RICHARD MCNAY INC
FMCSA Live Status
Fleet & equipment
- Power units
- 376
- Drivers · CDL
- 188 · 188
- Annual miles
- 12.5M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 161 | 27 | 0 | 188 |
| Trailers | 760 | 0 | 0 | 760 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (07-08-1996) · 30 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 11-24-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- TRISHA LEHENBAUER
- Officer
- LUKE LISH
Cargo
- High-Risk Cargo
- General Freight, Household Goods, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about half that of similar fleets.
Similar fleets: for-hire fleets of 200–499 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Drivers put out of service4 out-of-service violations against drivers: 2 hours of service, 1 medical certificate, 1 no valid CDL (Feb 2026 – Sep 2026).Ask: driver supervision and dispatch practices.
- 6 crashes in 24 months. No injuries, no fatalities.
- Driver out-of-service rate 1.4% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 4
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High speeding: 9
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.009 | 0.022 |
| Inspections | 0.53 | 0.74 |
| Violations | 0.08 | 0.32 |
| Critical violations | 0.01 | 0.07 |
Yearly rates from the last 24 months. Peers: 200–499 power units, medium-risk cargo.
What they get cited for
58 violations · 24 months-
Vehicle maintenance No alert32 · 8 OOSBrakes 13 · Lights 9 · Tires 3 · Cargo securement 1 · Wheels & hubs 1 · 5 more
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Unsafe driving No alert15 · 0 OOSSpeeding 9 · Reckless / lane 6
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Hours of service No alert9 · 2 OOSLogbook / ELD paperwork 5 · Over hours limit 2 · False log 1 · No log 1
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Driver fitness No alert2 · 2 OOSMedical certificate 1 · No valid CDL 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jul202026WisconsinProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
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Mar92026IllinoisProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jul312025IllinoisProperty damage onlyDaylight, fog. Citation issued.
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Jun242025MissouriProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Mar252025TennesseeProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Nov192024MissouriProperty damage onlyDaylight, two-way trafficway divided unprotected median.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$1,000,000 · Travelers Indemnity Co of Connecticuton record since Mar 1, 2019 · FMCSA minimum $750,000 · no gap on FMCSA's record since Feb 1992
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Feb 23, 1984)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
15 filings and 4 authority events since 1980 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Mar 1, 2019Travelers Indemnity Co of ConnecticutLiability · $1,000,000 · on fileFMCSA's new system
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Mar 14, 2005FMCSA revocation notice for the operating authority, dropped Mar 18, 2005opened after LIBERTY MUTUAL FIRE INSURANCE CO. filed a cancellation notice (effective Apr 10, 2005)L&I to May 14, 2026
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Mar 1, 2005GREAT WEST CASUALTY CO.Cargo · ended Apr 10, 2019 · cancellation notice took effect169 months in forceL&I to May 14, 2026
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Mar 1, 2005GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Mar 1, 2019 · replaced by another insurer168 months in forceL&I to May 14, 2026
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Mar 22, 2004FMCSA revocation notice for the operating authority, dropped Apr 9, 2004opened after GREAT WEST CASUALTY CO. filed a cancellation notice (effective Apr 4, 2004)L&I to May 14, 2026
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Mar 1, 2004LIBERTY MUTUAL INSURANCE CO.Cargo · ended Mar 1, 2005 · replaced by another insurera cancellation notice effective Apr 10, 2005 came after the replacement; 12 months in forceL&I to May 14, 2026
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Mar 1, 2004LIBERTY MUTUAL FIRE INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2005 · replaced by another insurera cancellation notice effective Apr 10, 2005 came after the replacement; 12 months in forceL&I to May 14, 2026
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Mar 1, 2003GREAT WEST CASUALTY CO.Cargo · ended Mar 1, 2004 · replaced by another insurera cancellation notice effective Apr 18, 2004 came after the replacement; 12 months in forceL&I to May 14, 2026
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Feb 25, 1999GREAT WEST CASUALTY CO.Cargo · ended Mar 1, 2003 · replaced by the same insurer (renewal)a cancellation notice effective Apr 4, 2004 came after the replacement; 48 months in forceL&I to May 14, 2026
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Feb 25, 1999GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Mar 1, 2004 · replaced by another insurera cancellation notice effective Apr 4, 2004 came after the replacement; 60 months in forceL&I to May 14, 2026
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Feb 25, 1998ILLINOIS NATIONAL INSURANCE CO.Liability (excess) · $4,000,000 over $1,000,000 · ended Aug 26, 1999 · cancellation notice took effect18 months in forceL&I to May 14, 2026
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Apr 7, 1996FMCSA revocation notice for the operating authority, dropped May 1, 1996opened after CONTINENTAL WESTERN INSURANCE CO. filed a cancellation notice (effective Apr 1, 1996)L&I to May 14, 2026
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Apr 1, 1996CONTINENTAL WESTERN INSURANCE CO.Liability · $750,000 · ended Feb 25, 1999 · replaced by another insurera cancellation notice effective Apr 8, 1999 came after the replacement; 35 months in forceL&I to May 14, 2026
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Feb 26, 1996ILLINOIS NATIONAL INSURANCE CO.Liability (excess) · $4,000,000 over $1,000,000 · ended Feb 25, 1998 · replaced by the same insurer (renewal)24 months in forceL&I to May 14, 2026
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Feb 25, 1996HARTFORD FIRE INSURANCE COMPANYCargo · ended Feb 25, 1999 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Feb 25, 1993CONTINENTAL WESTERN INSURANCE CO.Cargo · ended Feb 25, 1996 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Feb 25, 1992CONTINENTAL WESTERN INSURANCE CO.Liability · $750,000 · ended Apr 1, 1996 · cancellation notice took effect49 months in forceL&I to May 14, 2026
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Feb 25, 1985AUTO OWNERS INSURANCE COMPANYLiability (excess) · $5,000,000 over $500,000 · ended Jan 28, 2004 · cancellation notice took effect227 months in forceL&I to May 14, 2026
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Oct 7, 1980Operating authority grantedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Illinois (HQ) 227
- Missouri 18
- Wisconsin 11
- Iowa 8
- Arkansas 3
- Louisiana 3
- Mississippi 3
- Indiana 2
Mostly inspected in its home state (82%).
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (376 power units: 376 filed, 126 seen roadside in 24 months).
We'd expect a typical fleet of 376 power units this active to have about 10.6 crashes a year. This motor carrier recorded 17 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 5.7 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 4.9 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
- 7 inspections with no out-of-service result
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 13 | 0.58 | |
| HOS Compliance | 8 | 0.14 | |
| Driver Fitness | 2 | 0.07 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 18 | 3.42 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-JUL-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.