GARDA CL GREAT LAKES INC
FMCSA Live Status
Fleet & equipment
- Power units
- 310
- Drivers · CDL
- 474 · 24
- Annual miles
- 7.7M unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 253 | 57 | 0 | 310 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Conditional (12-15-2022)historical — superseded by active authority (reviewed 3 yr ago)
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 09-11-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- PAOLA MARACHLY
Cargo
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
The expected crashes behind this grade assume the filed fleet of 310 power units is real, but the roadside record corroborates little of it — 21 units seen in 24 months, 0.01 inspections per filed unit-year. The grade's relativity to class is unchanged; its confidence tier is cut to reflect the unverified exposure, and until the fleet is confirmed an Excellent grade shows as Strong and a Strong as Satisfactory. Verify the fleet size before relying on the crash expectation.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is about 2.4× that of similar fleets.
Similar fleets: interstate fleets of 200–499 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes3 crashes with 3 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Filed fleet not seen on the roadOnly 21 of the 310 filed power units were seen at a roadside inspection in 24 months (9 inspections in all). The crash expectation behind the grade assumes all 310 are running.Ask: how many trucks are actually operating, with the vehicle schedule (the MCS-150 was last updated Sep 2025).
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Dangerous driving: 1
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
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Historical FMCSA safety ratingFMCSA once rated this motor carrier Conditional or Unsatisfactory, but the rating is stale or superseded — the motor carrier still holds active operating authority (a current Unsatisfactory would have it revoked), so it does not reflect current standing. Shown for context, not as a current finding.
Track record
Inspected less often than interstate fleets of 200–499 trucks in Florida (about 249 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.019 | 0.013 |
| Inspections | 0.03 | 0.34 |
| Violations | 0.02 | 0.11 |
| Critical violations | 0.00 | 0.02 |
Yearly rates from the last 24 months. Peers: interstate fleets, 200–499 power units, low-risk cargo.
What they get cited for
12 violations · 24 months-
Vehicle maintenance No alert8 · 0 OOSLights 3 · Other parts 5
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Unsafe driving No alert3 · 0 OOSReckless / lane 2 · Phone use 1
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Driver fitness No alert1 · 0 OOSMedical certificate 1
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Hours of service No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Feb272026IllinoisProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Dec42025IndianaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Dec22025IndianaProperty damage onlySnow road, dark - not lighted, two-way trafficway divided unprotected median.
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Jul242025MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jun232025IndianaInjury · 1 person hurtDaylight.
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Apr302025MichiganProperty damage onlyDaylight, two-way trafficway not divided. Citation issued.
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Mar202025WisconsinProperty damage onlyDaylight, one-way trafficway not divided. Citation issued.
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Feb212025MinnesotaProperty damage onlyDaylight, two-way trafficway not divided.
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Feb12025MichiganInjury · 1 person hurtIce road, daylight, two-way trafficway not divided.
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Oct12024MichiganInjury · 1 person hurtDaylight, two-way trafficway not divided. FMCSA: not preventable.
7 more in the FMCSA records below.
3 of the 15 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$5,000,000 · NATIONAL UNION FIRE INS. CO. OF PITSBGH. PAon record since Jun 15, 2021 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jun 2008
- Cargo filing
- on file · FIREMAN'S FUND INSURANCE CO. since May 31, 2008
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Jun 18, 2008)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
16 filings and 5 authority events since 1977 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jun 15, 2021NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $5,000,000 · on fileFMCSA's new system
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Jun 18, 2008Operating authority reinstatedL&I to May 14, 2026
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Jun 15, 2008NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $3,000,000 · ended Jun 15, 2021 · replaced by the same insurer (renewal)156 months in forceL&I to May 14, 2026
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May 31, 2008FIREMAN'S FUND INSURANCE CO.Cargo · on file · on fileFMCSA's new system
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Apr 14, 2008Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 15, 2007AMERICAN HOME ASSURANCE CO.Liability · $1,000,000 · ended Apr 14, 2008 · insurer name change10 months in forceL&I to May 14, 2026
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Oct 1, 2006ACE AMERICAN INSURANCE COMPANYLiability · $3,000,000 · ended Jun 15, 2007 · replaced by the same insurer (renewal)8 months in forceL&I to May 14, 2026
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Oct 1, 2006ACE AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Dec 22, 2006 · cancellation notice took effecta cancellation notice effective Feb 25, 2007 came after the replacement; 3 months in forceL&I to May 14, 2026
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Oct 1, 2005ACE AMERICAN INSURANCE COMPANYLiability · $3,000,000 · ended Oct 1, 2006 · replaced by the same insurer (renewal)a cancellation notice effective Dec 22, 2006 came after the replacement; 12 months in forceL&I to May 14, 2026
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Oct 1, 2004ACE AMERICAN INSURANCE COMPANYLiability · $3,000,000 · ended Oct 1, 2005 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Mar 31, 2004FIREMAN'S FUND INSURANCE CO.Cargo · ended Apr 14, 2008 · insurer name change48 months in forceL&I to May 14, 2026
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Apr 1, 2003CONTINENTAL CASUALTY CO.Liability · $3,000,000 · ended Oct 1, 2004 · replaced by another insurer18 months in forceL&I to May 14, 2026
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Apr 1, 2001CONTINENTAL CASUALTY CO.Liability · $2,000,000 · ended Apr 1, 2003 · replaced by the same insurer (renewal)24 months in forceL&I to May 14, 2026
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May 19, 2000Operating authority reinstatedL&I to May 14, 2026
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Apr 1, 2000NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $1,500,000 · ended Apr 1, 2001 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Feb 12, 1998Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 17, 1995RELIANCE NATIONAL INSURANCE COMPANYCargo · ended May 18, 2000 · insurer name change59 months in forceL&I to May 14, 2026
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Apr 23, 1995NATIONWIDE MUTUAL INSURANCE COMPLiability · $750,000 · ended Nov 26, 1997 · cancellation notice took effect31 months in forceL&I to May 14, 2026
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Jun 17, 1993PHOENIX ASSURANCE CO. OF NEW YORKCargo · ended Jun 17, 1995 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Mar 28, 1981THE HOME INDEMNITY CO.Liability · ended Apr 23, 1995 · replaced by another insurer169 months in forceL&I to May 14, 2026
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Nov 29, 1977Operating authority grantedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Minnesota 4
- Wisconsin 2
- Idaho 1
- Illinois 1
- Kentucky 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (310 power units: 310 filed, 21 seen roadside in 24 months).
We'd expect a typical fleet of 310 power units this active to have about 1.9 crashes a year — but only 21 of the 310 filed units were seen roadside in 24 months (0.01 inspections per filed unit-year), so this expectation assumes the filed fleet is real. This motor carrier recorded 22 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 7.3 a year) — about 3.9× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 4.6 over the next 12 — about 2.4× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 2 | 0.05 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 1 | 0.08 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 4 | 4.22 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-OCT-24 – 27-JUL-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.