MSD EXPRESS INC

DOT# 1484596 MC# 619946 Elgin, IL Authorized For-Hire
(630) 828-5858 mike@msdexp.com 980 Lambert Lane, Elgin IL 60120
85 power units 84 drivers 5M mi/yr · ~59k per unit
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Satisfactory
FRED Score 70.0 / 100
Moderate confidence
20 yrs history · 177 roadside inspections

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Fleet & equipment

Power units
85
Drivers · CDL
84 · 84
Annual miles
5M
Type Own Term Trip Total
Trucks 1 0 0 1
Tractors 77 7 0 84
Trailers 90 0 0 90

Registration

FMCSA Rating
Satisfactory (02-06-2015) · 11 yr old
Registered
04-06-2006 (20 yrs)
MCS-150 Update
01-07-2026
FRED Score Date
Nov 08, 2026
Officer
MACIEJ SPIECHOW

Cargo

Cargo risk score FRED’s estimate from the commodities it hauls Log in
Household Goods Metal: Sheets/Coils/Rolls Meat Refrigerated Food General Freight Building Materials Fresh Produce Beverages US Mail Paper Products Construction Chemicals
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  • Expected crashes over the next 12 months, against similar fleets
  • What drives the grade: crash history and roadside record
  • Worth a closer look: the flags to ask about, with the questions
  • How it compares with similar fleets, per truck and per mile
  • Cargo risk, and news reports linked to its crashes
  • How the grade is calculated, and its history week by week

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Track record

FMCSA record, Oct 2024 – Sep 2026
Crashes
5
1 fatality · 0 injuries · 0 tow-aways
Inspections
177
71% clean (no violations)
Vehicle out-of-service
11.3%
8 of 71
Driver out-of-service
0.6%
1 of 177
Violations
86
11 out-of-service
Inspections per quarter With an out-of-service order
Q4 '24: 16 inspections, 2 out of service 16 Q4 '24 Q1 '25: 23 inspections, 1 out of service 23 Q1 '25 Q2 '25: 22 inspections, 2 out of service 22 Q2 '25 Q3 '25: 19 inspections, 2 out of service 19 Q3 '25 Q4 '25: 21 inspections, 1 out of service 21 Q4 '25 Q1 '26: 24 inspections, 1 out of service 24 Q1 '26 Q2 '26: 24 inspections, 0 out of service 24 Q2 '26 Q3 '26: 28 inspections, 0 out of service 28 Q3 '26
How it compares with similar fleets Crashes, inspections and violations per truck and per mile, against fleets like this one Log in

What they get cited for

86 violations · 24 months
  • Vehicle maintenance No alert
    42 · 9 OOS
    Brakes 18 · Lights 10 · Tires 5 · Cargo securement 3 · Wheels & hubs 1 · 5 more
  • Hours of service No alert
    23 · 0 OOS
    Logbook / ELD paperwork 10 · False log 7 · Over hours limit 5 · No log 1
  • Unsafe driving No alert
    19 · 0 OOS
    Reckless / lane 10 · Speeding 7 · Other 2
  • Driver fitness No alert
    2 · 2 OOS
    Medical certificate 1 · No valid CDL 1
  • Drugs & alcohol No alert
    0
Out-of-service violations “No alert” = under FMCSA's BASIC intervention threshold

Violations by quarter

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No violation trend data

Crashes

24 months
  • Aug
    13
    2026
    Indiana
    Property damage only
    Daylight.
  • Nov
    20
    2025
    Illinois
    Fatal · 1 death
    Wet road, dark - lighted, rain, two-way trafficway divided unprotected median.
  • Sep
    16
    2025
    Missouri
    Property damage only
    Daylight, two-way trafficway divided unprotected median.
  • Feb
    16
    2025
    Wyoming
    Property damage only
    Ice road, daylight, two-way trafficway divided positive barrier.
  • Oct
    2
    2024
    Illinois
    Property damage only
    Daylight, two-way trafficway divided positive barrier.

Insurance filed with FMCSA

FMCSA record through May 14, 2026 · no change recorded by FMCSA since
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Last on FMCSA's record (May 14, 2026)
No liability filing on FMCSA's record through May 14, 2026.
Last filing: CAROLINA CASUALTY INSURANCE CO., ended Dec 4, 2025 (cancellation notice took effect).
Cargo filing
not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
  • 4 liability insurers on FMCSA's record, 3 changes: MS TRANSVERSE INSURANCE COMPANY → CAROLINA CASUALTY INSURANCE CO. (Nov 2025); FALLS LAKE NATIONAL INSURANCE COMPANY → MS TRANSVERSE INSURANCE COMPANY (Nov 2024); HARCO NATIONAL INSURANCE CO. → FALLS LAKE NATIONAL INSURANCE COMPANY (Nov 2023)
  • 1 cancellation notice filed by an insurer; 1 took effect (the last Dec 4, 2025, not replaced on FMCSA's record)
  • No liability filing on FMCSA's file since Dec 4, 2025 (161 days through May 14, 2026) while the authority required one
Authority events and every filing FMCSA’s full filing record back to the 1990s, and who else this insurer covers Log in

FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?

Where it happens

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Inspections by state
  • Illinois (HQ) 17
  • Montana 15
  • South Dakota 15
  • Colorado 11
  • Indiana 9
  • Missouri 9
  • North Carolina 9
  • Tennessee 9

Runs well beyond its home state: 17 of 177 inspections were in Illinois.

How this grade is calculated, and its history The model behind the grade: factors, credibility, peer group and the score week by week Log in