HO BOUCHARD INC
(207) 850-7975
normanp@hobouchard.com
349 Coldbrook Rd, Hampden ME 04444-1503
235
power units
91 drivers
6M mi/yr · ~26k per unit
HazMat
Strong
FRED Score 89.2 / 100
Moderate confidence
52 yrs history · 133 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 235
- Drivers · CDL
- 91 · 91
- Annual miles
- 6M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 1 | 0 | 0 | 1 |
| Tractors | 81 | 10 | 0 | 91 |
| Trailers | 195 | 0 | 0 | 195 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (03-25-1988) · 38 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 06-29-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- JEFFREY BOUCHARD
- Officer
- AMOS MCCANNELL
Cargo
63.9
medium risk
Motor Vehicles
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
Liquids/Gases
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Dry Bulk
Construction
Coal/Coke
Chemicals
- High-Risk Cargo
- Motor Vehicles, Machinery Large, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 39% lower than similar fleets.
Similar fleets: for-hire fleets of 200–499 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 0.5× as often as the median active fleet of 200–499 trucks.
This motor carrier 0.61×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
2.8 vs 4.6 for similar fleets
Likely 0–6 crashes
This motor carrier
2.8
Similar fleets
4.6
Chance of a fatal crash, next 12 months
~8%
Below similar fleets.
What's driving the grade
Crash history
betterworse
Leans better, not yet proven. 7 crashes on the FMCSA record in 24 months (about 3.5 a year), including 1 with injuries; similar fleets have about 4.6 a year. The grade counts 9 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Much better than peers. Unsafe-driving and hours-of-service violations 0.18×, violations 0.39× and out-of-service orders 0.52× the rate expected for its inspections. Together they move its crash estimate -27%.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Oct 2024).Ask: driver qualification files and hiring standards.
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Brakes and tiresBrakes are 29 of 50 violations (58%). Brake or tire defects led to 10 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Hazmat violations2 hazmat violations.
Strengths
- Vehicle out-of-service rate 10.5% vs 22.3% national; driver 0.8% vs 6.7%.
- No FMCSA BASIC alerts.
- 75% of inspections found no violations.
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
7
0 fatalities · 1 injury · 0 tow-aways
Inspections
133
75% clean (no violations)
Vehicle out-of-service
10.5%
12 of 114
National avg 22.3%
Driver out-of-service
0.8%
1 of 133
National avg 6.7%
Violations
50
13 out-of-service
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 2 inspections.
vs 1,008 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.013 | 0.022 |
| Inspections | 0.40 | 0.74 |
| Violations | 0.11 | 0.32 |
| Critical violations | 0.02 | 0.07 |
Yearly rates from the last 24 months. Peers: 200–499 power units, medium-risk cargo.
What they get cited for
50 violations · 24 months-
Vehicle maintenance No alert44 · 12 OOSBrakes 29 · Tires 6 · Lights 5 · Other parts 4
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Unsafe driving No alert2 · 0 OOSReckless / lane 1 · Speeding 1
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Hours of service No alert1 · 0 OOSFalse log 1
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Drugs & alcohol No alert0
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Hazmat2 · 0 OOS
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Sep232025MaineProperty damage onlyWet road, daylight, rain, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Sep162025MaineProperty damage onlyDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jul122025MaineProperty damage onlyDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Feb152025MaineProperty damage onlyDaylight, two-way trafficway divided positive barrier. FMCSA: not preventable.
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Feb62025MaineProperty damage onlySnow road, daylight, blowing sand soil dirt or snow, two-way trafficway divided positive barrier. FMCSA: not preventable.
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Jan282025New HampshireProperty damage onlyDaylight, two-way trafficway divided positive barrier. FMCSA: not preventable.
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Oct222024New HampshireInjury · 1 person hurtDaylight, two-way trafficway not divided.
1 of the 7 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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primary $1,000,000 + excess $4,000,000 (total $5,000,000) · Northland Insurance Companyon record since Jul 1, 2009 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Jul 1999
- Cargo filing
- on file · THE SUN INSURANCE CO. OF NEW YORK since Jul 1, 1986
- Broker or forwarder bond
- $75,000 surety bond (BMC-84) · NORTH AMERICAN SPECIALTY INS CO since Oct 9, 2013
36 months to Nov 2, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
- 1 liability filing received late (the last received Sep 1, 2026 for an effective date of Jul 1, 2026); FMCSA had no filing on record in between
Authority
- FMCSA notice served Sep 1, 2026 (suspension effective Oct 1, 2026); the authority stayed active. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notices resolved in time: 4
Operating authority active (FMCSA's new registration system, status since Jul 14, 2022)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
26 filings and 17 authority events since 1977 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
26 filings and 17 authority events since 1977 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Sep 1, 2026FMCSA suspension notice for the operating authority, effective Oct 1, 2026the authority stayed activeFMCSA's new system
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Sep 1, 2026FMCSA suspension notice for the broker authority, effective Oct 1, 2026the authority stayed activeFMCSA's new system
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Jul 1, 2026General Star Indemnity CompanyLiability (excess) · $4,000,000 over $1,000,000 · on filereceived Sep 1, 2026 for an effective date of Jul 1, 2026FMCSA's new system
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Jun 24, 2026FMCSA suspension notice for the operating authority, effective Jul 24, 2026the authority stayed activeFMCSA's new system
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Jul 1, 2025General Star Indemnity CompanyLiability (excess) · $4,000,000 over $1,000,000 · ended Jul 24, 2026 · cancellation notice took effecta cancellation notice effective Oct 1, 2026 came after the replacement; 13 months in forceFMCSA's new system
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Jul 1, 2024GENERAL STAR INDEMNITY COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Jul 1, 2025 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 17, 2024FMCSA revocation notice for the operating authority, dropped Jun 20, 2024cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 1, 2023GENERAL STAR INDEMNITY COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Jul 1, 2024 · replaced by the same insurer (renewal)a cancellation notice effective Jul 13, 2024 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jul 14, 2022Operating authority reinstatedL&I to May 14, 2026
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Jul 11, 2022Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jul 1, 2022GENERAL STAR INDEMNITY COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Jul 1, 2023 · replaced by the same insurer (renewal)a cancellation notice effective Jul 20, 2023 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jul 1, 2021GENERAL STAR INDEMNITY COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Jul 1, 2022 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 4, 2021FMCSA revocation notice for the operating authority, dropped Jun 29, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 1, 2020GENERAL STAR INDEMNITY COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Jul 1, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 1, 2017NATIONAL FIRE & MARINE INSURANCE CO.Liability (excess) · $4,000,000 over $1,000,000 · ended Jul 1, 2020 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Jul 1, 2016NATIONAL FIRE & MARINE INSURANCE CO.Liability (excess) · $4,000,000 over $1,000,000 · ended Jul 1, 2017 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Oct 9, 2013NORTH AMERICAN SPECIALTY INS COBroker bond (BMC-84) · on file · on fileFMCSA's new system
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Jul 1, 2010LEXINGTON INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Jul 1, 2016 · replaced by another insurer72 months in forceL&I to May 14, 2026
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Jun 30, 2010FMCSA revocation notice for the operating authority, dropped Jul 1, 2010cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 1, 2009Northland Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Jul 1, 2009ACE AMERICAN INSURANCE COMPANYLiability (excess) · $2,000,000 over $1,000,000 · ended Jul 29, 2009 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Jun 4, 2009FMCSA revocation notice for the operating authority, dropped Jul 1, 2009opened after CAROLINA CASUALTY INSURANCE CO. filed a cancellation notice (effective Jul 1, 2009)L&I to May 14, 2026
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Jul 1, 2008CAROLINA CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Jul 1, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 4, 2008FMCSA revocation notice for the operating authority, dropped Jul 1, 2008opened after CAROLINA CASUALTY INSURANCE CO. filed a cancellation notice (effective Jul 1, 2008)L&I to May 14, 2026
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Jul 1, 2007CAROLINA CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Jul 1, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Maine (HQ) 114
- New Hampshire 8
- Vermont 6
- Massachusetts 4
- Rhode Island 1
Mostly inspected in its home state (86%).
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (235 power units: 235 filed, 69 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
4.6
Actual, per year in window
3.0
Projected, next 12 mo
2.8
0
3
6
We'd expect a typical fleet of 235 power units this active to have about 4.6 crashes a year. This motor carrier recorded 9 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 3.0 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.8 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 8% chance in the next 12 months
Modeled fatal-crash rate is below that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
130 inspections
and 9 crashes.
The FMCSA record tables now hold 131 inspections and 7 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 2 inspections with no out-of-service result
Confidence: Moderate · Z = 0.43 (posterior 0.73 × exposure corroboration)
Strong — 0.61x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.019 crashes per power-unit-year for a 235-unit for-hire fleet (pu200_499). Violations 0.73x (driver behaviour 0.18x, out-of-service 0.52x, all violations 0.39x; 130 inspections). Experience 0.83x: 4.0 decayed crashes against 5.1 expected over 36 months (credibility 0.73, a 1.88). 80% range 0.31–0.95x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
1.9 crashes per 100 power-unit-years
235 power units · 4.57 expected crashes a year
Violation relativity
0.73×
130 inspections in window
Crash experience
0.83×
4.0 decayed crashes vs 5.1 expected · credibility 0.73
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.61× (80% range 0.31–0.95×)
· band Strong
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
133
Driver Insp
133
Driver OOS
1
Vehicle Insp
114
Vehicle OOS
12
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 2 | 0.03 | |
| HOS Compliance | 1 | 0.03 | |
| Driver Fitness | 1 | 0.04 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 29 | 1.73 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-JUL-26 – 31-OCT-24) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.