BAY AND BAY TRANSFER CO INC
DBA: BAY AND BAY
FMCSA Live Status
Fleet & equipment
- Power units
- 360
- Drivers · CDL
- 296 · 296
- Annual miles
- 46M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 222 | 138 | 0 | 360 |
| Trailers | 634 | 0 | 0 | 634 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (06-04-2010) · 16 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 01-21-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- JEFF REEVES
- Officer
- SAM ANDERSON
Cargo
- High-Risk Cargo
- General Freight, Household Goods, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 33% lower than similar fleets.
Similar fleets: interstate fleets of 200–499 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes10 crashes with 15 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service9 out-of-service violations against drivers: 5 hours of service, 3 medical certificate, 1 no valid CDL (Oct 2024 – Apr 2026).Ask: driver supervision and dispatch practices.
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Brakes and tiresBrakes are 104 of 429 violations (24%). Brake or tire defects led to 70 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
- Driver out-of-service rate 1.2% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 19
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Excessive speeding: 34
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Substance violations: 3
Track record
Inspected more often than interstate fleets of 200–499 trucks in Minnesota (about 402 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.039 | 0.023 |
| Inspections | 2.09 | 0.77 |
| Violations | 0.60 | 0.33 |
| Critical violations | 0.16 | 0.07 |
Yearly rates from the last 24 months. Peers: interstate fleets, 200–499 power units, medium-risk cargo.
What they get cited for
429 violations · 24 months-
Vehicle maintenance No alert258 · 94 OOSBrakes 104 · Tires 56 · Lights 45 · Cargo securement 9 · Steering & suspension 8 · 36 more
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Unsafe driving No alert88 · 0 OOSSpeeding 40 · Reckless / lane 35 · Phone use 1 · Seat belt 1 · Other 11
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Hours of service No alert77 · 5 OOSLogbook / ELD paperwork 44 · Over hours limit 19 · No log 8 · False log 6
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Driver fitness No alert6 · 4 OOSMedical certificate 4 · No valid CDL 2
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Aug72026MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Apr302026KansasInjury · 1 person hurtDaylight.
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Feb142026GeorgiaInjury · 2 people hurtDark - lighted. FMCSA: not preventable.
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Jan252026MichiganProperty damage onlySnow road, dark - not lighted, blowing sand soil dirt or snow, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jan252026OklahomaProperty damage onlySnow road, daylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Nov122025KentuckyInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Oct172025South CarolinaProperty damage onlyDawn, two-way trafficway divided unprotected median. Citation issued.
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Sep262025TexasInjury · 2 people hurtDark - not lighted, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jul192025GeorgiaInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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Mar272025New JerseyInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Feb72025UtahInjury · 1 person hurtWet road, daylight, rain. FMCSA: not preventable.
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Jan212025MinnesotaInjury · 1 person hurtDark - lighted, two-way trafficway divided positive barrier.
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Nov82024OklahomaInjury · 1 person hurtWet road, daylight, rain, two-way trafficway divided unprotected median.
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Sep292024WisconsinInjury · 3 people hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
23 more in the FMCSA records below.
10 of the 31 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$1,000,000 · Great West Casualty Coon record since Dec 1, 2023 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Jan 1988
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- required · none on file
- 2 liability insurers on FMCSA's record, 1 change: WESCO INSURANCE COMPANY → Great West Casualty Co (Dec 2023)
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Dec 2, 2013)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
12 filings and 3 authority events since 1979 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Dec 1, 2023Great West Casualty CoLiability · $1,000,000 · on fileFMCSA's new system
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Dec 1, 2021WESCO INSURANCE COMPANYLiability · $750,000 · ended Dec 1, 2023 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Dec 2, 2013Broker authority revoked (cause not stated)L&I to May 14, 2026
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Feb 28, 2006GREAT WEST CASUALTY CO.Cargo · ended Jan 3, 2022 · cancellation notice took effect190 months in forceL&I to May 14, 2026
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Feb 28, 2006GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Dec 1, 2021 · replaced by another insurera cancellation notice effective Jan 3, 2022 came after the replacement; 189 months in forceL&I to May 14, 2026
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Dec 16, 2002OLD REPUBLIC SURETY COMPANYBroker bond (BMC-84) · ended Nov 14, 2013 · cancellation notice took effect131 months in forceL&I to May 14, 2026
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Sep 30, 2002WASHINGTON INTERNATIONAL INSURANCE COMPANYBroker bond (BMC-84) · ended Dec 31, 2002 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Sep 30, 2001WASHINGTON INTERNATIONAL INSURANCE COMPANYBroker bond (BMC-84) · ended Sep 30, 2002 · replaced by the same insurer (renewal)a cancellation notice effective Oct 5, 2002 came after the replacement; 12 months in forceL&I to May 14, 2026
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Dec 16, 1999GREAT WEST CASUALTY CO.Cargo · ended Feb 28, 2006 · replaced by the same insurer (renewal)74 months in forceL&I to May 14, 2026
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Dec 16, 1999GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Feb 28, 2006 · superseded by the same policy74 months in forceL&I to May 14, 2026
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Nov 27, 1991Broker authority grantedL&I to May 14, 2026
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Sep 30, 1991THE INSURANCE COMPANY OF NORTH AMERICABroker bond (BMC-84) · ended Sep 30, 2001 · replaced by another insurera cancellation notice effective Oct 10, 2001 came after the replacement; 120 months in forceL&I to May 14, 2026
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Jan 1, 1988GREAT WEST CASUALTY CO.Cargo · ended Dec 16, 1999 · replaced by the same insurer (renewal)143 months in forceL&I to May 14, 2026
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Jan 1, 1988GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Dec 16, 1999 · replaced by the same insurer (renewal)143 months in forceL&I to May 14, 2026
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Mar 8, 1979Operating authority grantedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Tennessee 95
- Utah 92
- Oklahoma 70
- Missouri 59
- Iowa 55
- Illinois 53
- Indiana 52
- Wisconsin 50
Runs well beyond its home state: 33 of 928 inspections were in Minnesota.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (455 power units: 360 filed, 455 seen roadside in 24 months).
We'd expect a typical fleet of 455 power units this active to have about 22.7 crashes a year (sized from the 455 units seen roadside; 360 filed). This motor carrier recorded 56 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 18.7 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 15.1 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
- Out-of-service inspection Sep 29, 2024 · OK · level 1 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Sep 25, 2024 · OK · level 1 · 1 vehicle OOS · 1 violation
- 13 further inspections with no out-of-service result
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 84 | 1.24 | |
| HOS Compliance | 54 | 0.24 | |
| Driver Fitness | 6 | 0.02 | |
| Controlled Substances | 3 | 0.02 | |
| Vehicle Maintenance | 170 | 2.72 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-OCT-24) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.