GEORGE SMITH TOWING INC
(215) 729-9100
vanessa.gsmithtow@gmail.com
3103 S 61st St, Philadelphia PA 19153
11
power units · all owned
12 drivers
380k mi/yr · ~35k per unit
HazMat
Marginal
FRED Score 30.0 / 100
Low confidence
52 yrs history · 3 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 11
- Drivers · CDL
- 12 · 2
- Annual miles
- 380k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 11 | 0 | 0 | 11 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (05-11-1990) · 36 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 08-14-2024 (Biennial Update)
- FRED Score Date
- Nov 08, 2026
- Officer
- ANTHONY DANGELO
Cargo
76.5
high risk
Motor Vehicles
Drive/Tow Away
- High-Risk Cargo
- Motor Vehicles, Drive/Tow Away
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.78×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Poor. Its estimate (1.78× similar fleets) is in the Poor range, but the record isn't strong enough to be 60% sure it is above the Poor line (1.57×), so the grade stays Marginal.
Expected crashes, next 12 months
0.5 vs 0.3 for similar fleets
Likely 0–2 crashes
This motor carrier
0.5
Similar fleets
0.3
Chance of a fatal crash, next 12 months
~1%
About 1.8× similar fleets.
What's driving the grade
Crash history
betterworse
Leans worse, not yet proven. 2 crashes on the FMCSA record in 24 months (about 1 a year), including 1 with injuries; similar fleets have about 0.3 a year. The grade counts 3 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Much worse than peers. Out-of-service orders 2.45× and violations 1.30× the rate expected for its inspections. Together they move its crash estimate +11%: roadside results weigh far less than crash history.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Driver qualification3 out-of-service violations against drivers: 2 no valid CDL, 1 medical certificate (Feb 2025 – May 2025).Ask: driver qualification files and hiring standards.
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Little roadside historyOnly 3 inspections in 24 months for 11 power units, where interstate fleets of 10–19 trucks in Pennsylvania average about 12; the record says little either way.Ask: confirm the fleet is operating at the filed size (the MCS-150 was last updated Aug 2024).
Data flags
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Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
FMCSA record, Feb 2025 – May 2025
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
2
0 fatalities · 1 injury · 0 tow-aways
Inspections
3
0% clean (no violations)
Vehicle out-of-service
100.0%
2 of 2
National avg 22.3%
Driver out-of-service
100.0%
3 of 3
National avg 6.7%
Violations
7
5 out-of-service
Inspected less often than interstate fleets of 10–19 trucks in Pennsylvania (about 12 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 1,193 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.091 | 0.028 |
| Inspections | 0.18 | 0.80 |
| Violations | 0.32 | 0.56 |
| Critical violations | 0.09 | 0.12 |
Yearly rates from the last 24 months. Peers: interstate fleets, 10–19 power units, high-risk cargo.
What they get cited for
7 violations · 24 months-
Driver fitness No alert3 · 3 OOSNo valid CDL 2 · Medical certificate 1
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Vehicle maintenance No alert3 · 2 OOSLights 3
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Unsafe driving No alert1 · 0 OOSSeat belt 1
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Hours of service No alert0
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Sep232025PennsylvaniaInjury · 1 person hurtDark - lighted, two-way trafficway divided unprotected median.
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Oct302024PennsylvaniaProperty damage onlyDaylight, one-way trafficway not divided.
1 of the 2 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · AMGUARD INSURANCE COMPANYon record since Apr 5, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jan 2020
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 2 liability insurers on FMCSA's record, 1 change: AGENCY INSURANCE COMPANY OF MARYLAND, INC → AMGUARD INSURANCE COMPANY (Apr 2024)
- 3 cancellation notices filed by insurers; 2 took effect (the last Apr 5, 2026, replaced the same day); 1 replaced before it took effect
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Apr 3, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
14 filings and 15 authority events since 2014 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
14 filings and 15 authority events since 2014 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Apr 5, 2026AMGUARD INSURANCE COMPANYLiability · $1,000,000 · on fileL&I to May 14, 2026
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Mar 9, 2026FMCSA revocation notice for the operating authority, dropped Apr 3, 2026opened after AMGUARD INSURANCE COMPANY filed a cancellation notice (effective Apr 5, 2026)L&I to May 14, 2026
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Apr 5, 2025AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Apr 5, 2026 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 10, 2025FMCSA revocation notice for the operating authority, dropped Apr 10, 2025opened after AMGUARD INSURANCE COMPANY filed a cancellation notice (effective Apr 5, 2025)L&I to May 14, 2026
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Apr 5, 2024AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Apr 5, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 1, 2024FMCSA revocation notice for the operating authority, dropped Apr 8, 2024opened after AGENCY INSURANCE COMPANY OF MARYLAND, INC filed a cancellation notice (effective Apr 27, 2024)L&I to May 14, 2026
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Mar 29, 2023AGENCY INSURANCE COMPANY OF MARYLAND, INCLiability · $1,000,000 · ended Apr 5, 2024 · replaced by another insurera cancellation notice effective Apr 27, 2024 came after the replacement; 12 months in forceL&I to May 14, 2026
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Mar 9, 2023FMCSA revocation notice for the operating authority, dropped Mar 31, 2023opened after AGENCY INSURANCE COMPANY OF MARYLAND, INC filed a cancellation notice (effective Apr 5, 2023)L&I to May 14, 2026
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Jul 15, 2022FMCSA revocation notice for the operating authority, dropped Jul 19, 2022opened after AGENCY INSURANCE COMPANY OF MARYLAND, INC filed a cancellation notice (effective Jul 12, 2022)L&I to May 14, 2026
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Jul 11, 2022AGENCY INSURANCE COMPANY OF MARYLAND, INCLiability · $1,000,000 · ended Mar 29, 2023 · superseded by the same policya cancellation notice effective Apr 5, 2023 came after the replacement; 9 months in forceL&I to May 14, 2026
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Jun 15, 2022FMCSA revocation notice for the operating authority, dropped Jun 21, 2022opened after AGENCY INSURANCE COMPANY OF MARYLAND, INC filed a cancellation notice (effective Jul 12, 2022)L&I to May 14, 2026
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Jun 13, 2022AGENCY INSURANCE COMPANY OF MARYLAND, INCLiability · $1,000,000 · ended Jul 11, 2022 · superseded by the same policya cancellation notice effective Aug 11, 2022 came after the replacement; 1 month in forceL&I to May 14, 2026
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Apr 5, 2022AGENCY INSURANCE COMPANY OF MARYLAND, INCLiability · $1,000,000 · ended Jun 13, 2022 · superseded by the same policya cancellation notice effective Jul 12, 2022 came after the replacement; 2 months in forceL&I to May 14, 2026
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Jan 1, 2022UNITED FINANCIAL CASUALTY COMPANYLiability · $1,000,000 · ended Apr 5, 2022 · replaced by another insurera cancellation notice effective May 11, 2022 came after the replacement; 3 months in forceL&I to May 14, 2026
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Dec 6, 2021FMCSA revocation notice for the operating authority, dropped Dec 29, 2021opened after MOTORISTS COMMERCIAL MUTUAL INSURANCE COMPANY filed a cancellation notice (effective Jan 2, 2022)L&I to May 14, 2026
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Jan 1, 2020MOTORISTS COMMERCIAL MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2022 · replaced by another insurera cancellation notice effective Jan 2, 2022 came after the replacement; 24 months in forceL&I to May 14, 2026
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Dec 5, 2018Operating authority reinstatedL&I to May 14, 2026
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Sep 5, 2017Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 8, 2017Operating authority reinstatedL&I to May 14, 2026
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Jan 9, 2017Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jan 1, 2017MOTORISTS MUTUAL INSURANCE CO.Liability · ended Jul 10, 2017 · insurer name change6 months in forceL&I to May 14, 2026
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Jan 14, 2016ARI INSURANCE COMPANYLiability · $750,000 · ended Jan 1, 2017 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Dec 24, 2015FMCSA revocation notice for the operating authority, dropped Jan 15, 2016cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Oct 7, 2015Operating authority reinstatedL&I to May 14, 2026
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Feb 17, 2015Operating authority revoked (cause not stated)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Pennsylvania (HQ) 3
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (11 power units: 11 filed, 6 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.3
Actual, per year in window
1.0
Projected, next 12 mo
0.5
0
0.75
1.5
We'd expect a typical fleet of 11 power units this active to have about 0.3 crashes a year. This motor carrier recorded 3 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 1.0 a year) — about 3.5× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.5 over the next 12 — about 1.8× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 1% chance in the next 12 months
Modeled fatal-crash rate is roughly 1.8× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026
Inside that window:
3 inspections
and 3 crashes.
The FMCSA record tables now hold 3 inspections and 2 crashes in that window — the SMS data moved after this grade was computed.
Confidence: Low · Z = 0.19
Marginal — 1.78x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.026 crashes per power-unit-year for a 11-unit for-hire fleet (pu10_19). Violations 1.11x (driver behaviour 1.06x, out-of-service 2.45x, all violations 1.30x; 3 inspections). Experience 1.61x: 2.0 decayed crashes against 0.5 expected over 36 months (credibility 0.19, a 2.05). 80% range 0.77–2.98x. Last change: a new crash.
Since the previous weekly run the risk relativity moved +30.1%, driven by a new crash on the record.
Scoring flags
Thin record (low credibility: little exposure behind the grade)
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
2.6 crashes per 100 power-unit-years
11 power units · 0.29 expected crashes a year
Violation relativity
1.11×
3 inspections in window
Crash experience
1.61×
2.0 decayed crashes vs 0.5 expected · credibility 0.19
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.78× (80% range 0.77–2.98×)
· band Poor → displayed Marginal
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
3
Driver Insp
3
Driver OOS
3
Vehicle Insp
2
Vehicle OOS
2
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 1 | 0.36 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 3 | 3.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 2 | 11.50 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-MAY-25 – 24-FEB-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.