceMC 144697 · L&I to May 14, 2026
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Oct 1, 2024U. S. SPECIALTY INSURANCE COMPANYBroker bond (BMC-84) · ended Oct 1, 2025 · replaced by another insurer12 months in forceMC 144697 · L&I to May 14, 2026
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Nov 1, 2022CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Nov 1, 2024 · replaced by the same insurer (renewal)24 months in forceMC 144697 · L&I to May 14, 2026
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Oct 1, 2022NATIONWIDE MUTUAL INSURANCE COMPBroker bond (BMC-84) · ended Oct 1, 2024 · replaced by another insurer24 months in forceMC 144697 · L&I to May 14, 2026
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Sep 6, 2022FMCSA revocation notice for the broker authority, dropped Sep 12, 2022cause not stated in FMCSA's older recordsMC 144697 · L&I to May 14, 2026
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Nov 1, 2021CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Nov 1, 2022 · replaced by the same insurer (renewal)12 months in forceMC 144697 · L&I to May 14, 2026
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Apr 29, 2021FMCSA revocation notice for the operating authority, dropped Jun 8, 2021cause not stated in FMCSA's older recordsMC 144697 · L&I to May 14, 2026
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Apr 29, 2021FMCSA revocation notice for the broker authority, dropped Jun 8, 2021cause not stated in FMCSA's older recordsMC 144697 · L&I to May 14, 2026
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Dec 31, 2020CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Nov 1, 2021 · replaced by the same insurer (renewal)10 months in forceMC 144697 · L&I to May 14, 2026
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Dec 31, 2019CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Dec 31, 2020 · replaced by the same insurer (renewal)12 months in forceMC 144697 · L&I to May 14, 2026
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Dec 31, 2018CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Dec 31, 2019 · replaced by the same insurer (renewal)12 months in forceMC 144697 · L&I to May 14, 2026
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Dec 31, 2018CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · on fileMC 125010 · L&I to May 14, 2026
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Dec 31, 2017CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Dec 31, 2018 · replaced by the same insurer (renewal)12 months in forceMC 144697 · L&I to May 14, 2026
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Oct 1, 2014SURETEC INSURANCE COMPANYBroker bond (BMC-84) · ended Oct 1, 2022 · cancellation notice took effect96 months in forceMC 144697 · L&I to May 14, 2026
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Oct 1, 2013GREAT AMERICAN INSURANCE CO.Broker bond (BMC-84) · ended Oct 1, 2014 · replaced by another insurera cancellation notice effective Oct 18, 2014 came after the replacement; 12 months in forceMC 144697 · L&I to May 14, 2026
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Sep 4, 2013FMCSA revocation notice for the broker authority, dropped Oct 1, 2013cause not stated in FMCSA's older recordsMC 144697 · L&I to May 14, 2026
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Dec 31, 2011CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Dec 31, 2017 · replaced by the same insurer (renewal)72 months in forceMC 144697 · L&I to May 14, 2026
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Feb 23, 2011LEXINGTON INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Mar 27, 2011 · cancellation notice took effect1 month in forceMC 144697 · L&I to May 14, 2026
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Dec 31, 2010CHEROKEE INSURANCE COMPANYCargo · ended May 5, 2011 · cancellation notice took effect4 months in forceMC 144697 · L&I to May 14, 2026
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Dec 31, 2010LEXINGTON INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Mar 27, 2011 · cancellation notice took effect3 months in forceMC 144697 · L&I to May 14, 2026
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Dec 31, 2010CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Dec 31, 2011 · replaced by the same insurer (renewal)a cancellation notice effective Feb 2, 2012 came after the replacement; 12 months in forceMC 144697 · L&I to May 14, 2026
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Dec 30, 2010FMCSA revocation notice for the operating authority, dropped Jan 3, 2011opened after REDLAND INSURANCE CO. filed a cancellation notice (effective Dec 31, 2010)MC 144697 · L&I to May 14, 2026
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Dec 13, 2010QBE SPECIALTY INSURANCE CORPORATIONCargo · ended Dec 31, 2010 · cancellation notice took effect1 month in forceMC 144697 · L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Indiana (HQ) 41
- Kentucky 19
- Tennessee 7
- Illinois 5
- Ohio 5
- Michigan 4
- Alabama 1
- North Carolina 1
49% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (42 power units: 42 filed, 36 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
2.0
Actual, per year in window
4.7
Projected, next 12 mo
3.3
0
3
6
We'd expect a typical fleet of 42 power units this active to have about 2.0 crashes a year. This motor carrier recorded 14 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 4.7 a year) — about 2.3× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 3.3 over the next 12 — about 1.6× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 8% chance in the next 12 months
Modeled fatal-crash rate is roughly 1.6× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026
Inside that window:
87 inspections
and 14 crashes.
The FMCSA record tables now hold 79 inspections and 8 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Oct 1, 2023, inspections before Nov 1, 2024
- Out-of-service inspection Oct 31, 2024 · KY · level 1 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Oct 23, 2024 · IN · level 3 · 1 driver OOS · 2 violations
- 2 further inspections with no out-of-service result
Confidence: High · Z = 0.62
Marginal — 1.59x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.049 crashes per power-unit-year for a 42-unit for-hire fleet (pu20_49). Violations 1.21x (driver behaviour 4.11x, out-of-service 1.04x, all violations 1.45x; 87 inspections). Experience 1.32x: 5.8 decayed crashes against 3.8 expected over 36 months (credibility 0.62, a 2.33). 80% range 0.91–2.37x. Last change: a data correction.
Since the previous weekly run the risk relativity moved -5.5%, driven by a data correction in the FMCSA file.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.9 crashes per 100 power-unit-years
42 power units · 2.05 expected crashes a year
Violation relativity
1.21×
87 inspections in window
Crash experience
1.32×
5.8 decayed crashes vs 3.8 expected · credibility 0.62
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.59× (80% range 0.91–2.37×)
· band Poor → displayed Marginal
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
83
Driver Insp
83
Driver OOS
7
Vehicle Insp
45
Vehicle OOS
12
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 29 | 7.93 | |
| HOS Compliance | 15 | 1.63 | |
| Driver Fitness | 3 | 0.24 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 31 | 7.34 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-AUG-25 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.