J MICHAEL COWAN TRUCKING INC
20 power units
12 drivers
650k mi/yr
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Marginal
FRED Score 39.9 / 100
The FRED Score (0–100, higher is better) compares this motor carrier's expected crash rate with that of similar fleets. It is an analytical opinion, not an FMCSA safety rating.
Moderate confidence
20 yrs history · 15 roadside inspections in 24 months
Scored Nov 8, 2026
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- Expected crashes over the next 12 months, against similar fleets
- What drives the grade: crash history and roadside record
- Worth a closer look: the flags to ask about, with the questions
- How it compares with similar fleets, per power unit and per mile
- Cargo risk, and news reports linked to its crashes
- How the grade is calculated, and its history week by week
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Fleet, registration and cargo
Fleet and equipment
- Power units
- 20 all owned
- Drivers · CDL
- 12 · 0
- Annual miles
- 650k ~32k per unit
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 4 | 0 | 0 | 4 |
| Tractors | 16 | 0 | 0 | 16 |
| Trailers | 14 | 0 | 0 | 14 |
Registration
- Operation
- Interstate
- Authority type
- Authorized For-Hire
- FMCSA rating
- Conditional (Jun 19, 2016)historical — superseded by active authority (reviewed 10 yrs ago)
- Registered
- Sep 11, 2006 (20 yrs)
- MCS-150 update
- Jul 9, 2025
- Officers
- SALISHA NEEDHAM · JOHN M COWAN
- Phone
- (334) 375-6058
- jmichaelcowantrucking@gmail.com
- Address
- 8623 Alabama Hwy 14 E, Selma AL 36703
Cargo
Cargo risk score
FRED’s estimate from the commodities it hauls
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Mobile HomesMachinery/Large ObjectsOther: PORTABLE STORAGE BUILDINGS
FMCSA status today
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Roadside and crash record
FMCSA record, Dec 2024 – Sep 2026Crashes
2
0 fatal (0 deaths) · 1 injury · 1 person hurt in all
Inspections
15
40% clean (no violations)
Vehicle out-of-service
36.4%
4 of 11 vehicle inspections
Driver out-of-service
6.7%
1 of 15 driver inspections
Violations
34
7 out-of-service violations
Inspections per quarter
With an out-of-service order
How it compares with similar fleets
Crashes, inspections and violations per power unit and per mile, against fleets like this one
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Violations
34 on the FMCSA record, Dec 2024 – Sep 2026-
Vehicle maintenance No alert32 · 6 out-of-serviceLights 15 · Brakes 5 · Cargo securement 2 · Other parts 10
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Unsafe driving No alert1 · 0 out-of-serviceSeat belt 1
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Driver fitness No alert1 · 1 out-of-serviceNo valid CDL 1
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Hours of service No alert0
-
Drugs & alcohol No alert0
Out-of-service share of each category. “No alert” = under FMCSA's BASIC intervention threshold.
Violations by quarter
Tap a category to show or hide itCrashes
FMCSA record, Dec 2024 – Sep 2026 · crash reports through Sep 15, 2026-
Feb52025Feb 5, 2025 · AlabamaInjury · 1 person hurtWet road, daylight, rain, two-way trafficway divided unprotected median.
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Nov62024Nov 6, 2024 · AlabamaProperty damage onlyWet road, daylight, rain, two-way trafficway not divided.
1 of the 2 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
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On FMCSA's filing record
- Last on FMCSA's record (May 14, 2026)
- $750,000 · PROGRESSIVE SPECIALTY INS. CO.on record since Mar 15, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Sep 2011
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 4 liability insurers on FMCSA's record, 1 change: ACADIA INSURANCE COMPANY → PROGRESSIVE SPECIALTY INS. CO. (Mar 2026)
- 1 cancellation notice filed by an insurer; 1 took effect (the last Mar 15, 2026, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority events and every filing
FMCSA’s full filing record back to the 1990s, and who else this insurer covers
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FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Where it operates
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Map: inspections and crashes from FMCSA's weekly files over 24 months.
Inspections by state
- Alabama (HQ) 14
- Florida 1
How this grade is calculated, and its history
The model behind the grade: factors, credibility, peer group and the score week by week
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FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
| BASIC | Inspections with violations | Measure | Alert |
|---|---|---|---|
| Vehicle maintenance | 9 | 9.45 | No alert |
| Unsafe driving | 1 | 1.05 | No alert |
| Driver fitness | 1 | 1.00 | No alert |
| Hours of service | 0 | 0.00 | No alert |
| Drugs & alcohol | 0 | 0.00 | No alert |
15 driver inspections · 11 vehicle inspections
These records come from FMCSA's Safety Measurement System, Dec 2024 – Sep 2026; the grade counts crashes Oct 1, 2023 – Sep 30, 2026 and inspections Nov 1, 2024 – Oct 31, 2026 from FMCSA's weekly files, so counts can differ.
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