STEGER TRANSPORT INC
(563) 875-7113
stegertrans@gmail.com
798 6th Ave Nw, Dyersville IA 52040
21
tractors · all owned
25 drivers
2M mi/yr · ~95k per unit
Satisfactory
FRED Score 54.2 / 100
Moderate confidence
22 yrs history · 31 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 21
- Drivers · CDL
- 25 · 25
- Annual miles
- 2M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 21 | 0 | 0 | 21 |
| Trailers | 39 | 0 | 0 | 39 |
Registration
- FMCSA Rating
- Satisfactory (12-16-2010) · 15 yr old
- Registered
- 08-04-2004 (22 yrs)
- MCS-150 Update
- 01-15-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- JIM STEGER
Cargo
64.3
medium risk
Motor Vehicles
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
Liquids/Gases
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Other: MILK
Grain/Feed/Hay
Dry Bulk
Farm Supplies
Construction
- High-Risk Cargo
- Motor Vehicles, Machinery Large, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about the same as similar fleets.
Similar fleets: interstate fleets of about 21 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.01×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
0.9 vs 0.9 for similar fleets
This motor carrier
0.9
Similar fleets
0.9
Chance of a fatal crash, next 12 months
~3%
About typical for similar fleets.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes2 crashes with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
Strengths
- Vehicle out-of-service rate 9.1% vs 22.3% national; driver 3.2% vs 6.7%.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 3
-
High speeding: 8
Track record
FMCSA record, Nov 2024 – Aug 2026
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
2
0 fatalities · 2 injuries · 0 tow-aways
Inspections
31
42% clean (no violations)
Vehicle out-of-service
9.1%
1 of 11
National avg 22.3%
Driver out-of-service
3.2%
1 of 31
National avg 6.7%
Violations
30
2 out-of-service
Inspected about as often as interstate fleets of 20–49 trucks in Iowa (about 26 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 10,543 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.024 | 0.029 |
| Inspections | 1.10 | 1.12 |
| Violations | 0.71 | 0.78 |
| Critical violations | 0.07 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
30 violations · 24 months-
Vehicle maintenance No alert16 · 1 OOSLights 7 · Brakes 6 · Wheels & hubs 1 · Other parts 2
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Unsafe driving No alert12 · 0 OOSSpeeding 8 · Seat belt 1 · Other 3
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Hours of service No alert2 · 1 OOSLogbook / ELD paperwork 2
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Driver fitness No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jul22026MichiganInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Nov102024IllinoisInjury · 1 person hurtDark - not lighted, two-way trafficway divided unprotected median.
2 of the 2 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$750,000 · SENTRY SELECT INSURANCE COMPANYon record since Mar 1, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Aug 2004
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 4 liability insurers on FMCSA's record, 3 changes: MS TRANSVERSE INSURANCE COMPANY → SENTRY SELECT INSURANCE COMPANY (Mar 2026); FALLS LAKE NATIONAL INSURANCE COMPANY → MS TRANSVERSE INSURANCE COMPANY (Mar 2025); GREAT WEST CASUALTY CO. → FALLS LAKE NATIONAL INSURANCE COMPANY (Mar 2024)
- 2 cancellation notices filed by insurers; 2 took effect (the last Mar 1, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Mar 3, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
21 filings and 10 authority events since 2004 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
21 filings and 10 authority events since 2004 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Mar 1, 2026SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · on fileL&I to May 14, 2026
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Mar 1, 2025MS TRANSVERSE INSURANCE COMPANYLiability · $750,000 · ended Mar 1, 2026 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Feb 3, 2025FMCSA revocation notice for the operating authority, dropped Mar 3, 2025opened after FALLS LAKE NATIONAL INSURANCE COMPANY filed a cancellation notice (effective Mar 1, 2025)L&I to May 14, 2026
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Mar 1, 2024FALLS LAKE NATIONAL INSURANCE COMPANYLiability · $750,000 · ended Mar 1, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Feb 5, 2024FMCSA revocation notice for the operating authority, dropped Mar 1, 2024opened after GREAT WEST CASUALTY CO. filed a cancellation notice (effective Mar 1, 2024)L&I to May 14, 2026
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Mar 1, 2021GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Mar 1, 2024 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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Feb 2, 2021FMCSA revocation notice for the operating authority, dropped Feb 26, 2021opened after AEGIS SECURITY INSURANCE COMPANY filed a cancellation notice (effective Mar 1, 2021)L&I to May 14, 2026
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Mar 1, 2019AEGIS SECURITY INSURANCE COMPANYLiability · $1,000,000 · ended Mar 1, 2021 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Mar 1, 2015NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Mar 1, 2019 · replaced by another insurera cancellation notice effective Apr 3, 2019 came after the replacement; 48 months in forceL&I to May 14, 2026
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Feb 2, 2015FMCSA revocation notice for the operating authority, dropped Mar 2, 2015opened after ILLINOIS NATIONAL INSURANCE CO. filed a cancellation notice (effective Mar 1, 2015)L&I to May 14, 2026
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Mar 1, 2014ILLINOIS NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2015 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Feb 3, 2014FMCSA revocation notice for the operating authority, dropped Mar 3, 2014opened after AMERICAN INTERNATIONAL UNDERWRITERS INS.(AIU) filed a cancellation notice (effective Mar 1, 2014)L&I to May 14, 2026
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Aug 20, 2013AMERICAN INTERNATIONAL UNDERWRITERS INS.(AIU)Liability · $1,000,000 · ended Mar 1, 2014 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Jul 24, 2013FMCSA revocation notice for the operating authority, dropped Aug 8, 2013opened after ILLINOIS NATIONAL INSURANCE CO. filed a cancellation notice (effective Aug 20, 2013)L&I to May 14, 2026
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Mar 1, 2013ILLINOIS NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Aug 20, 2013 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Aug 20, 2012NATIONAL CASUALTY COMPANYLiability · $1,000,000 · ended Mar 1, 2013 · replaced by another insurer6 months in forceL&I to May 14, 2026
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Aug 20, 2010GENERAL CASUALTY COMPANY OF WISCONSINCargo · ended Mar 30, 2013 · cancellation notice took effect31 months in forceL&I to May 14, 2026
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Aug 20, 2010GENERAL CASUALTY COMPANY OF WISCONSINLiability · $1,000,000 · ended Aug 20, 2012 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Aug 16, 2010FMCSA revocation notice for the operating authority, dropped Aug 19, 2010opened after MAIDEN REINSURANCE COMPANY filed a cancellation notice (effective Sep 11, 2010)L&I to May 14, 2026
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Aug 20, 2009MAIDEN REINSURANCE COMPANYLiability · $1,000,000 · ended Aug 20, 2010 · replaced by another insurera cancellation notice effective Sep 11, 2010 came after the replacement; 12 months in forceL&I to May 14, 2026
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Aug 20, 2007HARTFORD FIRE INSURANCE COMPANYCargo · ended Sep 20, 2008 · cancellation notice took effect13 months in forceL&I to May 14, 2026
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Aug 20, 2007INTEGON NATIONAL INSURANCE COMPANYLiability · $1,000,000 · ended Aug 20, 2009 · replaced by another insurera cancellation notice effective Sep 23, 2009 came after the replacement; 24 months in forceL&I to May 14, 2026
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Aug 20, 2006EMPIRE FIRE & MARINE INSURANCE CO.Cargo · ended Aug 20, 2007 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Aug 20, 2006EMPIRE FIRE & MARINE INSURANCE CO.Liability · $1,000,000 · ended Aug 20, 2007 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jul 24, 2006FMCSA revocation notice for the operating authority, dropped Aug 4, 2006opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Aug 20, 2006)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Iowa (HQ) 12
- Wisconsin 7
- Illinois 3
- Minnesota 2
- Nebraska 2
- Colorado 1
- Michigan 1
- Missouri 1
39% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (large).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.9
Actual, last 12 mo
4.0
Projected, next 12 mo
0.9
0
2.25
4.5
We'd expect a typical fleet of this size this active to have about 0.9 crashes a year. This motor carrier recorded 4 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — about 4.3× a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.9 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 3% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Scored on Aug 1, 2025 → Jul 31, 2026 · data as of Sep 24, 2026
Inside that window:
29 inspections
and 4 crashes.
The FMCSA record tables now hold 17 inspections and 1 crash in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Before Aug 1, 2025 — aged out of the window
- Crash Nov 10, 2024 · IL · 1 injury, 0 fatalities · engine severity weight 5
- Out-of-service inspection Jan 16, 2025 · WI · level 2 · 1 vehicle OOS · 1 violation
- 11 further inspections with no out-of-service result
After Jul 31, 2026 — after the scoring window, not yet scored
- 2 inspections with no out-of-service result — not yet scored
Confidence: Moderate · Z = 0.32
Satisfactory — 1.01x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.045 crashes per power-unit-year for a 21-unit for-hire fleet (pu20_49). Violations 0.96x (driver behaviour 1.72x, out-of-service 0.39x, all violations 0.70x; 29 inspections). Experience 1.05x: 1.6 decayed crashes against 1.4 expected over 36 months (credibility 0.32, a 2.97). 80% range 0.46–1.65x. Last change: no change since the last run.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
31
Driver Insp
31
Driver OOS
1
Vehicle Insp
11
Vehicle OOS
1
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 11 | 4.59 | |
| HOS Compliance | 1 | 0.94 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 7 | 7.35 |
SMS record data is sourced from FMCSA's Safety Measurement System (05-SEP-25 – 31-MAR-26) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.