TRANSTRADE INC
(847) 873-4571
trans-trade@live.com
179 Old Forge Rd, Elgin IL 60123
3
tractors · all owned
3 drivers
144k mi/yr · ~48k per unit
HazMat
Satisfactory
Provisional: the record behind this grade is thin (2 inspections and 1 crash in the scoring window), so the grade leans mostly on what's typical for similar fleets and can move as more inspections and time on the road build up.
FRED Score 50.0 / 100
Prior-only confidence
17 yrs history · 2 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 3
- Drivers · CDL
- 3 · 3
- Annual miles
- 144k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 3 | 0 | 0 | 3 |
| Trailers | 3 | 0 | 0 | 3 |
Registration
- Registered
- 04-30-2009 (17 yrs)
- MCS-150 Update
- 09-01-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- ANDRZEJ GORNIAK
Cargo
74.6
high risk
Motor Vehicles
General Freight
- High-Risk Cargo
- Motor Vehicles, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 21% higher than similar fleets.
Similar fleets: interstate fleets of about 3 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.21×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Marginal. Its estimate (1.21× similar fleets) is in the Marginal range, but the record isn't strong enough to be 60% sure it is above the Marginal line (1.06×), so the grade stays Satisfactory.
Expected crashes, next 12 months
0.1 vs 0.1 for similar fleets
This motor carrier
0.1
Similar fleets
0.1
Chance of a fatal crash, next 12 months
<1%
About typical for similar fleets.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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FMCSA suspension notice pendingFMCSA served a notice on Nov 2, 2026: the operating authority will be suspended on Dec 2, 2026 unless the missing filing is restored. The notice does not say which filing. Not in the grade.Ask: which filing lapsed and whether it has been refiled.
Strengths
- 1 crash in 24 months. No injuries, no fatalities.
Data flags
-
Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
FMCSA record, Nov 2024 – Feb 2025
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
1
0 fatalities · 0 injuries · 0 tow-aways
Inspections
2
50% clean (no violations)
Vehicle out-of-service
100.0%
1 of 1
National avg 22.3%
Driver out-of-service
0.0%
0 of 2
National avg 6.7%
Violations
3
1 out-of-service
Inspected about as often as interstate fleets of 2–5 trucks in Illinois (about 4 in 24 months would be typical; 39% of them had none).
Inspections per quarter
With an out-of-service order
vs 4,754 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.167 | 0.039 |
| Inspections | 0.33 | 1.38 |
| Violations | 0.50 | 1.31 |
| Critical violations | 0.17 | 0.27 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, high-risk cargo.
What they get cited for
3 violations · 24 months-
Vehicle maintenance No alert3 · 1 OOSBrakes 2 · Tires 1
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Unsafe driving No alert0
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Hours of service No alert0
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Driver fitness No alert0
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Dec92024TexasProperty damage onlyDark - lighted, two-way trafficway not divided.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$1,000,000 · Canal Insurance Companyon record since Oct 7, 2026 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Jul 2024
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- 4 liability insurers on FMCSA's record, 4 changes: GEICO GENERAL INSURANCE COMPANY → CANAL INSURANCE CO. (Mar 2026); CANAL INSURANCE CO. → GEICO GENERAL INSURANCE COMPANY (Jul 2025); ARTISAN & TRUCKERS CASUALTY COMPANY → CANAL INSURANCE CO. (Jul 2024)
- 4 cancellation notices filed by insurers; 4 took effect (the last May 1, 2026, replaced the same day)
Authority
- FMCSA's record shows a suspension of the operating authority on Aug 1, 2026 while a filing by CANAL INSURANCE CO. was in force; FMCSA has corrected suspensions its new system issued in error. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notice served Nov 2, 2026: the operating authority will be suspended on Dec 2, 2026 unless the missing filing is restored (the notice does not say which filing). FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notices resolved in time: 4
Operating authority active (FMCSA's new registration system, status since Aug 28, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
28 filings and 24 authority events since 2009 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
28 filings and 24 authority events since 2009 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 2, 2026FMCSA suspension notice for the operating authority, effective Dec 2, 2026pending on FMCSA's recordFMCSA's new system
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Oct 7, 2026Canal Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Sep 7, 2026FMCSA suspension notice for the operating authority, effective Oct 7, 2026the authority stayed activeFMCSA's new system
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Aug 28, 2026Operating authority reinstatedFMCSA's new system
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Aug 1, 2026Operating authority suspended: no insurance filing meeting the FMCSA minimum on filea liability filing was in force on FMCSA's record that dayFMCSA's new system
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Jun 30, 2026Canal Insurance CompanyLiability · $750,000 · ended Aug 28, 2026 · superseded by the same policy2 months in forceFMCSA's new system
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Jun 2, 2026FMCSA suspension notice for the operating authority, effective Jul 2, 2026the authority stayed activeFMCSA's new system
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May 29, 2026Canal Insurance CompanyLiability · $750,000 · ended Aug 4, 2026 · superseded by the same policy2 months in forceFMCSA's new system
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May 1, 2026Canal Insurance CompanyLiability · $1,000,000 · ended Oct 7, 2026 · superseded by the same policy5 months in forceFMCSA's new system
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Apr 6, 2026FMCSA revocation notice for the operating authority, dropped May 5, 2026opened after CANAL INSURANCE CO. filed a cancellation notice (effective May 1, 2026)L&I to May 14, 2026
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Mar 6, 2026CANAL INSURANCE CO.Liability · $750,000 · ended May 1, 2026 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Feb 9, 2026FMCSA revocation notice for the operating authority, dropped Mar 9, 2026opened after GEICO GENERAL INSURANCE COMPANY filed a cancellation notice (effective Mar 7, 2026)L&I to May 14, 2026
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Jul 16, 2025GEICO GENERAL INSURANCE COMPANYLiability · $750,000 · ended Mar 7, 2026 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Jul 18, 2024Operating authority reinstatedL&I to May 14, 2026
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Jul 16, 2024CANAL INSURANCE CO.Liability · $750,000 · ended Jul 16, 2025 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jun 26, 2024Operating authority revoked (cause not stated)L&I to May 14, 2026
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Apr 19, 2024Operating authority reinstatedL&I to May 14, 2026
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Apr 18, 2024ARTISAN & TRUCKERS CASUALTY COMPANYLiability · $750,000 · ended Jun 20, 2024 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Apr 15, 2024Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 6, 2023BENCHMARK INSURANCE COMPANYLiability · $750,000 · ended Apr 9, 2024 · cancellation notice took effect10 months in forceL&I to May 14, 2026
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May 10, 2023FMCSA revocation notice for the operating authority, dropped Jun 7, 2023opened after ARTISAN & TRUCKERS CASUALTY COMPANY filed a cancellation notice (effective Jun 6, 2023)L&I to May 14, 2026
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Apr 18, 2023ARTISAN & TRUCKERS CASUALTY COMPANYLiability · $1,000,000 · ended Jun 6, 2023 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Mar 22, 2023FMCSA revocation notice for the operating authority, dropped Mar 24, 2023opened after ARTISAN & TRUCKERS CASUALTY COMPANY filed a cancellation notice (effective Apr 18, 2023)L&I to May 14, 2026
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Nov 12, 2021Operating authority reinstatedL&I to May 14, 2026
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Nov 9, 2021ARTISAN & TRUCKERS CASUALTY COMPANYLiability · $1,000,000 · ended Apr 18, 2023 · cancellation notice took effect17 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- New Jersey 1
- New York 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (small).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.1
Actual, last 12 mo
1.0
Projected, next 12 mo
0.1
0
0.75
1.5
We'd expect a typical fleet of this size this active to have about 0.1 crashes a year. This motor carrier recorded 1 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — about 11.0× a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.1 over the next 12 — about 1.2× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: less than a 1% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Scored on Aug 1, 2025 → Jul 31, 2026 · data as of Sep 24, 2026
Inside that window:
2 inspections
and 1 crash.
The FMCSA record tables now hold 0 inspections and 0 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Before Aug 1, 2025 — aged out of the window
- Crash Dec 9, 2024 · TX · 0 injuries, 0 fatalities · engine severity weight 1
- Out-of-service inspection Feb 5, 2025 · NY · level 2 · 1 vehicle OOS · 3 violations
- 1 further inspection with no out-of-service result
Confidence: Prior-only · Z = 0.08
Provisional
Satisfactory — 1.21x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.030 crashes per power-unit-year for a 3-unit for-hire fleet (pu2_5). Violations 1.03x (driver behaviour 0.83x, out-of-service 1.54x, all violations 1.24x; 2 inspections). Experience 1.17x: 0.4 decayed crashes against 0.1 expected over 36 months (credibility 0.08, a 1.59). 80% range 0.32–2.36x. Last change: no change since the last run.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
2
Driver Insp
2
Driver OOS
0
Vehicle Insp
1
Vehicle OOS
1
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 1 | 18.00 |
SMS record data is sourced from FMCSA's Safety Measurement System (05-FEB-25 – 27-NOV-24) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.