WHITE LIGHTENING LLC
(319) 239-1718
linda.frascht@learnedlaw.com
215 E Washington Street, New Hampton IA 50659
1
power units
2 drivers
295k mi/yr · ~295k per unit
Not graded
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 1
- Drivers · CDL
- 2 · 1
- Annual miles
- 295k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Cargo Operation
- Interstate
- Scope
- Interstate (Beyond 100 miles), Intrastate (Beyond 100 miles)
- Registered
- 04-02-2010 (16 yrs)
- MCS-150 Update
- 04-02-2010
- FRED Score Date
- Nov 07, 2026
- Officer
- ERIC BURGART
- Officer
- BRADY KING
Cargo
50.0
medium risk
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not Graded
Not graded: passenger operation. The FRED Score is a property-carrier model; a passenger model is a separate study.
Stale MCS-150 Filing
This carrier has not updated their MCS-150 in over 3 years. Reported mileage and fleet size may be outdated.
High Utilization Fleet
This motor carrier reports 295,000 miles per power unit annually, which exceeds typical single-driver limits (~150,000–180,000 miles/year). This motor carrier is still rated, but the high utilization may indicate:
- Team driving operations where trucks run nearly 24/7 with rotating drivers
- Stale fleet count in MCS-150 (power units not updated while operations expanded)
- Data entry anomaly in annual mileage reporting
- Expedited/dedicated routes with unusually high truck utilization
Worth a closer look
From the FMCSA record.
- Nothing on the FMCSA record stands out.
Data flags
-
Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
FMCSA record, last 24 months
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
0
0 fatalities · 0 injuries · 0 tow-aways
Inspections
0
roadside inspections
Vehicle out-of-service
—
no inspections
National avg 22.3%
Driver out-of-service
—
no inspections
National avg 6.7%
Violations
0
0 out-of-service
vs 39,348 peer fleets
Inspections per power unit look like an outlier vs peers; read these rates with care.
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.046 |
| Inspections | 0.00 | 1.94 |
| Violations | 0.00 | 1.82 |
| Critical violations | 0.00 | 0.34 |
Yearly rates from the last 24 months. Peers: Owner-Operator power units, medium-risk cargo.
What they get cited for
0 violations · 24 monthsNo violations on the FMCSA record in the last 24 months.
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
-
No liability filing on FMCSA's record through May 14, 2026.Last filing: NATIONAL INDEMNITY COMPANY OF MID-AMERICA, ended Dec 26, 2014 (cancellation notice took effect).
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
Operating authority inactive (FMCSA's L&I record of May 14, 2026, status since Jan 5, 2015)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
9 filings and 6 authority events since 2010 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
9 filings and 6 authority events since 2010 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Jan 5, 2015Operating authority revoked (cause not stated)L&I to May 14, 2026
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Sep 30, 2014NATIONAL INDEMNITY COMPANY OF MID-AMERICALiability · $1,500,000 · ended Dec 26, 2014 · cancellation notice took effect3 months in forceL&I to May 14, 2026
-
Jul 25, 2014NATIONAL INDEMNITY COMPANY OF MID-AMERICALiability · $1,500,000 · ended Sep 30, 2014 · superseded by the same policya cancellation notice effective Oct 28, 2014 came after the replacement; 2 months in forceL&I to May 14, 2026
-
Apr 16, 2014NATIONAL INDEMNITY COMPANY OF MID-AMERICALiability · $1,500,000 · ended Jul 25, 2014 · superseded by the same policya cancellation notice effective Aug 27, 2014 came after the replacement; 3 months in forceL&I to May 14, 2026
-
Mar 20, 2014FMCSA revocation notice for the operating authority, dropped Apr 10, 2014opened after NATIONAL INDEMNITY COMPANY OF MID-AMERICA filed a cancellation notice (effective Apr 16, 2014)L&I to May 14, 2026
-
Apr 16, 2013NATIONAL INDEMNITY COMPANY OF MID-AMERICALiability · $1,500,000 · ended Apr 16, 2014 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Mar 20, 2013FMCSA revocation notice for the operating authority, dropped Apr 9, 2013opened after NATIONAL INDEMNITY COMPANY OF MID-AMERICA filed a cancellation notice (effective Apr 16, 2013)L&I to May 14, 2026
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May 22, 2012NATIONAL INDEMNITY COMPANY OF MID-AMERICALiability · $1,500,000 · ended Apr 16, 2013 · cancellation notice took effect11 months in forceL&I to May 14, 2026
-
Apr 16, 2012NATIONAL INDEMNITY COMPANY OF MID-AMERICALiability · $1,500,000 · ended May 22, 2012 · replaced by the same insurer (renewal)a cancellation notice effective Jun 27, 2012 came after the replacement; 1 month in forceL&I to May 14, 2026
-
Mar 20, 2012FMCSA revocation notice for the operating authority, dropped Apr 3, 2012opened after NATIONAL INDEMNITY COMPANY OF MID-AMERICA filed a cancellation notice (effective Apr 16, 2012)L&I to May 14, 2026
-
Sep 22, 2011NATIONAL INDEMNITY COMPANY OF MID-AMERICALiability · $1,500,000 · ended Apr 16, 2012 · cancellation notice took effect7 months in forceL&I to May 14, 2026
-
Apr 16, 2011NATIONAL INDEMNITY COMPANY OF MID-AMERICALiability · $1,500,000 · ended Sep 22, 2011 · superseded by the same policya cancellation notice effective Oct 26, 2011 came after the replacement; 5 months in forceL&I to May 14, 2026
-
Mar 21, 2011FMCSA revocation notice for the operating authority, dropped Apr 6, 2011opened after NATIONAL INDEMNITY COMPANY OF MID-AMERICA filed a cancellation notice (effective Apr 16, 2011)L&I to May 14, 2026
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May 14, 2010Operating authority grantedL&I to May 14, 2026
-
Apr 17, 2010NATIONAL INDEMNITY COMPANY OF MID-AMERICALiability · $1,500,000 · ended Apr 16, 2011 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
C PassengerTotal Inspections
0
Driver Insp
0
Driver OOS
0
Vehicle Insp
0
Vehicle OOS
0
| BASIC | Insp w/ Viol | Measure | Percentile | Alert |
|---|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | - | |
| HOS Compliance | 0 | 0.00 | - | |
| Driver Fitness | 0 | 0.00 | - | |
| Controlled Substances | 0 | 0.00 | - | |
| Vehicle Maintenance | 0 | 0.00 | - |