CHANGE AUTO TRANSPORT LLC
FMCSA Live Status
Fleet & equipment
- Power units
- 10
- Drivers · CDL
- 10 · 10
- Annual miles
- 290k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 10 | 0 | 0 | 10 |
| Trailers | 10 | 0 | 0 | 10 |
Registration
- Registered
- 05-13-2009 (17 yrs)
- MCS-150 Update
- 03-11-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- CORY COTTONREADER
Cargo
- High-Risk Cargo
- Motor Vehicles, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not enough record to grade yet.
31 inspections and no crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one. It leans better than similar fleets (about a 70% chance), but not by enough to grade.
Similar fleets: interstate fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
A record this thin can't pin that down: about a 1-in-10 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
-
Drivers put out of service6 out-of-service violations against drivers: 3 hours of service, 2 no valid CDL, 1 lights (Jan 2025 – Sep 2026).Ask: driver supervision and dispatch practices.
-
Lights and cargo securementLights are 10 of 29 violations (34%). Light or cargo securement defects led to 7 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
-
Driver out-of-service rate21.4% of driver inspections end out of service vs 6.7% nationally (6 of 28). Across all its inspections, out-of-service orders run 2.76× what's expected for where and how it's inspected.
- No reportable crashes in 24 months.
- No FMCSA BASIC alerts.
-
Dangerous driving: 2
Track record
Inspected about as often as interstate fleets of 10–19 trucks in California (about 31 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.028 |
| Inspections | 2.10 | 0.79 |
| Violations | 1.45 | 0.56 |
| Critical violations | 0.50 | 0.12 |
Yearly rates from the last 24 months. Peers: interstate fleets, 10–19 power units, high-risk cargo.
What they get cited for
29 violations · 24 months-
Vehicle maintenance No alert19 · 7 OOSLights 10 · Cargo securement 2 · Brakes 1 · Tires 1 · Other parts 5
-
Unsafe driving No alert5 · 0 OOSReckless / lane 4 · Seat belt 1
-
Hours of service No alert3 · 3 OOSNo log 3
-
Driver fitness No alert2 · 2 OOSNo valid CDL 2
-
Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
-
$1,000,000 · KNIGHT SPECIALTY INSURANCE COMPANYon record since Feb 25, 2026 · FMCSA minimum $750,000A cancellation notice effective May 27, 2026 was on file at May 14, 2026; whether it took effect is not in FMCSA's frozen record — see the live check.
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 2 liability insurers on FMCSA's record, 1 change: UNITED FINANCIAL CASUALTY COMPANY → KNIGHT SPECIALTY INSURANCE COMPANY (Feb 2026)
- 4 cancellation notices filed by insurers; 3 took effect (the last Dec 23, 2025, replaced 64 days later); 1 replaced before it took effect
- No gap in filed liability coverage while liability was required
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Mar 20, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
18 filings and 18 authority events since 2009 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Mar 20, 2026Operating authority reinstatedL&I to May 14, 2026
-
Feb 25, 2026KNIGHT SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · on file at May 14, 2026 · cancellation notice effective May 27, 2026 on file at May 14, 2026 (outcome not in FMCSA's frozen record)3 months in forceL&I to May 14, 2026
-
Dec 29, 2025Operating authority revoked (cause not stated)L&I to May 14, 2026
-
Jul 29, 2025UNITED FINANCIAL CASUALTY COMPANYLiability · $1,000,000 · ended Dec 23, 2025 · cancellation notice took effect5 months in forceL&I to May 14, 2026
-
Jul 2, 2025FMCSA revocation notice for the operating authority, dropped Jul 9, 2025opened after UNITED FINANCIAL CASUALTY COMPANY filed a cancellation notice (effective Jul 29, 2025)L&I to May 14, 2026
-
Mar 14, 2024UNITED FINANCIAL CASUALTY COMPANYLiability · $1,000,000 · ended Jul 29, 2025 · cancellation notice took effect16 months in forceL&I to May 14, 2026
-
Feb 22, 2024FMCSA revocation notice for the operating authority, dropped Mar 15, 2024opened after UNITED FINANCIAL CASUALTY COMPANY filed a cancellation notice (effective Mar 20, 2024)L&I to May 14, 2026
-
Oct 25, 2023UNITED FINANCIAL CASUALTY COMPANYLiability · $1,000,000 · ended Mar 14, 2024 · replaced by the same insurer (renewal)a cancellation notice effective Mar 20, 2024 came after the replacement; 5 months in forceL&I to May 14, 2026
-
Dec 22, 2022FMCSA revocation notice for the operating authority, dropped Dec 27, 2022opened after UNITED FINANCIAL CASUALTY COMPANY filed a cancellation notice (effective Jan 18, 2023)L&I to May 14, 2026
-
Dec 16, 2022UNITED FINANCIAL CASUALTY COMPANYLiability · $1,000,000 · ended Oct 25, 2023 · cancellation notice took effect10 months in forceL&I to May 14, 2026
-
Oct 3, 2022UNITED FINANCIAL CASUALTY COMPANYLiability · $1,000,000 · ended Dec 16, 2022 · replaced by the same insurer (renewal)a cancellation notice effective Jan 18, 2023 came after the replacement; 2 months in forceL&I to May 14, 2026
-
Jan 30, 2021UNITED FINANCIAL CASUALTY COMPANYLiability · $1,000,000 · ended Oct 3, 2022 · replaced by the same insurer (renewal)a cancellation notice effective Nov 3, 2022 came after the replacement; 20 months in forceL&I to May 14, 2026
-
Jan 4, 2021FMCSA revocation notice for the operating authority, dropped Feb 1, 2021opened after NATIONAL LIABILITY & FIRE INS CO. filed a cancellation notice (effective Jan 30, 2021)L&I to May 14, 2026
-
Aug 14, 2020NATIONAL LIABILITY & FIRE INS CO.Liability · $1,000,000 · ended Jan 30, 2021 · cancellation notice took effect6 months in forceL&I to May 14, 2026
-
Aug 5, 2020FMCSA revocation notice for the operating authority, dropped Aug 17, 2020opened after NATIONAL LIABILITY & FIRE INS CO. filed a cancellation notice (effective Sep 1, 2020)L&I to May 14, 2026
-
Jan 30, 2020NATIONAL LIABILITY & FIRE INS CO.Liability · $1,000,000 · ended Aug 14, 2020 · replaced by the same insurer (renewal)a cancellation notice effective Sep 1, 2020 came after the replacement; 6 months in forceL&I to May 14, 2026
-
Jan 3, 2020FMCSA revocation notice for the operating authority, dropped Jan 31, 2020opened after NATIONAL LIABILITY & FIRE INS CO. filed a cancellation notice (effective Jan 30, 2020)L&I to May 14, 2026
-
Jan 30, 2019NATIONAL LIABILITY & FIRE INS CO.Liability · $1,000,000 · ended Jan 30, 2020 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Jan 3, 2019FMCSA revocation notice for the operating authority, dropped Jan 28, 2019opened after NATIONAL LIABILITY & FIRE INS CO. filed a cancellation notice (effective Jan 30, 2019)L&I to May 14, 2026
-
Jan 31, 2018NATIONAL LIABILITY & FIRE INS CO.Liability · $1,000,000 · ended Jan 30, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Jan 3, 2018FMCSA revocation notice for the operating authority, dropped Jan 31, 2018opened after NATIONAL LIABILITY & FIRE INS CO. filed a cancellation notice (effective Jan 30, 2018)L&I to May 14, 2026
-
Aug 23, 2017NATIONAL LIABILITY & FIRE INS CO.Liability · $1,000,000 · ended Jan 30, 2018 · cancellation notice took effect5 months in forceL&I to May 14, 2026
-
Jul 27, 2017FMCSA revocation notice for the operating authority, dropped Aug 24, 2017opened after NATIONAL LIABILITY & FIRE INS CO. filed a cancellation notice (effective Aug 23, 2017)L&I to May 14, 2026
-
Jan 30, 2017NATIONAL LIABILITY & FIRE INS CO.Liability · $1,000,000 · ended Aug 23, 2017 · cancellation notice took effect7 months in forceL&I to May 14, 2026
-
Jan 3, 2017FMCSA revocation notice for the operating authority, dropped Jan 27, 2017opened after NATIONAL LIABILITY & FIRE INS CO. filed a cancellation notice (effective Jan 30, 2017)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- California (HQ) 26
- Nevada 4
- Arizona 1
Mostly inspected in its home state (84%).
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (13 power units: 10 filed, 13 seen roadside in 24 months).
We'd expect a typical fleet of 13 power units this active to have about 0.5 crashes a year (sized from the 13 units seen roadside; 10 filed). This motor carrier recorded 1 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.4 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 4 | 5.42 | |
| HOS Compliance | 3 | 0.60 | |
| Driver Fitness | 2 | 0.68 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 8 | 7.03 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-JAN-26 – 29-OCT-24) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.