SHANE HARDING
DBA: 4 SEASONS SERVICES
FMCSA Live Status
Fleet & equipment
- Power units
- 1
- Drivers · CDL
- 1 · 1
- Annual miles
- 125k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 1 | 0 | 0 | 1 |
Registration
- Cargo Operation
- Intrastate HM
- Scope
- Intrastate (Beyond 100 miles)
- Registered
- 10-28-2009 (17 yrs)
- MCS-150 Update
- 11-05-2026
- FRED Score Date
- Nov 08, 2026
- Officer
- SHANE HARDING
Cargo
- High-Risk Cargo
- Motor Vehicles, Drive/Tow Away, Machinery Large, Oilfield Equipment, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Fleets under 10 power units are graded against their size cohort (pu2_5) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.
Runs within Florida only. Intrastate fleets in Florida are inspected about 1 a year for every 7 trucks; interstate fleets, about 1 a year for every 2 trucks. So this record rests mainly on crash reports, which states file for intrastate trucks too, and few inspections are ordinary here.
FMCSA suspended it for insurance: no liability filing meeting the FMCSA minimum on file. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
Not enough record to grade yet.
2 inspections and no crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: intrastate fleets of 2–5 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
A record this thin can't pin that down: about a 1-in-6 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Authority was suspended for insuranceFMCSA suspended the operating authority on Oct 30, 2026 (no liability filing meeting the FMCSA minimum on file) and reinstated it on Nov 6, 2026. Not in the grade.Ask: what covered the fleet between Oct 30, 2026 and Nov 6, 2026, and who ended the policy and why.
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Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
Intrastate fleets of 1 truck in Florida are rarely inspected: under 1 inspection would be typical in 24 months for a fleet this size; 86% of them had none.
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.006 |
| Inspections | 2.00 | 0.27 |
| Violations | 2.00 | 0.37 |
| Critical violations | 0.50 | 0.05 |
Yearly rates from the last 24 months. Peers: intrastate fleets, Owner-Operator power units, high-risk cargo.
What they get cited for
4 violations · 24 months-
Vehicle maintenance No alert4 · 1 OOSLights 1 · Tires 1 · Other parts 2
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Unsafe driving No alert0
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Hours of service No alert0
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026- Liability (BIPD)
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$1,000,000 · PROGRESSIVE EXPRESS INSURANCE COMPANYon record since Nov 3, 2026 · no gap on FMCSA's record since Apr 2015
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- One liability insurer throughout
- 1 cancellation notice filed by an insurer; 1 took effect (the last Oct 29, 2026, replaced 5 days later)
- FMCSA suspended the operating authority Oct 30, 2026: no liability filing meeting the FMCSA minimum on file; reinstated Nov 6, 2026. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
Operating authority active (FMCSA's new registration system, status since Nov 6, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
4 filings and 3 authority events since 2015 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 3, 2026PROGRESSIVE EXPRESS INSURANCE COMPANYLiability · $1,000,000 · on fileFMCSA's new system
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Oct 30, 2026Operating authority suspended: no insurance filing meeting the FMCSA minimum on fileFMCSA's new system
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Aug 5, 2022Progressive Casualty Insurance CompanyLiability · $1,000,000 · ended Oct 29, 2026 · cancellation notice took effect51 months in forceFMCSA's new system
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Apr 19, 2016PROGRESSIVE CASUALTY INSURANCE COMPANYLiability · $1,000,000 · ended Aug 5, 2022 · cancellation notice took effect76 months in forceL&I to May 14, 2026
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Mar 28, 2016FMCSA revocation notice for the operating authority, dropped Apr 20, 2016opened after PROGRESSIVE CASUALTY INSURANCE COMPANY filed a cancellation notice (effective Apr 22, 2016)L&I to May 14, 2026
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May 4, 2015Operating authority grantedL&I to May 14, 2026
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Apr 24, 2015PROGRESSIVE CASUALTY INSURANCE COMPANYLiability · $1,000,000 · ended Apr 19, 2016 · replaced by the same insurer (renewal)a cancellation notice effective Apr 22, 2016 came after the replacement; 12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Florida (HQ) 2
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (2 power units: 1 filed, 2 seen roadside in 24 months).
We'd expect a typical fleet of 2 power units this active to have about 0.1 crashes a year (sized from the 2 units seen roadside; 1 filed). This motor carrier recorded 0 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 0.0 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.1 over the next 12.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 1 | 12.75 |
SMS record data is sourced from FMCSA's Safety Measurement System (15-JUN-26 – 21-NOV-24) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.