DJM TRANSPORT LLC
DBA: DJM
(201) 246-6352
rcbanko@gmail.com
550 Division Street, Elizabeth NJ 07201
22
power units · all owned
22 drivers
1.8M mi/yr · ~82k per unit
Satisfactory
FRED Score 59.4 / 100
Moderate confidence
19 yrs history · 123 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 22
- Drivers · CDL
- 22 · 22
- Annual miles
- 1.8M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 20 | 0 | 0 | 20 |
| Tractors | 2 | 0 | 0 | 2 |
| Trailers | 6 | 0 | 0 | 6 |
Registration
- FMCSA Rating
- Conditional (04-14-2018)historical — superseded by active authority (reviewed 8 yr ago)
- Registered
- 03-29-2007 (19 yrs)
- MCS-150 Update
- 02-10-2025
- FRED Score Date
- Nov 07, 2026
- Officer
- RONALD C BANKO
Cargo
23.1
minimal risk
Building Materials
Other: STONE, SAND & RECYCABLES
Construction
Garbage/Refuse
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about the same as similar fleets.
Similar fleets: for-hire fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 1.5× as often as the median active fleet of 20–49 trucks.
This motor carrier 0.94×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
1.2 vs 1.3 for similar fleets
Likely 0–3 crashes
This motor carrier
1.2
Similar fleets
1.3
Chance of a fatal crash, next 12 months
~3%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
About typical. 3 crashes on the FMCSA record in 24 months (about 1.5 a year), including 2 with injuries; similar fleets have about 1.3 a year. The grade counts 5 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Better than peers. Unsafe-driving and hours-of-service violations 0.35× the rate expected for its inspections. Together they move its crash estimate -11%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
Injury crashes2 crashes with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
-
Lights and tiresLights are 50 of 123 violations (41%). Light or tire defects led to 22 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
Strengths
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 3
-
Historical FMCSA safety ratingFMCSA once rated this motor carrier Conditional or Unsatisfactory, but the rating is stale or superseded — the motor carrier still holds active operating authority (a current Unsatisfactory would have it revoked), so it does not reflect current standing. Shown for context, not as a current finding.
Track record
FMCSA record, Oct 2024 – Aug 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
3
0 fatalities · 2 injuries · 0 tow-aways
Inspections
123
51% clean (no violations)
Vehicle out-of-service
22.9%
24 of 105
National avg 22.3%
Driver out-of-service
0.0%
0 of 123
National avg 6.7%
Violations
123
31 out-of-service
Inspections per quarter
With an out-of-service order
vs 694 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.091 | 0.025 |
| Inspections | 4.75 | 0.62 |
| Violations | 2.80 | 0.38 |
| Critical violations | 0.20 | 0.07 |
Yearly rates from the last 24 months. Peers: 20–49 power units, minimal-risk cargo.
What they get cited for
123 violations · 24 months-
Vehicle maintenance No alert114 · 31 OOSLights 50 · Tires 23 · Brakes 21 · Cargo securement 3 · Steering & suspension 2 · 15 more
-
Unsafe driving No alert9 · 0 OOSReckless / lane 4 · Speeding 2 · Seat belt 1 · Other 2
-
Hours of service No alert0
-
Driver fitness No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Sep162025New JerseyInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
-
Aug142025New JerseyProperty damage onlyDaylight, two-way trafficway divided unprotected median.
-
Jan282025New JerseyInjury · 1 person hurtDaylight, two-way trafficway divided positive barrier. FMCSA: not preventable.
2 of the 3 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$750,000 · Southlake Specialty Insurance Companyon record since Sep 29, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jun 2016
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- 2 liability insurers on FMCSA's record, 1 change: Prime Property & Casualty Insurance Inc → Southlake Specialty Insurance Company (Sep 2026)
- 5 cancellation notices filed by insurers; 4 took effect (the last Sep 29, 2025, replaced the same day); 1 replaced before it took effect
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notice served Aug 30, 2026 (suspension effective Sep 29, 2026); the authority stayed active. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notices resolved in time: 6
Operating authority active (FMCSA's new registration system, status since May 21, 2009)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
25 filings and 26 authority events since 2008 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
25 filings and 26 authority events since 2008 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Sep 29, 2026Southlake Specialty Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
-
Aug 30, 2026FMCSA suspension notice for the operating authority, effective Sep 29, 2026the authority stayed activeFMCSA's new system
-
Sep 29, 2025Prime Property & Casualty Insurance IncLiability · $750,000 · ended Sep 29, 2026 · replaced by another insurer12 months in forceFMCSA's new system
-
Sep 2, 2025FMCSA revocation notice for the operating authority, dropped Oct 1, 2025opened after PRIME PROPERTY & CASUALTY INSURANCE INC filed a cancellation notice (effective Sep 29, 2025)L&I to May 14, 2026
-
Mar 26, 2025PRIME PROPERTY & CASUALTY INSURANCE INCLiability · $750,000 · ended Sep 29, 2025 · cancellation notice took effect6 months in forceL&I to May 14, 2026
-
Mar 5, 2025FMCSA revocation notice for the operating authority, dropped Mar 27, 2025opened after PRIME PROPERTY & CASUALTY INSURANCE INC filed a cancellation notice (effective Apr 1, 2025)L&I to May 14, 2026
-
Sep 29, 2024PRIME PROPERTY & CASUALTY INSURANCE INCLiability · $750,000 · ended Mar 26, 2025 · superseded by the same policya cancellation notice effective Apr 1, 2025 came after the replacement; 6 months in forceL&I to May 14, 2026
-
Sep 3, 2024FMCSA revocation notice for the operating authority, dropped Oct 1, 2024opened after PRIME PROPERTY & CASUALTY INSURANCE INC filed a cancellation notice (effective Sep 29, 2024)L&I to May 14, 2026
-
Aug 19, 2024PRIME PROPERTY & CASUALTY INSURANCE INCLiability · $750,000 · ended Sep 29, 2024 · cancellation notice took effect1 month in forceL&I to May 14, 2026
-
Jul 23, 2024FMCSA revocation notice for the operating authority, dropped Aug 2, 2024opened after PRIME PROPERTY & CASUALTY INSURANCE INC filed a cancellation notice (effective Aug 19, 2024)L&I to May 14, 2026
-
Mar 20, 2024PRIME PROPERTY & CASUALTY INSURANCE INCLiability · $750,000 · ended Aug 19, 2024 · cancellation notice took effect5 months in forceL&I to May 14, 2026
-
Feb 22, 2024FMCSA revocation notice for the operating authority, dropped Feb 28, 2024opened after PRIME PROPERTY & CASUALTY INSURANCE INC filed a cancellation notice (effective Mar 20, 2024)L&I to May 14, 2026
-
Sep 29, 2023PRIME PROPERTY & CASUALTY INSURANCE INCLiability · $750,000 · ended Mar 20, 2024 · cancellation notice took effect6 months in forceL&I to May 14, 2026
-
Sep 5, 2023FMCSA revocation notice for the operating authority, dropped Oct 3, 2023opened after ACCREDITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Sep 29, 2023)L&I to May 14, 2026
-
Sep 29, 2022ACCREDITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Sep 29, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Sep 29, 2021ACCREDITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Sep 29, 2022 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Sep 2, 2021FMCSA revocation notice for the operating authority, dropped Oct 1, 2021opened after UNITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Sep 29, 2021)L&I to May 14, 2026
-
Sep 29, 2020UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Sep 29, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Sep 2, 2020FMCSA revocation notice for the operating authority, dropped Sep 30, 2020opened after UNITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Sep 29, 2020)L&I to May 14, 2026
-
Sep 29, 2019UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Sep 29, 2020 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Sep 3, 2019FMCSA revocation notice for the operating authority, dropped Oct 1, 2019opened after STATE NATIONAL INSURANCE CO., INC. filed a cancellation notice (effective Sep 29, 2019)L&I to May 14, 2026
-
Sep 29, 2018UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Sep 29, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Sep 29, 2018STATE NATIONAL INSURANCE CO., INC.Liability · $750,000 · ended Sep 29, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Sep 4, 2018FMCSA revocation notice for the operating authority, dropped Oct 1, 2018opened after UNITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Sep 29, 2018)L&I to May 14, 2026
-
Sep 29, 2017UNITED SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Sep 29, 2018 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- New Jersey (HQ) 114
- Pennsylvania 9
Mostly inspected in its home state (93%).
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (25 power units: 22 filed, 25 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
1.3
Actual, per year in window
1.7
Projected, next 12 mo
1.2
0
1
2
We'd expect a typical fleet of 25 power units this active to have about 1.3 crashes a year (sized from the 25 units seen roadside; 22 filed). This motor carrier recorded 5 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 1.7 a year) — about 1.3× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.2 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 3% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
124 inspections
and 5 crashes.
The FMCSA record tables now hold 123 inspections and 3 crashes in that window — the SMS data moved after this grade was computed.
Confidence: Moderate · Z = 0.33
Satisfactory — 0.94x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.052 crashes per power-unit-year for a 25-unit for-hire fleet (pu20_49). Violations 0.89x (driver behaviour 0.35x, out-of-service 1.00x, all violations 0.98x; 124 inspections). Experience 1.06x: 2.1 decayed crashes against 1.8 expected over 36 months (credibility 0.33, a 3.67). 80% range 0.48–1.48x. Fleet sized at 25 units from roadside VINs (22 filed). Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
5.2 crashes per 100 power-unit-years
25 power units (22 filed, 25 seen roadside) · 1.31 expected crashes a year
Violation relativity
0.89×
124 inspections in window
Crash experience
1.06×
2.1 decayed crashes vs 1.8 expected · credibility 0.33
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.94× (80% range 0.48–1.48×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
123
Driver Insp
123
Driver OOS
0
Vehicle Insp
105
Vehicle OOS
24
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 8 | 0.99 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 53 | 4.51 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-MAR-25 – 31-MAR-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.