STOREY TRUCKING COMPANY INC
(256) 657-3283
estorey@storeytrucking.com
1420 County Road 422, Henagar AL 35978
95
tractors · all owned
115 drivers
12M mi/yr · ~126k per unit
Satisfactory
FRED Score 59.1 / 100
High confidence
52 yrs history · 312 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 95
- Drivers · CDL
- 115 · 115
- Annual miles
- 12M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 95 | 0 | 0 | 95 |
| Trailers | 189 | 0 | 0 | 189 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (10-23-2007) · 19 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 07-29-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- ERIC STOREY
Cargo
63.4
medium risk
Household Goods
Meat
Refrigerated Food
General Freight
Fresh Produce
Beverages
Paper Products
- High-Risk Cargo
- General Freight, Household Goods, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about the same as similar fleets.
Similar fleets: for-hire fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.95×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
5.7 vs 6.0 for similar fleets
Likely 2–10 crashes
This motor carrier
5.7
Similar fleets
6.0
Chance of a fatal crash, next 12 months
~14%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
About typical. 10 crashes on the FMCSA record in 24 months (about 5 a year), including 6 with injuries; similar fleets have about 6 a year. The grade counts 16 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Mixed. Unsafe-driving and hours-of-service violations 1.39× the rate expected for its inspections, but out-of-service orders 0.44× and violations 0.52×. Together they move its crash estimate -8%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes6 crashes with 9 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service8 out-of-service violations against drivers: 6 hours of service, 2 medical certificate (Oct 2024 – Aug 2026).Ask: driver supervision and dispatch practices.
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Falsified logs6 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 7 for speeding 15+ mph over or in a work zone.Ask: telematics, speed governance and phone policy.
Strengths
- Vehicle out-of-service rate 9.5% vs 22.3% national; driver 2.6% vs 6.7%.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 12
-
Excessive speeding: 24
Track record
FMCSA record, Oct 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
10
0 fatalities · 9 injuries · 0 tow-aways
Inspections
312
72% clean (no violations)
Vehicle out-of-service
9.5%
13 of 137
National avg 22.3%
Driver out-of-service
2.6%
8 of 312
National avg 6.7%
Violations
141
19 out-of-service
Inspections per quarter
With an out-of-service order
vs 4,520 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.053 | 0.025 |
| Inspections | 2.42 | 0.91 |
| Violations | 0.74 | 0.53 |
| Critical violations | 0.18 | 0.11 |
Yearly rates from the last 24 months. Peers: 50–99 power units, medium-risk cargo.
What they get cited for
141 violations · 24 months-
Vehicle maintenance No alert61 · 11 OOSBrakes 32 · Lights 8 · Tires 7 · Wheels & hubs 6 · Cargo securement 2 · 6 more
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Unsafe driving No alert47 · 0 OOSSpeeding 25 · Reckless / lane 15 · Seat belt 5 · Other 2
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Hours of service No alert31 · 6 OOSLogbook / ELD paperwork 13 · Over hours limit 7 · False log 6 · No log 5
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Driver fitness No alert2 · 2 OOSMedical certificate 2
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Aug172026IdahoInjury · 2 people hurtDark - not lighted, one-way trafficway not divided. Citation issued.
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Jul92026IllinoisInjury · 1 person hurtDark - lighted, one-way trafficway not divided.
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Jun122026WyomingProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median.
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May182026TennesseeInjury · 3 people hurtDaylight, two-way trafficway divided unprotected median.
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Mar122026GeorgiaProperty damage onlyWet road, daylight.
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Nov202025KansasProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jul242025UtahInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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Jun32025MissouriInjury · 1 person hurtWet road, daylight, rain.
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Feb42025TennesseeInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
2 more in the FMCSA records below.
6 of the 10 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$1,000,000 · Travelers Indemnity Co of Connecticuton record since Oct 1, 2015 · FMCSA minimum $750,000 · no gap on FMCSA's record since Oct 1989
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- $75,000 trust fund (BMC-85) · FIRST NATIONAL BANK OF STEVENSON since Jan 16, 1992
36 months to Nov 2, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Aug 26, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
19 filings and 10 authority events since 1980 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
19 filings and 10 authority events since 1980 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Aug 26, 2026Voluntary suspension of the operating authority requested, effective (date not stated)FMCSA's new system
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Aug 26, 2026Broker authority voluntarily suspended or withdrawnFMCSA's new system
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Apr 29, 2021FMCSA revocation notice for the operating authority, dropped Jun 8, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Oct 1, 2015Travelers Indemnity Co of ConnecticutLiability · $1,000,000 · on fileFMCSA's new system
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Sep 4, 2015FMCSA revocation notice for the operating authority, dropped Sep 15, 2015opened after THE TRAVELERS INDEMNITY CO. OF CONNECTICUT filed a cancellation notice (effective Oct 1, 2015)L&I to May 14, 2026
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Dec 4, 2013Broker authority revoked (cause not stated)L&I to May 14, 2026
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Oct 1, 2013THE TRAVELERS INDEMNITY CO. OF CONNECTICUTLiability · $1,000,000 · ended Oct 1, 2015 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Oct 1, 2012DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $750,000 · ended Oct 1, 2013 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Sep 1, 2012DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $750,000 · ended Oct 1, 2012 · replaced by the same insurer (renewal)1 month in forceL&I to May 14, 2026
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Aug 6, 2012FMCSA revocation notice for the operating authority, dropped Aug 31, 2012opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Sep 1, 2012)L&I to May 14, 2026
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Oct 15, 2009STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $750,000 · ended Sep 1, 2012 · cancellation notice took effect35 months in forceL&I to May 14, 2026
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Sep 18, 2009FMCSA revocation notice for the operating authority, dropped Oct 13, 2009opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Oct 15, 2009)L&I to May 14, 2026
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Oct 15, 2008STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $750,000 · ended Oct 15, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 15, 2004SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Oct 15, 2008 · replaced by another insurera cancellation notice effective Nov 20, 2008 came after the replacement; 48 months in forceL&I to May 14, 2026
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Aug 25, 2004HARTFORD FIRE INSURANCE COMPANYCargo · ended Mar 25, 2020 · cancellation notice took effect187 months in forceL&I to May 14, 2026
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Aug 25, 2002CENTENNIAL INSURANCE CO.Cargo · ended Aug 25, 2004 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Oct 15, 2001LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Oct 15, 2004 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Aug 25, 2001LEXINGTON INSURANCE COMPANYCargo · ended Aug 25, 2002 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Oct 15, 1999HANOVER INSURANCE CO.Liability · $1,000,000 · ended Oct 15, 2001 · replaced by another insurera cancellation notice effective Oct 26, 2001 came after the replacement; 24 months in forceL&I to May 14, 2026
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Aug 25, 1999CONTINENTAL CASUALTY CO.Cargo · ended Aug 25, 2001 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Oct 15, 1996LIBERTY MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Nov 26, 1999 · cancellation notice took effect37 months in forceL&I to May 14, 2026
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Aug 25, 1996UNITED STATES FIDELITY & GUARANTY CO.Cargo · ended Aug 25, 1999 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Jun 25, 1996WESTCHESTER FIRE INSURANCE COMPANYCargo · ended Aug 25, 1996 · replaced by another insurer2 months in forceL&I to May 14, 2026
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Jun 25, 1992THE REINSURANCE CORP OF NEW YORKCargo · ended Jun 25, 1996 · replaced by another insurer48 months in forceL&I to May 14, 2026
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Jan 16, 1992FIRST NATIONAL BANK OF STEVENSONBroker trust fund (BMC-85) · on file · on fileFMCSA's new system
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- New Mexico 67
- California 51
- Colorado 23
- Arkansas 14
- South Dakota 13
- Alabama (HQ) 11
- Tennessee 11
- Washington 11
Runs well beyond its home state: 11 of 312 inspections were in Alabama.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (102 power units: 95 filed, 102 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
6.0
Actual, per year in window
5.3
Projected, next 12 mo
5.7
0
3.5
7
We'd expect a typical fleet of 102 power units this active to have about 6.0 crashes a year (sized from the 102 units seen roadside; 95 filed). This motor carrier recorded 16 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 5.3 a year). Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 5.7 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 14% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
308 inspections
and 16 crashes.
The FMCSA record tables now hold 312 inspections and 10 crashes in that window — the SMS data moved after this grade was computed.
Confidence: High · Z = 0.70
Satisfactory — 0.95x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.059 crashes per power-unit-year for a 102-unit for-hire fleet (pu100_199). Violations 0.92x (driver behaviour 1.39x, out-of-service 0.44x, all violations 0.52x; 308 inspections). Experience 1.03x: 8.8 decayed crashes against 8.5 expected over 36 months (credibility 0.70, a 3.56). 80% range 0.60–1.33x. Fleet sized at 102 units from roadside VINs (95 filed). Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
5.9 crashes per 100 power-unit-years
102 power units (95 filed, 102 seen roadside) · 5.98 expected crashes a year
Violation relativity
0.92×
308 inspections in window
Crash experience
1.03×
8.8 decayed crashes vs 8.5 expected · credibility 0.70
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.95× (80% range 0.60–1.33×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
312
Driver Insp
312
Driver OOS
8
Vehicle Insp
137
Vehicle OOS
13
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 43 | 3.98 | |
| HOS Compliance | 25 | 0.40 | |
| Driver Fitness | 2 | 0.02 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 37 | 1.97 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-AUG-25 – 31-MAR-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.