4K CARTAGE INC
FMCSA Live Status
Fleet & equipment
- Power units
- 30
- Drivers · CDL
- 33 · 33
- Annual miles
- 254k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 30 | 0 | 30 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- FMCSA Rating
- Satisfactory (11-09-2018) · 7 yr old
- Registered
- 09-19-2007 (19 yrs)
- MCS-150 Update
- 03-30-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- SUMMER HAMMAD
- Officer
- SUMMER HAMMAD
Cargo
- High-Risk Cargo
- Machinery Large, General Freight, Household Goods, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is probably higher than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Fatal crash1 crash with 1 fatality in 24 months (most recent Oct 1, 2025).Ask: the accident register and loss runs for these crashes.
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Lights and tiresLights are 13 of 58 violations (22%). Light or tire defects led to 9 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate43.8% of vehicle inspections end out of service vs 22.3% nationally (7 of 16). Across all its inspections, out-of-service orders run 1.31× what's expected for where and how it's inspected.
- Driver out-of-service rate 2.3% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 3
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High speeding: 9
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Substance violations: 2
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
Inspected about as often as interstate fleets of 20–49 trucks in Illinois (about 51 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.067 | 0.029 |
| Inspections | 1.03 | 1.11 |
| Violations | 1.00 | 0.77 |
| Critical violations | 0.15 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
58 violations · 24 months-
Vehicle maintenance No alert22 · 9 OOSLights 13 · Tires 5 · Brakes 1 · Cargo securement 1 · Wheels & hubs 1 · 1 more
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Unsafe driving No alert18 · 0 OOSSpeeding 10 · Reckless / lane 7 · Other 1
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Hours of service No alert18 · 0 OOSLogbook / ELD paperwork 12 · No log 5 · Over hours limit 1
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
May92026IllinoisProperty damage onlyDark - lighted, two-way trafficway divided unprotected median.
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Dec142025IndianaProperty damage onlySnow road, daylight, snow.
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Oct12025IllinoisFatal · 1 deathDark - not lighted, two-way trafficway divided unprotected median. Citation issued.In the newsWilmington man dies, child in serious condition after Joliet semitrailer crashThe Herald-News (Shaw Local) · Oct 2, 2025
Why this link: FMCSA crash report ILX003982916 (Joliet Police Dept) lists 4K CARTAGE INC’s truck in this crash. This third-party news report covers a crash with the same date, place and number of deaths, matched automatically. It may not name 4K CARTAGE INC and doesn't establish fault. Wrong article?
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Jan202025MichiganProperty damage onlyIce road, dark - not lighted, severe crosswinds, two-way trafficway divided unprotected median.
About “In the news”: these links go to third-party news reports that FRED Score matched automatically to FMCSA crash records — same date and place, with a truck or bus involved, and the same number of deaths or, for a crash that released hazardous materials, the release — and checked a second time before showing. A link doesn't mean this motor carrier caused the crash: FMCSA crash reports don't assign fault, and news coverage can be incomplete or wrong. FRED Score doesn't verify or endorse what the articles say.
1 of the 4 crashes was fatal.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · MS TRANSVERSE INSURANCE COMPANYon record since May 31, 2025 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Sep 2007
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 3 liability insurers on FMCSA's record, 2 changes: FALLS LAKE NATIONAL INSURANCE COMPANY → MS TRANSVERSE INSURANCE COMPANY (May 2025); ACUITY, A MUTUAL INSURANCE COMPANY → FALLS LAKE NATIONAL INSURANCE COMPANY (May 2023)
- 1 cancellation notice filed by an insurer; 1 took effect (the last May 31, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's L&I record of May 14, 2026, status since May 30, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
11 filings and 5 authority events since 2007 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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May 31, 2025MS TRANSVERSE INSURANCE COMPANYLiability · $1,000,000 · on fileL&I to May 14, 2026
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May 5, 2025FMCSA revocation notice for the operating authority, dropped May 30, 2025opened after FALLS LAKE NATIONAL INSURANCE COMPANY filed a cancellation notice (effective May 31, 2025)L&I to May 14, 2026
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May 31, 2023FALLS LAKE NATIONAL INSURANCE COMPANYLiability · $750,000 · ended May 31, 2025 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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May 31, 2023FMCSA revocation notice for the operating authority, dropped Jun 7, 2023cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Sep 21, 2022ACUITY, A MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended May 31, 2023 · replaced by another insurer8 months in forceL&I to May 14, 2026
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Sep 21, 2017ACUITY, A MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Sep 21, 2022 · replaced by the same insurer (renewal)60 months in forceL&I to May 14, 2026
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Aug 25, 2017FMCSA revocation notice for the operating authority, dropped Sep 20, 2017opened after SENTRY SELECT INSURANCE COMPANY filed a cancellation notice (effective Sep 21, 2017)L&I to May 14, 2026
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Sep 21, 2016SENTRY SELECT INSURANCE COMPANYLiability · $1,000,000 · ended Sep 21, 2017 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 21, 2010SENTRY SELECT INSURANCE COMPANYCargo · ended Apr 25, 2011 · cancellation notice took effect7 months in forceL&I to May 14, 2026
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Sep 21, 2010SENTRY SELECT INSURANCE COMPANYLiability · $1,000,000 · ended Sep 21, 2016 · replaced by the same insurer (renewal)72 months in forceL&I to May 14, 2026
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Mar 5, 2010NORTHLAND INSURANCE COMPANYCargo · ended Sep 21, 2010 · replaced by another insurera cancellation notice effective Oct 25, 2010 came after the replacement; 7 months in forceL&I to May 14, 2026
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Mar 5, 2010NORTHLAND INSURANCE COMPANYLiability · $1,000,000 · ended Sep 21, 2010 · replaced by another insurera cancellation notice effective Oct 25, 2010 came after the replacement; 7 months in forceL&I to May 14, 2026
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Feb 8, 2010FMCSA revocation notice for the operating authority, dropped Mar 5, 2010opened after NORTHLAND INSURANCE COMPANY filed a cancellation notice (effective Mar 5, 2010)L&I to May 14, 2026
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Oct 11, 2007Operating authority grantedL&I to May 14, 2026
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Sep 21, 2007NORTHLAND INSURANCE COMPANYCargo · ended Mar 5, 2010 · cancellation notice took effect29 months in forceL&I to May 14, 2026
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Sep 21, 2007NORTHLAND INSURANCE COMPANYLiability · $1,000,000 · ended Mar 5, 2010 · cancellation notice took effect29 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Indiana 27
- Illinois (HQ) 10
- Michigan 5
- Iowa 1
- Tennessee 1
23% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (30 power units: 30 filed, 26 seen roadside in 24 months).
We'd expect a typical fleet of 30 power units this active to have about 1.0 crash a year. This motor carrier recorded 4 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 1.3 a year) — about 1.4× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.4 over the next 12 — about 1.5× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
- 3 inspections with no out-of-service result
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 17 | 3.83 | |
| HOS Compliance | 11 | 0.63 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 1 | 0.10 | |
| Vehicle Maintenance | 10 | 10.37 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 31-MAR-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.