TOP TRANSPORT INC
(859) 421-3985
nick@toptransport-inc.com
1038 Murfreesboro Road, Lebanon TN 37090
23
tractors · all leased
25 drivers
1.4M mi/yr · ~63k per unit
HazMat
Not enough record
Graded once the record supports it
18 yrs history · 44 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 23
- Drivers · CDL
- 25 · 25
- Annual miles
- 1.4M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 23 | 0 | 23 |
| Trailers | 0 | 23 | 0 | 23 |
Registration
- Registered
- 02-29-2008 (18 yrs)
- MCS-150 Update
- 09-23-2025
- FRED Score Date
- Nov 08, 2026
- Officer
- KARNAUKHOV NICK
Cargo
69.1
medium risk
Motor Vehicles
Drive/Tow Away
Building Materials
Construction
- High-Risk Cargo
- Motor Vehicles, Drive/Tow Away
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not enough record to grade yet.
44 inspections and 2 crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
80% likely range 0.48×–1.67×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
1.2 vs 1.1 for similar fleets
Likely 0–3 crashes
This motor carrier
1.2
Similar fleets
1.1
A record this thin can't pin that down: about a 1-in-8 chance it runs at Poor-level crash rates.
Ask
Loss runs for the last 3 years, and confirm the fleet is operating at its filed size (23 power units).
What the record shows
Crash history
betterworse
About typical. 2 crashes on the FMCSA record in 24 months (about 1 a year); similar fleets have about 1.1 a year.
Roadside inspections
betterworse
Much worse than peers. Unsafe-driving and hours-of-service violations 2.00×, violations 1.74× and out-of-service orders 1.58× the rate expected for its inspections. Together they move its crash estimate +17%.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
-
Drivers put out of service6 out-of-service violations against drivers: 4 no valid CDL, 1 other qualification, 1 hours of service (May 2025 – Jul 2026).Ask: driver supervision and dispatch practices.
-
Tires and cargo securementTires are 7 of 49 violations (14%). Tire or cargo securement defects led to 9 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
-
Vehicle out-of-service rate46.7% of vehicle inspections end out of service vs 22.3% nationally (7 of 15). Across all its inspections, out-of-service orders run 1.58× what's expected for where and how it's inspected.
-
Driver out-of-service rate13.6% of driver inspections end out of service vs 6.7% nationally (6 of 44). Across all its inspections, out-of-service orders run 1.58× what's expected for where and how it's inspected.
-
Falsified logs2 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
Strengths
- 2 crashes in 24 months. No injuries, no fatalities.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 2
Track record
FMCSA record, Nov 2024 – Aug 2026
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
2
0 fatalities · 0 injuries · 0 tow-aways
Inspections
44
43% clean (no violations)
Vehicle out-of-service
46.7%
7 of 15
National avg 22.3%
Driver out-of-service
13.6%
6 of 44
National avg 6.7%
Violations
49
16 out-of-service
Inspected more often than interstate fleets of 20–49 trucks in Tennessee (about 27 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 10,543 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.043 | 0.029 |
| Inspections | 1.09 | 1.12 |
| Violations | 1.07 | 0.78 |
| Critical violations | 0.33 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
49 violations · 24 months-
Vehicle maintenance No alert24 · 10 OOSTires 7 · Cargo securement 6 · Lights 6 · Other parts 5
-
Unsafe driving No alert11 · 0 OOSReckless / lane 5 · Seat belt 2 · Speeding 2 · Other 2
-
Hours of service No alert7 · 1 OOSLogbook / ELD paperwork 4 · False log 2 · No log 1
-
Driver fitness No alert7 · 5 OOSNo valid CDL 5 · English proficiency 1 · Other qualification 1
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months
2 crashes
-
Dec12025MissouriProperty damage onlySnow road, daylight, snow, two-way trafficway divided unprotected median.
-
Jul222025KentuckyProperty damage onlyDark - lighted, two-way trafficway divided unprotected median.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
-
$750,000 · TEXAS INSURANCE COMPANYon record since Feb 19, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Feb 2020A cancellation notice effective Jun 4, 2026 was on file at May 14, 2026; whether it took effect is not in FMCSA's frozen record — see the live check.
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 3 liability insurers on FMCSA's record, 2 changes: BULLDOG NATIONAL RRG GROUP INC → TEXAS INSURANCE COMPANY (Sep 2025); PROGRESSIVE EXPRESS INSURANCE COMPANY → BULLDOG NATIONAL RRG GROUP INC (Sep 2024)
- 3 cancellation notices filed by insurers; 1 took effect (the last Sep 10, 2025, replaced the same day); 2 replaced before they took effect
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Feb 20, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
15 filings and 13 authority events since 2008 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
15 filings and 13 authority events since 2008 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Feb 19, 2026TEXAS INSURANCE COMPANYLiability · $750,000 · on file at May 14, 2026 · cancellation notice effective Jun 4, 2026 on file at May 14, 2026 (outcome not in FMCSA's frozen record)3 months in forceL&I to May 14, 2026
-
Feb 19, 2026FMCSA revocation notice for the operating authority, dropped Feb 20, 2026opened after TEXAS INSURANCE COMPANY filed a cancellation notice (effective Mar 18, 2026)L&I to May 14, 2026
-
Sep 10, 2025TEXAS INSURANCE COMPANYLiability · $750,000 · ended Feb 19, 2026 · superseded by the same policya cancellation notice effective Mar 18, 2026 came after the replacement; 5 months in forceL&I to May 14, 2026
-
Aug 14, 2025FMCSA revocation notice for the operating authority, dropped Sep 9, 2025opened after BULLDOG NATIONAL RRG GROUP INC filed a cancellation notice (effective Sep 10, 2025)L&I to May 14, 2026
-
Mar 27, 2025BULLDOG NATIONAL RRG GROUP INC (risk retention group)Liability · $1,000,000 · ended Sep 10, 2025 · cancellation notice took effect5 months in forceL&I to May 14, 2026
-
Mar 7, 2025FMCSA revocation notice for the operating authority, dropped Mar 28, 2025opened after BULLDOG NATIONAL RRG GROUP INC filed a cancellation notice (effective Apr 3, 2025)L&I to May 14, 2026
-
Sep 10, 2024BULLDOG NATIONAL RRG GROUP INC (risk retention group)Liability · $750,000 · ended Mar 27, 2025 · superseded by the same policya cancellation notice effective Apr 3, 2025 came after the replacement; 7 months in forceL&I to May 14, 2026
-
Feb 28, 2020Operating authority reinstatedL&I to May 14, 2026
-
Feb 21, 2020PROGRESSIVE EXPRESS INSURANCE COMPANYLiability · $1,000,000 · ended Sep 10, 2024 · replaced by another insurer55 months in forceL&I to May 14, 2026
-
Apr 12, 2019Operating authority revoked (cause not stated)L&I to May 14, 2026
-
Nov 18, 2016PROGRESSIVE EXPRESS INSURANCE COMPANYLiability · $1,000,000 · ended May 21, 2019 · cancellation notice took effect30 months in forceL&I to May 14, 2026
-
Nov 18, 2015CANAL INSURANCE CO.Liability · $1,000,000 · ended Nov 18, 2016 · replaced by another insurer12 months in forceL&I to May 14, 2026
-
Nov 18, 2014CANAL INSURANCE CO.Liability · $1,000,000 · ended Nov 18, 2015 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Nov 18, 2013CANAL INSURANCE CO.Liability · $1,000,000 · ended Nov 18, 2014 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Oct 22, 2013FMCSA revocation notice for the operating authority, dropped Nov 18, 2013opened after CASTLEPOINT FLORIDA INSURANCE COMPANY filed a cancellation notice (effective Nov 18, 2013)L&I to May 14, 2026
-
Nov 18, 2012CASTLEPOINT FLORIDA INSURANCE COMPANYLiability · $1,000,000 · ended Nov 18, 2013 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Oct 22, 2012FMCSA revocation notice for the operating authority, dropped Nov 16, 2012cause not stated in FMCSA's older recordsL&I to May 14, 2026
-
Nov 18, 2011CASTLEPOINT FLORIDA INSURANCE COMPANYLiability · $1,000,000 · ended Jan 18, 2012 · cancellation notice took effecta cancellation notice effective Nov 18, 2012 came after the replacement; 2 months in forceL&I to May 14, 2026
-
Oct 24, 2011FMCSA revocation notice for the operating authority, dropped Nov 18, 2011cause not stated in FMCSA's older recordsL&I to May 14, 2026
-
Jan 4, 2011FMCSA revocation notice for the operating authority, dropped Jan 6, 2011opened after CASTLEPOINT FLORIDA INSURANCE COMPANY filed a cancellation notice (effective Jan 31, 2011)L&I to May 14, 2026
-
Nov 18, 2010CASTLEPOINT FLORIDA INSURANCE COMPANYLiability · $1,000,000 · ended Jan 31, 2011 · cancellation notice took effecta cancellation notice effective Nov 18, 2011 came after the replacement; 2 months in forceL&I to May 14, 2026
-
Oct 22, 2010FMCSA revocation notice for the operating authority, dropped Nov 24, 2010cause not stated in FMCSA's older recordsL&I to May 14, 2026
-
Nov 18, 2009CASTLEPOINT FLORIDA INSURANCE COMPANYLiability · $750,000 · ended Jan 18, 2010 · cancellation notice took effecta cancellation notice effective Nov 18, 2010 came after the replacement; 2 months in forceL&I to May 14, 2026
-
Oct 22, 2009FMCSA revocation notice for the operating authority, dropped Nov 18, 2009cause not stated in FMCSA's older recordsL&I to May 14, 2026
-
Dec 24, 2008FMCSA revocation notice for the operating authority, dropped Dec 29, 2008opened after AEQUICAP PROPERTY &CASUALTY INSURANCE COMPANY filed a cancellation notice (effective Jan 20, 2009)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Kentucky 9
- Iowa 4
- Illinois 4
- Missouri 4
- Georgia 3
- Tennessee (HQ) 3
- Virginia 3
- Alabama 2
Runs well beyond its home state: 3 of 44 inspections were in Tennessee.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (28 power units: 23 filed, 28 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
1.1
Actual, per year in window
0.7
Projected, next 12 mo
1.2
0
0.75
1.5
We'd expect a typical fleet of 28 power units this active to have about 1.1 crashes a year (sized from the 28 units seen roadside; 23 filed). This motor carrier recorded 2 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 0.7 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.2 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 3% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026
Inside that window:
44 inspections
and 2 crashes.
Why there is no grade.
Every grade but Satisfactory needs at least a 60% posterior past its cut; Satisfactory is what is left when none
passes. Here the 80% likely range (0.48×–1.67×)
still runs from below the Excellent cut (0.60×) to above the Poor cut (1.57×), so the record can't
separate a best-in-class fleet from a poor one and the page shows no grade and no FRED Score. The forecasts are
unchanged: in backtests, records this thin crash at their forecast on average but scatter about 2.6× as
widely around it as records that support a Satisfactory grade.
Confidence: Moderate · Z = 0.38
Satisfactory — 1.02x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.041 crashes per power-unit-year for a 28-unit for-hire fleet (pu20_49). Violations 1.17x (driver behaviour 2.00x, out-of-service 1.58x, all violations 1.74x; 44 inspections). Experience 0.87x: 1.4 decayed crashes against 2.1 expected over 36 months (credibility 0.38, a 3.39). 80% range 0.48–1.67x. Fleet sized at 28 units from roadside VINs (23 filed). Last change: older crashes rolling off.
Since the previous weekly run the risk relativity moved -1.9%, driven by older crashes rolling off the 36-month ramp.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.1 crashes per 100 power-unit-years
28 power units (23 filed, 28 seen roadside) · 1.13 expected crashes a year
Violation relativity
1.17×
44 inspections in window
Crash experience
0.87×
1.4 decayed crashes vs 2.1 expected · credibility 0.38
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.02× (80% range 0.48–1.67×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
44
Driver Insp
44
Driver OOS
6
Vehicle Insp
15
Vehicle OOS
7
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 10 | 2.54 | |
| HOS Compliance | 6 | 0.55 | |
| Driver Fitness | 5 | 1.54 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 11 | 7.25 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-SEP-25 – 31-JAN-26) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.