MCGINN BUS COMPANY INC
(781) 592-0100
jcogliano@p-b.com
36-38 Alley Street, Lynn MA 01902
15
power units
20 drivers
387k mi/yr · ~26k per unit
Not graded
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 15
- Drivers · CDL
- 20 · 20
- Annual miles
- 387k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (05-16-2024)
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 11-19-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- JOHN COGLIANO
- Officer
- PAUL FUERST
Cargo
50.0
medium risk
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not Graded
Not graded: passenger operation. The FRED Score is a property-carrier model; a passenger model is a separate study.
Worth a closer look
From the FMCSA record.
- Nothing on the FMCSA record stands out.
Strengths
- No reportable crashes in 24 months.
- No FMCSA BASIC alerts.
- 100% of inspections found no violations.
Track record
FMCSA record, Nov 2024 – Dec 2025
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
0
0 fatalities · 0 injuries · 0 tow-aways
Inspections
11
100% clean (no violations)
Vehicle out-of-service
0.0%
0 of 9
National avg 22.3%
Driver out-of-service
0.0%
0 of 3
National avg 6.7%
Violations
0
0 out-of-service
Inspections per quarter
With an out-of-service order
vs 16,659 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.031 |
| Inspections | 0.63 | 1.11 |
| Violations | 0.00 | 0.89 |
| Critical violations | 0.00 | 0.17 |
Yearly rates from the last 24 months. Peers: 10–19 power units, medium-risk cargo.
What they get cited for
0 violations · 24 monthsNo violations on the FMCSA record in the last 24 months.
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$5,000,000 · Lancer Insurance Companyon record since Aug 15, 2023 · FMCSA minimum $5,000,000 · no gap on FMCSA's record since Aug 1994
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Nov 14, 2008)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
23 filings and 9 authority events since 1979 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
23 filings and 9 authority events since 1979 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Aug 15, 2023Lancer Insurance CompanyLiability · $5,000,000 · on fileFMCSA's new system
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Aug 14, 2023FMCSA revocation notice for the operating authority, dropped Aug 15, 2023opened after LANCER INSURANCE COMPANY filed a cancellation notice (effective Aug 15, 2023)L&I to May 14, 2026
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Jul 19, 2023FMCSA revocation notice for the operating authority, dropped Jul 24, 2023opened after LANCER INSURANCE COMPANY filed a cancellation notice (effective Aug 15, 2023)L&I to May 14, 2026
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Oct 1, 2018LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Aug 15, 2023 · cancellation notice took effect58 months in forceL&I to May 14, 2026
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Sep 15, 2017PILGRIM INSURANCE COMPANYLiability · $5,000,000 · ended Oct 1, 2018 · replaced by another insurer13 months in forceL&I to May 14, 2026
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Sep 15, 2011THE CHARTER OAK FIRE INSURANCE CO.Liability · $5,000,000 · ended Sep 15, 2017 · replaced by another insurer72 months in forceL&I to May 14, 2026
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Sep 15, 2010PILGRIM INSURANCE COMPANYLiability · $5,000,000 · ended Sep 15, 2011 · replaced by another insurera cancellation notice effective Sep 16, 2011 came after the replacement; 12 months in forceL&I to May 14, 2026
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Sep 15, 2009LIBERTY MUTUAL FIRE INSURANCE CO.Liability · $1,000,000 · ended Sep 15, 2010 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Nov 14, 2008Operating authority reinstatedL&I to May 14, 2026
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Oct 28, 2008LEXINGTON INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Mar 7, 2024 · cancellation notice took effect184 months in forceL&I to May 14, 2026
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Oct 20, 2008Operating authority revoked (cause not stated)L&I to May 14, 2026
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Sep 15, 2008LIBERTY MUTUAL FIRE INSURANCE CO.Liability · $1,000,000 · ended Sep 15, 2009 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Sep 15, 2008LEXINGTON INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Oct 28, 2008 · superseded by the same policy1 month in forceL&I to May 14, 2026
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Sep 15, 2007PILGRIM INSURANCE COMPANYLiability · $5,000,000 · ended Sep 15, 2008 · replaced by another insurera cancellation notice effective Oct 12, 2008 came after the replacement; 12 months in forceL&I to May 14, 2026
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Sep 15, 2006PILGRIM INSURANCE COMPANYLiability · $5,000,000 · ended Sep 15, 2007 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Sep 15, 2003FIREMEN'S INSURANCE CO. OF WASHINGTON DCLiability · $5,000,000 · ended Sep 15, 2006 · replaced by the same insurer (renewal)36 months in forceL&I to May 14, 2026
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Sep 15, 2003FIREMEN'S INSURANCE CO. OF WASHINGTON DCLiability · $5,000,000 · ended Mar 15, 2006 · cancellation notice took effect30 months in forceL&I to May 14, 2026
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Sep 15, 2002ARBELLA PROTECTION INSURANCE COMPANYLiability · $5,000,000 · ended Sep 15, 2003 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Nov 13, 2001FMCSA revocation notice for the operating authority, dropped Dec 3, 2001cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Sep 15, 2001DIAMOND STATE INSURANCE COMPANYLiability (excess) · $15,000,000 over $1,000,000 · ended Sep 15, 2002 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 20, 2000FMCSA revocation notice for the operating authority, dropped Oct 2, 2000cause not stated in FMCSA's older recordsL&I to May 14, 2026
-
Sep 15, 2000LEXINGTON INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Oct 17, 2001 · cancellation notice took effect13 months in forceL&I to May 14, 2026
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Sep 15, 2000DIAMOND STATE INSURANCE COMPANYLiability (excess) · $15,000,000 over $5,000,000 · ended Sep 16, 2001 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 24, 2000ARBELLA PROTECTION INSURANCE COMPANYLiability · $1,000,000 · ended Sep 15, 2002 · replaced by the same insurer (renewal)a cancellation notice effective Oct 26, 2002 came after the replacement; 25 months in forceL&I to May 14, 2026
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Aug 24, 1999GREAT AMERICAN INSURANCE COMPANY OF NEW YORKLiability · $1,000,000 · ended Aug 24, 2000 · replaced by another insurer12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Massachusetts (HQ) 11
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PassengerTotal Inspections
11
Driver Insp
3
Driver OOS
0
Vehicle Insp
9
Vehicle OOS
0
| BASIC | Insp w/ Viol | Measure | Percentile | Alert |
|---|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | - | |
| HOS Compliance | 0 | 0.00 | - | |
| Driver Fitness | 0 | 0.00 | - | |
| Controlled Substances | 0 | 0.00 | - | |
| Vehicle Maintenance | 0 | 0.00 | - |
SMS record data is sourced from FMCSA's Safety Measurement System (01-JAN-25 – 25-NOV-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.