LYUDMILA MAKOVEY
DBA: BROTHERS MOTORS
FMCSA Live Status
Fleet & equipment
- Power units
- 2
- Drivers · CDL
- 2 · 2
- Annual miles
- 206k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 2 | 0 | 2 |
| Trailers | 0 | 2 | 0 | 2 |
Registration
- Registered
- 03-20-2008 (18 yrs)
- MCS-150 Update
- 02-02-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- LYUDMILA MAKOVEY
Cargo
- High-Risk Cargo
- Motor Vehicles, Refrigerated Food, Meat
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Its risk relativity (0.75× similar fleets) would put it in Strong; this rule holds it at Satisfactory:
- Strong withheld: the posterior is not confident enough that risk sits below 0.76× class
The downside is never capped.
Fleets under 10 power units are graded against their size cohort (pu2_5) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.
Expected crash rate is probably lower than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 2–5 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
- Nothing on the FMCSA record stands out.
- No reportable crashes in 24 months.
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 1
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.032 |
| Inspections | 3.75 | 1.10 |
| Violations | 0.50 | 1.04 |
| Critical violations | 0.25 | 0.21 |
Yearly rates from the last 24 months. Peers: Small (advisory) power units, high-risk cargo.
What they get cited for
2 violations · 24 months-
Unsafe driving No alert1 · 0 OOSReckless / lane 1
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Vehicle maintenance No alert1 · 0 OOSLights 1
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Hours of service No alert0
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · UNITED FINANCIAL CASUALTY COMPANYon record since May 4, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Apr 2008
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 3 liability insurers on FMCSA's record, 2 changes: SENTRY SELECT INSURANCE COMPANY → UNITED FINANCIAL CASUALTY COMPANY (May 2026); NORTHLAND INSURANCE COMPANY → SENTRY SELECT INSURANCE COMPANY (May 2024)
- 3 cancellation notices filed by insurers; 1 took effect (the last May 4, 2026, replaced the same day); 2 replaced before they took effect
- No gap in filed liability coverage while liability was required
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Apr 30, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
13 filings and 5 authority events since 2008 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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May 4, 2026UNITED FINANCIAL CASUALTY COMPANYLiability · $1,000,000 · on fileL&I to May 14, 2026
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Apr 7, 2026FMCSA revocation notice for the operating authority, dropped Apr 30, 2026opened after SENTRY SELECT INSURANCE COMPANY filed a cancellation notice (effective May 4, 2026)L&I to May 14, 2026
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Apr 2, 2025SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended May 4, 2026 · cancellation notice took effect13 months in forceL&I to May 14, 2026
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May 4, 2024SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Apr 2, 2025 · superseded by the same policya cancellation notice effective May 4, 2025 came after the replacement; 11 months in forceL&I to May 14, 2026
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May 4, 2019NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended May 4, 2024 · replaced by another insurera cancellation notice effective Jun 6, 2024 came after the replacement; 60 months in forceL&I to May 14, 2026
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May 4, 2015LANCER INSURANCE COMPANYLiability · $1,000,000 · ended May 4, 2019 · replaced by another insurer48 months in forceL&I to May 14, 2026
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Apr 8, 2015FMCSA revocation notice for the operating authority, dropped May 5, 2015opened after WESCO INSURANCE COMPANY filed a cancellation notice (effective May 5, 2015)L&I to May 14, 2026
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May 5, 2014WESCO INSURANCE COMPANYLiability · $1,000,000 · ended May 5, 2015 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 8, 2014FMCSA revocation notice for the operating authority, dropped May 5, 2014opened after CASTLEPOINT NATIONAL INSURANCE CO filed a cancellation notice (effective May 5, 2014)L&I to May 14, 2026
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May 5, 2013CASTLEPOINT NATIONAL INSURANCE COLiability · $1,000,000 · ended May 5, 2014 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 30, 2012ZURICH AMERICAN INS. CO. OF ILLINOISLiability · $750,000 · ended May 5, 2013 · replaced by another insurera cancellation notice effective Jun 5, 2013 came after the replacement; 12 months in forceL&I to May 14, 2026
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Apr 30, 2011ZURICH AMERICAN INSURANCE COMPANYLiability · $750,000 · ended Apr 30, 2012 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Apr 30, 2010ZURICH AMERICAN INSURANCE COMPANYLiability · $750,000 · ended Apr 30, 2011 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 24, 2009PRAETORIAN INSURANCE COMPANYLiability · $750,000 · ended Apr 30, 2010 · replaced by another insurer15 months in forceL&I to May 14, 2026
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Dec 29, 2008FMCSA revocation notice for the operating authority, dropped Jan 15, 2009opened after PRAETORIAN INSURANCE COMPANY filed a cancellation notice (effective Jan 24, 2009)L&I to May 14, 2026
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May 7, 2008Operating authority grantedL&I to May 14, 2026
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Apr 30, 2008UNDERWRITERS AT LLOYDS LONDONCargo · ended Apr 30, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 30, 2008PRAETORIAN INSURANCE COMPANYLiability · $750,000 · ended Jan 24, 2009 · cancellation notice took effect9 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- California (HQ) 3
- Mississippi 2
- Arkansas 1
- Colorado 1
- Louisiana 1
- Oklahoma 1
- Tennessee 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (4 power units: 2 filed, 4 seen roadside in 24 months).
We'd expect a typical fleet of 4 power units this active to have about 0.2 crashes a year (sized from the 4 units seen roadside; 2 filed). This motor carrier recorded 0 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.0 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.1 over the next 12 — below a typical fleet.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
- Strong withheld: the posterior is not confident enough that risk sits below 0.76× class
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 1 | 2.01 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 1 | 1.40 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-AUG-25 – 23-SEP-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.