SIMON'S TRUCKING INC
DBA: SIMON'S TRUCKING
FMCSA Live Status
Fleet & equipment
- Power units
- 129
- Drivers · CDL
- 100 · 100
- Annual miles
- 14.9M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 118 | 0 | 0 | 118 |
| Trailers | 236 | 0 | 0 | 236 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (11-22-2010) · 15 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 06-15-2026 (Address Change)
- FRED Score Date
- Nov 08, 2026
- Officer
- JUSTIN PHILIPP
Cargo
- High-Risk Cargo
- Machinery Large, Livestock, General Freight, Household Goods, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Its risk relativity (0.58× similar fleets) would put it in Excellent; this rule holds it at Strong:
- Excellent withheld: the posterior is not confident enough that risk sits below 0.60× class
The downside is never capped.
Expected crash rate is about 42% lower than similar fleets.
Similar fleets: interstate fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lapse in liability filings297 days without a liability filing on FMCSA's record (Jul 8, 2024 – May 1, 2025) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Unsafe drivingCited 3 for speeding 15+ mph over or in a work zone.Ask: telematics, speed governance and phone policy.
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Hazmat violations6 hazmat violations, 1 out of service.
- Vehicle out-of-service rate 5.5% vs 22.3% national; driver 0.0% vs 6.7%.
- No FMCSA BASIC alerts.
- 76% of inspections found no violations.
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Dangerous driving: 4
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High speeding: 7
Track record
Inspected about as often as interstate fleets of 100–199 trucks in Iowa (about 108 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.012 | 0.025 |
| Inspections | 0.77 | 0.97 |
| Violations | 0.15 | 0.54 |
| Critical violations | 0.03 | 0.10 |
Yearly rates from the last 24 months. Peers: interstate fleets, 100–199 power units, medium-risk cargo.
What they get cited for
40 violations · 24 months-
Unsafe driving No alert19 · 0 OOSReckless / lane 8 · Speeding 7 · Seat belt 3 · Other 1
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Vehicle maintenance No alert13 · 3 OOSBrakes 8 · Lights 2 · Tires 1 · Other parts 2
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Hours of service No alert2 · 0 OOSFalse log 1 · Logbook / ELD paperwork 1
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Driver fitness No alert0
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Drugs & alcohol No alert0
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Hazmat6 · 1 OOS
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Apr272026OklahomaProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
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Dec182025PennsylvaniaInjury · 1 person hurtWet road, daylight, two-way trafficway divided unprotected median.
1 of the 2 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026- Liability (BIPD)
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excess $1,000,000 + primary $1,000,000 + excess $1,000,000 + excess $3,000,000 (total $5,000,000) · Arch Insurance Companyon record since Apr 30, 2026 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since May 20251 other liability filing also on file
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- required · none on file
- One liability insurer throughout
- 297 days without a liability filing (Jul 8, 2024 – May 1, 2025) while the authority required one; a later back-dated filing can close a lapse
- 2 liability filings received late (the last received Jun 16, 2026 for an effective date of Apr 30, 2026); FMCSA had no filing on record in between
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's new registration system, status since Dec 4, 2013)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
41 filings and 7 authority events since 1984 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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May 4, 2026FMCSA revocation notice for the operating authority, dropped May 14, 2026cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 1, 2026Gemini Insurance CompanyLiability (excess) · $3,000,000 over $2,000,000 · on fileFMCSA's new system
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May 1, 2026Arch Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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May 1, 2026Arch Insurance CompanyLiability (excess) · $1,000,000 over $1,000,000 · on filea cancellation notice effective Jun 5, 2026 came after the replacementFMCSA's new system
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Apr 30, 2026Arch Insurance CompanyLiability · $1,000,000 · on filereceived Jun 16, 2026 for an effective date of Apr 30, 2026FMCSA's new system
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Apr 30, 2026Arch Insurance CompanyLiability (excess) · $1,000,000 · on filereceived Jun 16, 2026 for an effective date of Apr 30, 2026FMCSA's new system
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May 1, 2025GEMINI INSURANCE COMPANYLiability (excess) · $3,000,000 over $2,000,000 · ended May 1, 2026 · replaced by another insurera cancellation notice effective May 28, 2026 came after the replacement; 12 months in forceL&I to May 14, 2026
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May 1, 2025ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2026 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 3, 2024FMCSA revocation notice for the operating authority, dropped Jun 10, 2024cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 1, 2024GEMINI INSURANCE COMPANYLiability (excess) · $3,000,000 over $2,000,000 · ended Jul 8, 2024 · insurer name change2 months in forceL&I to May 14, 2026
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May 1, 2024ARCH INSURANCE COMPANYLiability (excess) · $1,000,000 over $1,000,000 · ended Jul 6, 2024 · cancellation notice took effecta cancellation notice effective Jun 5, 2026 came after the replacement; 2 months in forceL&I to May 14, 2026
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May 1, 2024ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jul 8, 2024 · insurer name change2 months in forceL&I to May 14, 2026
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May 1, 2023ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2022ARCH SPECIALTY INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended May 1, 2024 · replaced by another insurer24 months in forceL&I to May 14, 2026
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May 1, 2022ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2023 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2021ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2022 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2021ARCH INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended May 1, 2022 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2020ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2021 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2020ARCH INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended May 1, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 1, 2019ARCH INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended May 1, 2020 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2019ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2020 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2018ARCH INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended May 1, 2019 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2018ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2019 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2017ARCH INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended May 1, 2018 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2017ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2018 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Iowa (HQ) 22
- Illinois 13
- Maryland 13
- New Mexico 9
- Kansas 8
- Ohio 8
- Missouri 7
- South Carolina 7
17% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (129 power units: 129 filed, 70 seen roadside in 24 months).
We'd expect a typical fleet of 129 power units this active to have about 4.4 crashes a year. This motor carrier recorded 7 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 2.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.6 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
- 3 inspections with no out-of-service result
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
- Excellent withheld: the posterior is not confident enough that risk sits below 0.60× class
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 17 | 1.06 | |
| HOS Compliance | 2 | 0.03 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 11 | 0.78 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-JUL-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.