GFC TRANSPORTATION INC
(916) 995-8381
safety@gfctransportation.com
9780 Dino Dr Suite A, Elk Grove CA 95624
36
tractors · all owned
38 drivers
4.2M mi/yr · ~115k per unit
Not enough record
Graded once the record supports it
18 yrs history · 109 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 36
- Drivers · CDL
- 38 · 38
- Annual miles
- 4.2M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 36 | 0 | 0 | 36 |
| Trailers | 44 | 0 | 0 | 44 |
Registration
- FMCSA Rating
- Satisfactory (05-08-2013) · 13 yr old
- Registered
- 03-24-2008 (18 yrs)
- MCS-150 Update
- 11-11-2025
- FRED Score Date
- Nov 07, 2026
- Officer
- JELENA PROKOPENKO
- Officer
- ALEX PROK
Cargo
70.1
high risk
Motor Vehicles
Meat
Refrigerated Food
General Freight
Fresh Produce
Beverages
Paper Products
- High-Risk Cargo
- Motor Vehicles, General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not enough record to grade yet.
109 inspections and 4 crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: for-hire fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
80% likely range 0.55×–1.59×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
1.6 vs 1.6 for similar fleets
Likely 0–4 crashes
This motor carrier
1.6
Similar fleets
1.6
A record this thin can't pin that down: about a 1-in-9 chance it runs at Poor-level crash rates.
Ask
Loss runs for the last 3 years, and confirm the fleet is operating at its filed size (36 power units).
What the record shows
Crash history
betterworse
Leans worse, not yet proven. 4 crashes on the FMCSA record in 24 months (about 2 a year), including 2 with injuries; similar fleets have about 1.6 a year. The grade counts 5 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Better than peers. Unsafe-driving and hours-of-service violations 0.39× and violations 0.52× the rate expected for its inspections. Together they move its crash estimate -15%. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Injury crashes2 crashes with 3 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Driver qualification2 out-of-service violations against drivers: 2 English proficiency (May 2026 – Jul 2026).Ask: driver qualification files and hiring standards.
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Brakes and lightsBrakes are 24 of 50 violations (48%). Brake or light defects led to 6 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
Strengths
- Driver out-of-service rate 1.8% vs 6.7% national.
- No FMCSA BASIC alerts.
- 75% of inspections found no violations.
Data flags
-
Dangerous driving: 2
Track record
FMCSA record, Oct 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
4
0 fatalities · 3 injuries · 0 tow-aways
Inspections
109
75% clean (no violations)
Vehicle out-of-service
23.9%
11 of 46
National avg 22.3%
Driver out-of-service
1.8%
2 of 109
National avg 6.7%
Violations
50
14 out-of-service
Inspections per quarter
With an out-of-service order
vs 800 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.056 | 0.027 |
| Inspections | 2.35 | 0.77 |
| Violations | 0.69 | 0.44 |
| Critical violations | 0.10 | 0.09 |
Yearly rates from the last 24 months. Peers: 20–49 power units, high-risk cargo.
What they get cited for
50 violations · 24 months-
Vehicle maintenance No alert39 · 12 OOSBrakes 24 · Lights 4 · Tires 4 · Wheels & hubs 2 · Steering & suspension 1 · 4 more
-
Unsafe driving No alert8 · 0 OOSSpeeding 4 · Reckless / lane 3 · Other 1
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Driver fitness No alert2 · 2 OOSEnglish proficiency 2
-
Hours of service No alert1 · 0 OOSLogbook / ELD paperwork 1
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Apr182026TexasInjury · 1 person hurtWet road, dark - not lighted, severe crosswinds, two-way trafficway divided unprotected median.
-
Mar192026WyomingProperty damage onlyDusk, two-way trafficway divided unprotected median. Citation issued.
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Feb212026WyomingProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
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Jun112025CaliforniaInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
2 of the 4 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
-
$750,000 · SPINNAKER SPECIALTY INSURANCE COMPANYon record since Apr 21, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Apr 2008
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 2 liability insurers on FMCSA's record, 1 change: NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA → SPINNAKER SPECIALTY INSURANCE COMPANY (Apr 2026)
- 3 cancellation notices filed by insurers; 3 took effect (the last Apr 21, 2026, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Apr 20, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
24 filings and 17 authority events since 2008 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
24 filings and 17 authority events since 2008 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Apr 21, 2026SPINNAKER SPECIALTY INSURANCE COMPANYLiability · $750,000 · on fileL&I to May 14, 2026
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Mar 25, 2026FMCSA revocation notice for the operating authority, dropped Apr 20, 2026opened after NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA filed a cancellation notice (effective Apr 21, 2026)L&I to May 14, 2026
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Apr 21, 2025NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $1,000,000 · ended Apr 21, 2026 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 25, 2025FMCSA revocation notice for the operating authority, dropped Apr 21, 2025opened after NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA filed a cancellation notice (effective Apr 21, 2025)L&I to May 14, 2026
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Apr 21, 2024NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $1,000,000 · ended Apr 21, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 25, 2024FMCSA revocation notice for the operating authority, dropped Apr 17, 2024opened after NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA filed a cancellation notice (effective Apr 21, 2024)L&I to May 14, 2026
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Apr 21, 2023NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $1,000,000 · ended Apr 21, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 21, 2020HARCO NATIONAL INSURANCE CO.Liability · $750,000 · ended Apr 21, 2023 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Nov 18, 2019UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Apr 21, 2020 · replaced by another insurer5 months in forceL&I to May 14, 2026
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Oct 22, 2019FMCSA revocation notice for the operating authority, dropped Oct 29, 2019opened after UNITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Nov 18, 2019)L&I to May 14, 2026
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Sep 12, 2019UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Nov 18, 2019 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Aug 16, 2019FMCSA revocation notice for the operating authority, dropped Aug 26, 2019opened after UNITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 11, 2019)L&I to May 14, 2026
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Aug 11, 2019UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Sep 12, 2019 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Jul 15, 2019FMCSA revocation notice for the operating authority, dropped Aug 12, 2019opened after UNITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 11, 2019)L&I to May 14, 2026
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Apr 21, 2019UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Aug 11, 2019 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Mar 25, 2019FMCSA revocation notice for the operating authority, dropped Apr 19, 2019opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Apr 21, 2019)L&I to May 14, 2026
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Apr 21, 2018THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $750,000 · ended Apr 21, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 26, 2018FMCSA revocation notice for the operating authority, dropped Apr 19, 2018opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Apr 21, 2018)L&I to May 14, 2026
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Apr 21, 2017THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $750,000 · ended Apr 21, 2018 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 27, 2017FMCSA revocation notice for the operating authority, dropped Apr 19, 2017opened after GRANITE STATE INSURANCE CO. filed a cancellation notice (effective Apr 21, 2017)L&I to May 14, 2026
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Apr 21, 2016GRANITE STATE INSURANCE CO.Liability · $750,000 · ended Apr 21, 2017 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 25, 2016FMCSA revocation notice for the operating authority, dropped Apr 22, 2016opened after GRANITE STATE INSURANCE CO. filed a cancellation notice (effective Apr 21, 2016)L&I to May 14, 2026
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Apr 21, 2015GRANITE STATE INSURANCE CO.Liability · $750,000 · ended Apr 21, 2016 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 25, 2015FMCSA revocation notice for the operating authority, dropped Apr 22, 2015opened after GRANITE STATE INSURANCE CO. filed a cancellation notice (effective Apr 21, 2015)L&I to May 14, 2026
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Apr 21, 2014GRANITE STATE INSURANCE CO.Liability · $1,000,000 · ended Apr 21, 2015 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- California (HQ) 47
- Nevada 22
- Utah 20
- Colorado 14
- Wyoming 4
- Kansas 1
- New Mexico 1
43% of inspections were in its home state.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (38 power units: 36 filed, 38 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
1.6
Actual, per year in window
1.7
Projected, next 12 mo
1.6
0
1
2
We'd expect a typical fleet of 38 power units this active to have about 1.6 crashes a year (sized from the 38 units seen roadside; 36 filed). This motor carrier recorded 5 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 1.7 a year). Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.6 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 4% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
109 inspections
and 5 crashes.
The FMCSA record tables now hold 109 inspections and 4 crashes in that window — the SMS data moved after this grade was computed.
Why there is no grade.
Every grade but Satisfactory needs at least a 60% posterior past its cut; Satisfactory is what is left when none
passes. Here the 80% likely range (0.55×–1.59×)
still runs from below the Excellent cut (0.60×) to above the Poor cut (1.57×), so the record can't
separate a best-in-class fleet from a poor one and the page shows no grade and no FRED Score. The forecasts are
unchanged: in backtests, records this thin crash at their forecast on average but scatter about 2.6× as
widely around it as records that support a Satisfactory grade.
Confidence: Moderate · Z = 0.38
Satisfactory — 1.04x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.041 crashes per power-unit-year for a 38-unit for-hire fleet (pu20_49). Violations 0.85x (driver behaviour 0.39x, out-of-service 0.90x, all violations 0.52x; 109 inspections). Experience 1.22x: 3.3 decayed crashes against 2.1 expected over 36 months (credibility 0.38, a 3.37). 80% range 0.55–1.59x. Fleet sized at 38 units from roadside VINs (36 filed). Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.1 crashes per 100 power-unit-years
38 power units (36 filed, 38 seen roadside) · 1.58 expected crashes a year
Violation relativity
0.85×
109 inspections in window
Crash experience
1.22×
3.3 decayed crashes vs 2.1 expected · credibility 0.38
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.04× (80% range 0.55–1.59×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
109
Driver Insp
109
Driver OOS
2
Vehicle Insp
46
Vehicle OOS
11
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 7 | 1.16 | |
| HOS Compliance | 1 | 0.00 | |
| Driver Fitness | 2 | 0.19 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 20 | 5.04 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-DEC-25 – 31-JAN-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.