B & W CARTAGE COMPANY INC
(313) 299-2167
hpalmer@ilgi.com
9850 Pelham, Taylor MI 48180
518
tractors · all leased
607 drivers
33.6M mi/yr · ~65k per unit
Satisfactory
FRED Score 50.0 / 100
High confidence
52 yrs history · 720 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 518
- Drivers · CDL
- 607 · 607
- Annual miles
- 33.6M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 518 | 0 | 518 |
| Trailers | 0 | 1271 | 0 | 1271 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (05-26-2011) · 15 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 02-19-2025 (Address Change)
- FRED Score Date
- Nov 08, 2026
- Officer
- HOLLY PALMER
Cargo
61.5
medium risk
General Freight
Other: AUTO PARTS
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about a 60% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 500+ trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.08×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Marginal. Its estimate (1.08× similar fleets) is in the Marginal range, but the record isn't strong enough to be 60% sure it is above the Marginal line (1.06×), so the grade stays Satisfactory.
Expected crashes, next 12 months
16.9 vs 15.8 for similar fleets
Likely 9–25 crashes
This motor carrier
16.9
Similar fleets
15.8
Chance of a fatal crash, next 12 months
~36%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
About typical. 30 crashes on the FMCSA record in 24 months (about 15 a year), including 12 with injuries; similar fleets have about 16 a year. The grade counts 55 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Mixed. Unsafe-driving and hours-of-service violations 1.80× the rate expected for its inspections, but violations 0.70× and out-of-service orders 0.77×. Together they barely move its crash estimate: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes12 crashes with 13 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service2 out-of-service violations against drivers: 2 hours of service (Jun 2025 – Feb 2026).Ask: driver supervision and dispatch practices.
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Brakes and lightsBrakes are 139 of 499 violations (28%). Brake or light defects led to 41 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs8 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 6 for speeding 15+ mph over or in a work zone and 12 for phone use.Ask: telematics, speed governance and phone policy.
Strengths
- Driver out-of-service rate 0.3% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
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Dangerous driving: 22
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Excessive speeding: 15
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
30
0 fatalities · 13 injuries · 0 tow-aways
Inspections
720
60% clean (no violations)
Vehicle out-of-service
24.9%
87 of 349
National avg 22.3%
Driver out-of-service
0.3%
2 of 720
National avg 6.7%
Violations
499
116 out-of-service
Inspected more often than interstate fleets of 500+ trucks in Michigan (about 481 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 5 inspections.
vs 437 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.028 | 0.022 |
| Inspections | 1.01 | 0.64 |
| Violations | 0.48 | 0.22 |
| Critical violations | 0.12 | 0.05 |
Yearly rates from the last 24 months. Peers: interstate fleets, 500+ power units, medium-risk cargo.
What they get cited for
499 violations · 24 months-
Vehicle maintenance No alert336 · 114 OOSBrakes 139 · Lights 88 · Tires 63 · Cargo securement 11 · Steering & suspension 9 · 26 more
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Unsafe driving No alert98 · 0 OOSReckless / lane 49 · Speeding 20 · Seat belt 13 · Phone use 12 · Other 4
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Hours of service No alert63 · 2 OOSLogbook / ELD paperwork 34 · Over hours limit 17 · False log 8 · No log 4
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Driver fitness No alert2 · 0 OOSNo valid CDL 2
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Sep92026ArkansasProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jul32026KentuckyProperty damage onlyDark - lighted, fog, two-way trafficway divided unprotected median.
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Jun302026MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
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Jun242026MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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May272026MichiganInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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May82026IllinoisInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Apr302026KentuckyProperty damage onlyDark - lighted, two-way trafficway divided unprotected median.
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Apr272026OhioProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median.
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Nov72025KentuckyInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Oct162025TennesseeInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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Oct72025IllinoisInjury · 1 person hurtWet road, dark - lighted, rain, two-way trafficway divided unprotected median.
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Aug182025MichiganInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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Aug122025MichiganInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Jul282025IllinoisInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Dec182024IndianaInjury · 2 people hurtDaylight, two-way trafficway not divided. FMCSA: not preventable.
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Oct222024MichiganInjury · 1 person hurtDaylight, two-way trafficway not divided. FMCSA: not preventable.
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Oct92024IllinoisInjury · 1 person hurtDawn, one-way trafficway not divided.
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Sep302024OhioInjury · 1 person hurtDawn, one-way trafficway not divided. Citation issued.
22 more in the FMCSA records below.
12 of the 30 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$1,000,000 · Great West Casualty Coon record since Nov 1, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Nov 2004
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- $75,000 surety bond (BMC-84) · Merchants Bonding Company (Mutual) since Nov 1, 2025
36 months to Nov 7, 2026
- 2 liability insurers on FMCSA's record, 1 change: HUDSON INSURANCE COMPANY → Great West Casualty Co (Nov 2025)
- 1 cancellation notice filed by an insurer; 1 took effect (the last Nov 1, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's new registration system, status since Dec 19, 2008)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
29 filings and 10 authority events since 1980 · FMCSA record through Nov 7, 2026
Every insurance filing on the FMCSA record
29 filings and 10 authority events since 1980 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 1, 2025Merchants Bonding Company (Mutual)Broker bond (BMC-84) · on file · on fileFMCSA's new system
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Nov 1, 2025Great West Casualty CoLiability · $1,000,000 · on fileFMCSA's new system
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Oct 6, 2025FMCSA revocation notice for the operating authority, dropped Oct 24, 2025opened after HUDSON INSURANCE COMPANY filed a cancellation notice (effective Nov 1, 2025)L&I to May 14, 2026
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Mar 7, 2023FMCSA revocation notice for the operating authority, dropped Mar 7, 2023cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Mar 7, 2023FMCSA revocation notice for the broker authority, dropped Mar 7, 2023cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Mar 2, 2023HUDSON INSURANCE COMPANYBroker bond (BMC-84) · ended Nov 1, 2025 · replaced by another insurer32 months in forceL&I to May 14, 2026
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Mar 2, 2023HUDSON INSURANCE COMPANYLiability bond (BMC-82) · ended Nov 1, 2025 · cancellation notice took effect32 months in forceL&I to May 14, 2026
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Oct 1, 2013HUDSON INSURANCE COMPANYBroker bond (BMC-84) · ended Mar 2, 2023 · superseded by the same policy113 months in forceL&I to May 14, 2026
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Nov 1, 2010RLI INSURANCE COMPANYCargo · ended Apr 10, 2023 · insurer name change149 months in forceL&I to May 14, 2026
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Nov 1, 2010HUDSON INSURANCE COMPANYBroker bond (BMC-84) · ended Oct 1, 2013 · superseded by the same policy35 months in forceL&I to May 14, 2026
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Oct 18, 2010FMCSA revocation notice for the broker authority, dropped Nov 4, 2010cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Dec 19, 2008Broker authority reinstatedL&I to May 14, 2026
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Dec 1, 2008Broker authority revoked (cause not stated)L&I to May 14, 2026
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Nov 23, 2008HARTFORD FIRE INSURANCE COMPANYBroker bond (BMC-84) · ended Nov 1, 2010 · replaced by another insurera cancellation notice effective Nov 13, 2010 came after the replacement; 23 months in forceL&I to May 14, 2026
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Nov 1, 2008FIREMAN'S FUND INSURANCE CO.Cargo · ended Nov 1, 2010 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Feb 1, 2008HUDSON INSURANCE COMPANYLiability bond (BMC-82) · ended Mar 2, 2023 · superseded by the same policy181 months in forceL&I to May 14, 2026
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Nov 19, 2007FMCSA revocation notice for the operating authority, dropped Nov 23, 2007cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Nov 1, 2007HARLEYSVILLE MUTUAL INSURANCE CO.Cargo · ended Nov 1, 2008 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Nov 1, 2006LINCOLN GENERAL INSURANCE COMPANYLiability bond (BMC-82) · ended Feb 1, 2008 · replaced by another insurer15 months in forceL&I to May 14, 2026
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Nov 1, 2004NORTH RIVER INSURANCE CO.Cargo · ended Nov 1, 2007 · replaced by another insurera cancellation notice effective Dec 16, 2007 came after the replacement; 36 months in forceL&I to May 14, 2026
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Nov 1, 2004ACE AMERICAN INSURANCE COMPANYLiability · $5,000,000 · ended Nov 1, 2006 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Dec 30, 2003UNITED STATES FIRE INSURANCE CO.Cargo · ended Nov 1, 2004 · replaced by another insurer10 months in forceL&I to May 14, 2026
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Dec 15, 2003FMCSA revocation notice for the operating authority, dropped Dec 29, 2003cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Nov 1, 2003DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Dec 4, 2003 · cancellation notice took effecta cancellation notice effective Jan 18, 2004 came after the replacement; 1 month in forceL&I to May 14, 2026
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Dec 30, 2002UNITED STATES FIRE INSURANCE CO.Cargo · ended Dec 30, 2003 · superseded by the same policy12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Kentucky 140
- Illinois 106
- Indiana 100
- Michigan (HQ) 88
- Ohio 74
- Tennessee 56
- Missouri 38
- New Mexico 30
12% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (518 power units: 518 filed, 340 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
15.8
Actual, per year in window
18.3
Projected, next 12 mo
16.9
0
11
22
We'd expect a typical fleet of 518 power units this active to have about 15.8 crashes a year. This motor carrier recorded 55 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 18.3 a year) — about 1.2× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 16.9 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 36% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026
Inside that window:
703 inspections
and 55 crashes.
The FMCSA record tables now hold 676 inspections and 30 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Oct 1, 2023, inspections before Nov 1, 2024
- Out-of-service inspection Oct 16, 2024 · US · level 1 · 1 vehicle OOS · 5 violations
- Out-of-service inspection Oct 10, 2024 · WV · level 2 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Oct 1, 2024 · IN · level 2 · 1 vehicle OOS · 1 violation
- 41 further inspections with no out-of-service result
Confidence: High · Z = 0.93
Satisfactory — 1.08x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.030 crashes per power-unit-year for a 518-unit for-hire fleet (pu500p). Violations 1.02x (driver behaviour 1.80x, out-of-service 0.77x, all violations 0.70x; 703 inspections). Experience 1.06x: 26.2 decayed crashes against 24.7 expected over 36 months (credibility 0.93, a 1.88). 80% range 0.79–1.38x. Last change: a new crash.
Since the previous weekly run the risk relativity moved +6.4%, driven by a new crash on the record.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
3.0 crashes per 100 power-unit-years
518 power units · 15.75 expected crashes a year
Violation relativity
1.02×
703 inspections in window
Crash experience
1.06×
26.2 decayed crashes vs 24.7 expected · credibility 0.93
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.08× (80% range 0.79–1.38×)
· band Marginal → displayed Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
720
Driver Insp
720
Driver OOS
2
Vehicle Insp
349
Vehicle OOS
87
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 90 | 1.72 | |
| HOS Compliance | 53 | 0.29 | |
| Driver Fitness | 2 | 0.02 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 170 | 5.07 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-OCT-24) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.