LOUIS V LEPAK TRUCKING COMPANY INC
(405) 236-0944
mjlepak@lvlepak.com
821 N Portland Ave, Oklahoma City OK 73107
117
power units · all owned
103 drivers
4.9M mi/yr · ~42k per unit
Satisfactory
FRED Score 67.1 / 100
Low confidence
52 yrs history · 19 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 117
- Drivers · CDL
- 103 · 62
- Annual miles
- 4.9M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 86 | 0 | 0 | 86 |
| Tractors | 31 | 0 | 0 | 31 |
| Trailers | 40 | 0 | 0 | 40 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (03-04-1993) · 33 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 02-24-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- M. JEFFREY LEPAK
- Officer
- M. JEFFREY LEPAK
Cargo
60.2
medium risk
General Freight
US Mail
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 15% lower than similar fleets.
Similar fleets: interstate fleets of about 117 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.85×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
1.6 vs 1.8 for similar fleets
This motor carrier
1.6
Similar fleets
1.8
Chance of a fatal crash, next 12 months
~4%
About typical for similar fleets.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
-
Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Dec 2024).Ask: driver qualification files and hiring standards.
Strengths
- Vehicle out-of-service rate 0.0% vs 22.3% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 1
Track record
FMCSA record, Oct 2024 – Aug 2026
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
4
0 fatalities · 1 injury · 0 tow-aways
Inspections
19
63% clean (no violations)
Vehicle out-of-service
0.0%
0 of 15
National avg 22.3%
Driver out-of-service
5.3%
1 of 19
National avg 6.7%
Violations
9
1 out-of-service
Inspected less often than interstate fleets of 100–199 trucks in Oklahoma (about 124 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 1,732 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.013 | 0.025 |
| Inspections | 0.14 | 0.97 |
| Violations | 0.04 | 0.54 |
| Critical violations | 0.00 | 0.10 |
Yearly rates from the last 24 months. Peers: interstate fleets, 100–199 power units, medium-risk cargo.
What they get cited for
9 violations · 24 months-
Vehicle maintenance No alert4 · 0 OOSBrakes 1 · Lights 1 · Wheels & hubs 1 · Other parts 1
-
Unsafe driving No alert3 · 0 OOSSpeeding 2 · Reckless / lane 1
-
Driver fitness No alert2 · 1 OOSMedical certificate 1 · No valid CDL 1
-
Hours of service No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Aug42025OklahomaProperty damage onlyDark - lighted, two-way trafficway divided unprotected median.
-
Dec32024OklahomaProperty damage onlyDaylight, two-way trafficway not divided.
-
Nov92024OklahomaInjury · 1 person hurtWet road, dark - lighted, two-way trafficway divided unprotected median. Citation issued.
-
Oct262024OklahomaProperty damage onlyDaylight, two-way trafficway divided positive barrier.
1 of the 4 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$1,000,000 · National Interstate Insurance Companyon record since May 1, 2024 · FMCSA minimum $750,000 · no gap on FMCSA's record since Nov 1998
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- 2 liability insurers on FMCSA's record, 1 change: BERKLEY CASUALTY COMPANY → National Interstate Insurance Company (May 2024)
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Aug 15, 2008)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
30 filings and 12 authority events since 1998 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
30 filings and 12 authority events since 1998 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
May 1, 2024National Interstate Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
-
May 1, 2020BERKLEY CASUALTY COMPANYLiability · $1,000,000 · ended May 1, 2024 · replaced by another insurer48 months in forceL&I to May 14, 2026
-
May 1, 2019UNITED STATES FIRE INSURANCE CO.Liability · $1,000,000 · ended May 1, 2020 · replaced by another insurer12 months in forceL&I to May 14, 2026
-
May 1, 2018GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended May 1, 2019 · replaced by another insurera cancellation notice effective Jun 5, 2019 came after the replacement; 12 months in forceL&I to May 14, 2026
-
Mar 1, 2015NATIONAL INTERSTATE INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2018 · replaced by another insurera cancellation notice effective May 27, 2018 came after the replacement; 38 months in forceL&I to May 14, 2026
-
Jan 1, 2014GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Mar 1, 2015 · replaced by another insurera cancellation notice effective Apr 2, 2015 came after the replacement; 14 months in forceL&I to May 14, 2026
-
Dec 5, 2013FMCSA revocation notice for the operating authority, dropped Dec 31, 2013opened after MAXUM CASUALTY INSURANCE COMPANY filed a cancellation notice (effective Jan 1, 2014)L&I to May 14, 2026
-
Jan 1, 2011MAXUM CASUALTY INSURANCE COMPANYCargo · ended Jan 1, 2014 · cancellation notice took effect36 months in forceL&I to May 14, 2026
-
Jan 1, 2011MAXUM CASUALTY INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2014 · cancellation notice took effect36 months in forceL&I to May 14, 2026
-
Dec 16, 2010FMCSA revocation notice for the operating authority, dropped Jan 3, 2011opened after STATE NATIONAL INSURANCE CO., INC. filed a cancellation notice (effective Jan 12, 2011)L&I to May 14, 2026
-
Jan 1, 2010HARTFORD FIRE INSURANCE COMPANYCargo · ended Jan 1, 2011 · replaced by another insurer12 months in forceL&I to May 14, 2026
-
Jan 1, 2010STATE NATIONAL INSURANCE CO., INC.Liability · $1,000,000 · ended Jan 1, 2011 · replaced by another insurera cancellation notice effective Jan 12, 2011 came after the replacement; 12 months in forceL&I to May 14, 2026
-
Aug 15, 2008Operating authority reinstatedL&I to May 14, 2026
-
Jan 7, 2008Operating authority revoked (cause not stated)L&I to May 14, 2026
-
Jan 1, 2008TRAVELERS PROPERTY CASUALTY CO. OF AMERICACargo · ended Jan 1, 2010 · replaced by another insurer24 months in forceL&I to May 14, 2026
-
Jan 1, 2008THE PHOENIX INSURANCE COLiability · $750,000 · ended Jan 1, 2010 · replaced by another insurer24 months in forceL&I to May 14, 2026
-
Jan 1, 2007CAROLINA CASUALTY INSURANCE CO.Cargo · ended Jan 1, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Jan 1, 2007CAROLINA CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Jan 1, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Dec 5, 2006FMCSA revocation notice for the operating authority, dropped Dec 28, 2006opened after CAROLINA CASUALTY INSURANCE CO. filed a cancellation notice (effective Jan 1, 2007)L&I to May 14, 2026
-
Jan 1, 2006CAROLINA CASUALTY INSURANCE CO.Cargo · ended Jan 1, 2007 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Jan 1, 2006CAROLINA CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Jan 1, 2007 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Dec 5, 2005FMCSA revocation notice for the operating authority, dropped Jan 3, 2006opened after CAROLINA CASUALTY INSURANCE CO. filed a cancellation notice (effective Jan 1, 2006)L&I to May 14, 2026
-
Jan 1, 2005CAROLINA CASUALTY INSURANCE CO.Cargo · ended Jan 1, 2006 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Jan 1, 2005CAROLINA CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Jan 1, 2006 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Dec 17, 2004GREAT WEST CASUALTY CO.Cargo · ended Jan 1, 2005 · replaced by another insurera cancellation notice effective Jan 6, 2005 came after the replacementL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Texas 10
- Oklahoma (HQ) 9
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (xlarge).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
1.8
Actual, last 12 mo
6.0
Projected, next 12 mo
1.6
0
3.5
7
We'd expect a typical fleet of this size this active to have about 1.8 crashes a year. This motor carrier recorded 6 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — about 3.3× a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 1.6 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 4% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Scored on Aug 1, 2025 → Jul 31, 2026 · data as of Sep 24, 2026
Inside that window:
19 inspections
and 6 crashes.
The FMCSA record tables now hold 8 inspections and 1 crash in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Before Aug 1, 2025 — aged out of the window
- Crash Dec 3, 2024 · OK · 0 injuries, 0 fatalities · engine severity weight 1
- Crash Nov 9, 2024 · OK · 1 injury, 0 fatalities · engine severity weight 5
- Crash Oct 26, 2024 · OK · 0 injuries, 0 fatalities · engine severity weight 1
- Out-of-service inspection Dec 5, 2024 · TX · level 2 · 1 driver OOS · 1 violation
- 9 further inspections with no out-of-service result
After Jul 31, 2026 — after the scoring window, not yet scored
- 1 inspection with no out-of-service result — not yet scored
Confidence: Low · Z = 0.58
Satisfactory — 0.85x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.016 crashes per power-unit-year for a 117-unit for-hire fleet (pu100_199). Violations 0.83x (driver behaviour 0.88x, out-of-service 0.37x, all violations 0.32x; 19 inspections). Experience 1.02x: 2.4 decayed crashes against 2.4 expected over 36 months (credibility 0.58, a 1.69). 80% range 0.37–1.42x. Exposure: 17 of 117 filed power units seen roadside in 24 months, 0.08 inspections per filed unit-year — the class expectation assumes the filed fleet is real; confidence cut. Last change: no change since the last run.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
19
Driver Insp
19
Driver OOS
1
Vehicle Insp
15
Vehicle OOS
0
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 3 | 0.05 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 2 | 0.35 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 3 | 0.66 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-JUN-26 – 29-JUN-26) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.