IDEAL CHARTER LLC
DBA: IDEAL CHARTER
(708) 570-4019
BILLING@IDEALCHARTER.COM
9982 Andersen Ave Ste A, Chicago Ridge IL 60415
31
power units
47 drivers
Not graded
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 31
- Drivers · CDL
- 47 · 46
- Annual miles
- 648k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- FMCSA Rating
- Satisfactory (11-03-2026)
- Registered
- 04-08-2009 (17 yrs)
- MCS-150 Update
- 10-14-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- TOM JANOCIAK
Cargo
50.0
medium risk
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not Graded
Not graded: passenger operation. The FRED Score is a property-carrier model; a passenger model is a separate study.
Mileage Unreliable
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Worth a closer look
From the FMCSA record.
- Nothing on the FMCSA record stands out.
Strengths
- 2 crashes in 24 months. No injuries, no fatalities.
Data flags
-
Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
FMCSA record, May 2025 – Aug 2025
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
2
0 fatalities · 0 injuries · 0 tow-aways
Inspections
5
80% clean (no violations)
Vehicle out-of-service
25.0%
1 of 4
National avg 22.3%
Driver out-of-service
0.0%
0 of 5
National avg 6.7%
Violations
1
1 out-of-service
Inspected less often than interstate fleets of 20–49 trucks in Illinois (about 52 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 10,543 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.032 | 0.029 |
| Inspections | 0.27 | 1.12 |
| Violations | 0.02 | 0.78 |
| Critical violations | 0.02 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
1 violation · 24 months-
Vehicle maintenance No alert1 · 1 OOSTires 1
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Unsafe driving No alert0
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Hours of service No alert0
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Driver fitness No alert0
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months
2 crashes
-
Mar162026IndianaProperty damage onlyIce road, daylight, blowing sand soil dirt or snow.
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Mar82026IndianaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
primary $1,000,000 + excess $4,000,000 + excess $5,000,000 · Trisura Insurance Companyon record since Jun 30, 2026 · FMCSA minimum $5,000,000 · no gap on FMCSA's record since Apr 2009
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- 3 liability insurers on FMCSA's record, 3 changes: Accredited Specialty Insurance Company → Trisura Insurance Company (Jun 2026); TRISURA INSURANCE COMPANY → Accredited Specialty Insurance Company (Jun 2025); CAROLINA CASUALTY INSURANCE CO. → TRISURA INSURANCE COMPANY (Jun 2024)
- 2 cancellation notices filed by insurers; 2 took effect (the last Jun 30, 2026, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's new registration system, status since Jul 8, 2009)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
26 filings and 19 authority events since 2009 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
26 filings and 19 authority events since 2009 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jun 30, 2026Trisura Specialty Insurance CompanyLiability (excess) · $5,000,000 over $1,000,000 · on fileFMCSA's new system
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Jun 30, 2026Trisura Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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May 31, 2026FMCSA suspension notice for the operating authority, effective Jun 30, 2026the authority stayed activeFMCSA's new system
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Jun 30, 2025AmCom Insurance Services IncLiability (excess) · $4,000,000 over $1,000,000 · on fileFMCSA's new system
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Jun 30, 2025Accredited Specialty Insurance CompanyLiability · $1,000,000 · ended Jun 30, 2026 · cancellation notice took effect12 months in forceFMCSA's new system
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Jun 3, 2025FMCSA revocation notice for the operating authority, dropped Jun 30, 2025opened after TRISURA INSURANCE COMPANY filed a cancellation notice (effective Jun 30, 2025)L&I to May 14, 2026
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Jun 30, 2024TRISURA SPECIALTY INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Jun 30, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 30, 2024TRISURA INSURANCE COMPANYLiability · $1,000,000 · ended Jun 30, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 30, 2023CAROLINA CASUALTY INSURANCE CO.Liability · $5,000,000 · ended Jun 30, 2024 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jun 5, 2023FMCSA revocation notice for the operating authority, dropped Jun 30, 2023opened after INCLINE CASUALTY COMPANY filed a cancellation notice (effective Jun 30, 2023)L&I to May 14, 2026
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Jun 30, 2022INCLINE CASUALTY COMPANYLiability · $5,000,000 · ended Jun 30, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 3, 2022FMCSA revocation notice for the operating authority, dropped Jun 22, 2022opened after INCLINE CASUALTY COMPANY filed a cancellation notice (effective Jun 30, 2022)L&I to May 14, 2026
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Jun 30, 2021INCLINE CASUALTY COMPANYLiability · $5,000,000 · ended Jun 30, 2022 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 3, 2021FMCSA revocation notice for the operating authority, dropped Jul 1, 2021opened after PENNSYLVANIA MANUF. ASSOC. INS. filed a cancellation notice (effective Jun 30, 2021)L&I to May 14, 2026
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Apr 3, 2021PENNSYLVANIA MANUF. ASSOC. INS.Liability · $5,000,000 · ended Jun 30, 2021 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Mar 8, 2021FMCSA revocation notice for the operating authority, dropped Mar 17, 2021opened after PENNSYLVANIA MANUF. ASSOC. INS. filed a cancellation notice (effective Apr 3, 2021)L&I to May 14, 2026
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Jan 7, 2021PENNSYLVANIA MANUF. ASSOC. INS.Liability · $5,000,000 · ended Apr 3, 2021 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Dec 11, 2020FMCSA revocation notice for the operating authority, dropped Jan 6, 2021opened after PENNSYLVANIA MANUF. ASSOC. INS. filed a cancellation notice (effective Jan 7, 2021)L&I to May 14, 2026
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Jun 30, 2020PENNSYLVANIA MANUF. ASSOC. INS.Liability · $5,000,000 · ended Jan 7, 2021 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Jun 3, 2020FMCSA revocation notice for the operating authority, dropped Jun 30, 2020opened after PROTECTIVE INSURANCE CO filed a cancellation notice (effective Jun 30, 2020)L&I to May 14, 2026
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Jun 30, 2019PROTECTIVE INSURANCE COLiability · $5,000,000 · ended Jun 30, 2020 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 3, 2019FMCSA revocation notice for the operating authority, dropped Jun 27, 2019opened after PROTECTIVE INSURANCE CO filed a cancellation notice (effective Jun 30, 2019)L&I to May 14, 2026
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Jun 30, 2018PROTECTIVE INSURANCE COLiability · $5,000,000 · ended Jun 30, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 4, 2018FMCSA revocation notice for the operating authority, dropped Jul 2, 2018opened after PROTECTIVE INSURANCE CO filed a cancellation notice (effective Jun 30, 2018)L&I to May 14, 2026
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Jun 30, 2017PROTECTIVE INSURANCE COLiability · $5,000,000 · ended Jun 30, 2018 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Illinois (HQ) 3
- Iowa 1
- Wisconsin 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PassengerTotal Inspections
5
Driver Insp
5
Driver OOS
0
Vehicle Insp
4
Vehicle OOS
1
| BASIC | Insp w/ Viol | Measure | Percentile | Alert |
|---|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | - | |
| HOS Compliance | 0 | 0.00 | - | |
| Driver Fitness | 0 | 0.00 | - | |
| Controlled Substances | 0 | 0.00 | - | |
| Vehicle Maintenance | 1 | 2.50 | - |
SMS record data is sourced from FMCSA's Safety Measurement System (02-MAY-25 – 30-JUL-25) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.