L & B CARTAGE INC
FMCSA Live Status
Fleet & equipment
- Power units
- 29
- Drivers · CDL
- 18 · 18
- Annual miles
- 1M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 13 | 16 | 0 | 29 |
| Trailers | 30 | 7 | 0 | 37 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (02-11-2004) · 22 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 09-02-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- Sam Stewart
- Officer
- DAVID HERBER JR
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
The expected crashes behind this grade assume the filed fleet of 29 power units is real, but the roadside record corroborates little of it — 7 units seen in 24 months, 0.21 inspections per filed unit-year. The grade's relativity to class is unchanged; its confidence tier is cut to reflect the unverified exposure, and until the fleet is confirmed an Excellent grade shows as Strong and a Strong as Satisfactory. Verify the fleet size before relying on the crash expectation.
Expected crash rate is probably higher than similar fleets (about a 60% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Lights and brakesLights are 8 of 25 violations (32%). Light or brake defects led to 3 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Filed fleet not seen on the roadOnly 7 of the 29 filed power units were seen at a roadside inspection in 24 months (12 inspections in all). The crash expectation behind the grade assumes all 29 are running.Ask: how many trucks are actually operating, with the vehicle schedule.
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Vehicle out-of-service rate45.5% of vehicle inspections end out of service vs 22.3% nationally (5 of 11), but across all its inspections out-of-service orders are 1.20× what's expected for where and how it's inspected, the measure the grade uses.
- 2 crashes in 24 months. No injuries, no fatalities.
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 1
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.034 | 0.027 |
| Inspections | 0.38 | 1.02 |
| Violations | 0.43 | 0.71 |
| Critical violations | 0.07 | 0.14 |
Yearly rates from the last 24 months. Peers: 20–49 power units, medium-risk cargo.
What they get cited for
25 violations · 24 months-
Vehicle maintenance No alert22 · 7 OOSLights 8 · Brakes 6 · Tires 4 · Cargo securement 1 · Other parts 3
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Hours of service No alert2 · 0 OOSLogbook / ELD paperwork 2
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Unsafe driving No alert1 · 0 OOSOther 1
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Aug142026MichiganProperty damage onlyDawn, two-way trafficway divided unprotected median.
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May62025MichiganProperty damage onlyWet road, daylight, rain, one-way trafficway not divided. FMCSA: not preventable.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · National Interstate Insurance Company of Hawaiion record since Nov 6, 2022 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jan 1994
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Jul 19, 1988)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
22 filings and 13 authority events since 1979 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 6, 2022National Interstate Insurance Company of HawaiiLiability · $750,000 · on fileMC 148055 · FMCSA's new system
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Oct 31, 2022FMCSA revocation notice for the operating authority, dropped Nov 30, 2022opened after NORTHLAND INSURANCE COMPANY filed a cancellation notice (effective Nov 25, 2022)MC 148055 · L&I to May 14, 2026
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Nov 6, 2020NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Nov 25, 2022 · cancellation notice took effect25 months in forceMC 148055 · L&I to May 14, 2026
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Oct 13, 2020FMCSA revocation notice for the operating authority, dropped Nov 3, 2020opened after HASTINGS MUTUAL INSURANCE CO. filed a cancellation notice (effective Nov 6, 2020)MC 148055 · L&I to May 14, 2026
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Nov 6, 2017HASTINGS MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Nov 6, 2020 · cancellation notice took effect36 months in forceMC 148055 · L&I to May 14, 2026
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Oct 1, 2016SELECTIVE INSURANCE COMPANY OF AMERICALiability · $750,000 · ended Nov 6, 2017 · replaced by another insurer13 months in forceMC 148055 · L&I to May 14, 2026
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Sep 6, 2016FMCSA revocation notice for the operating authority, dropped Sep 30, 2016opened after NATIONAL INDEMNITY COMPANY filed a cancellation notice (effective Oct 1, 2016)MC 148055 · L&I to May 14, 2026
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Oct 1, 2015NATIONAL INDEMNITY COMPANYLiability · $750,000 · ended Oct 1, 2016 · cancellation notice took effect12 months in forceMC 148055 · L&I to May 14, 2026
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Oct 1, 2014CANAL INSURANCE CO.Liability · $750,000 · ended Oct 1, 2015 · replaced by another insurer12 months in forceMC 148055 · L&I to May 14, 2026
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Sep 4, 2014FMCSA revocation notice for the operating authority, dropped Oct 1, 2014opened after NATIONAL INDEMNITY COMPANY filed a cancellation notice (effective Oct 1, 2014)MC 148055 · L&I to May 14, 2026
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Dec 31, 2013NATIONAL INDEMNITY COMPANYLiability · $750,000 · ended Oct 1, 2014 · cancellation notice took effect9 months in forceMC 148055 · L&I to May 14, 2026
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Oct 1, 2013NATIONAL INDEMNITY COMPANYLiability · $750,000 · ended Dec 31, 2013 · superseded by the same policya cancellation notice effective Jan 31, 2014 came after the replacement; 3 months in forceMC 148055 · L&I to May 14, 2026
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Sep 4, 2013FMCSA revocation notice for the operating authority, dropped Oct 1, 2013opened after COREPOINTE INSURANCE COMPANY filed a cancellation notice (effective Oct 1, 2013)MC 148055 · L&I to May 14, 2026
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Oct 1, 2012COREPOINTE INSURANCE COMPANYLiability · ended Oct 1, 2013 · cancellation notice took effect12 months in forceMC 148055 · L&I to May 14, 2026
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Sep 4, 2012FMCSA revocation notice for the operating authority, dropped Oct 1, 2012opened after ILLINOIS NATIONAL INSURANCE CO. filed a cancellation notice (effective Oct 1, 2012)MC 148055 · L&I to May 14, 2026
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Jan 6, 2012ILLINOIS NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Oct 1, 2012 · cancellation notice took effect9 months in forceMC 148055 · L&I to May 14, 2026
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Dec 12, 2011FMCSA revocation notice for the operating authority, dropped Jan 6, 2012opened after ILLINOIS NATIONAL INSURANCE CO. filed a cancellation notice (effective Jan 6, 2012)MC 148055 · L&I to May 14, 2026
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Oct 1, 2011ILLINOIS NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Jan 6, 2012 · cancellation notice took effect3 months in forceMC 148055 · L&I to May 14, 2026
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Sep 6, 2011FMCSA revocation notice for the operating authority, dropped Sep 29, 2011opened after ILLINOIS NATIONAL INSURANCE CO. filed a cancellation notice (effective Oct 1, 2011)MC 148055 · L&I to May 14, 2026
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Sep 15, 2010ILLINOIS NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Oct 1, 2011 · cancellation notice took effect13 months in forceMC 148055 · L&I to May 14, 2026
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Aug 19, 2010FMCSA revocation notice for the operating authority, dropped Sep 14, 2010opened after ILLINOIS NATIONAL INSURANCE CO. filed a cancellation notice (effective Sep 15, 2010)MC 148055 · L&I to May 14, 2026
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Sep 18, 2009FMCSA revocation notice for the operating authority, dropped Sep 23, 2009cause not stated in FMCSA's older recordsMC 148055 · L&I to May 14, 2026
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Sep 15, 2009The Hanover Insurance CompanyCargo · ended Sep 18, 2010 · cancellation notice took effect12 months in forceMC 148055 · FMCSA's new system
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Sep 15, 2009ILLINOIS NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Sep 15, 2010 · cancellation notice took effect12 months in forceMC 148055 · L&I to May 14, 2026
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Sep 1, 2009HANOVER INSURANCE CO.Cargo · ended Sep 15, 2009 · superseded by the same policya cancellation notice effective Oct 23, 2009 came after the replacementMC 148055 · L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Michigan (HQ) 10
- Indiana 1
- Ohio 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (29 power units: 29 filed, 7 seen roadside in 24 months).
We'd expect a typical fleet of 29 power units this active to have about 0.7 crashes a year — but only 7 of the 29 filed units were seen roadside in 24 months (0.21 inspections per filed unit-year), so this expectation assumes the filed fleet is real. This motor carrier recorded 4 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 1.3 a year) — about 2.0× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.9 over the next 12 — about 1.3× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 1 | 0.32 | |
| HOS Compliance | 2 | 0.15 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 11 | 9.33 |
SMS record data is sourced from FMCSA's Safety Measurement System (09-JUL-25 – 26-AUG-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.