S & C TRANSPORT INC
(734) 469-4416
sctrans@comcast.net
2701 N I-94 Service Drive, Ypsilanti MI 48198
82
power units
36 drivers
2.8M mi/yr · ~34k per unit
HazMat
Satisfactory
FRED Score 67.6 / 100
Moderate confidence
45 yrs history · 85 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 82
- Drivers · CDL
- 36 · 36
- Annual miles
- 2.8M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 3 | 0 | 0 | 3 |
| Tractors | 40 | 2 | 0 | 42 |
| Trailers | 82 | 9 | 0 | 91 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (12-13-2000) · 25 yr old
- Registered
- 12-21-1981 (45 yrs)
- MCS-150 Update
- 01-07-2026 (Address Change)
- FRED Score Date
- Nov 08, 2026
- Officer
- MARK OHAGAN
- Officer
- MIKE MCINNIS
Cargo
31.8
low risk
Liquids/Gases
Other: SOLIDS
Chemicals
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.85×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
1.9 vs 2.3 for similar fleets
Likely 0–4 crashes
This motor carrier
1.9
Similar fleets
2.3
Chance of a fatal crash, next 12 months
~5%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
Lower so far, not yet proven. 3 crashes on the FMCSA record in 24 months (about 1.5 a year); similar fleets have about 2.3 a year. Too short a record to be sure, so the grade counts its crash record as about 6% below typical. The grade counts 7 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Better than peers. Out-of-service orders 0.49× and violations 0.54× the rate expected for its inspections. Together they move its crash estimate -10%: roadside results weigh far less than crash history.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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FMCSA suspension notice pendingFMCSA served a notice on Nov 5, 2026: the operating authority will be suspended on Dec 5, 2026 unless the missing filing is restored. The notice does not say which filing. Not in the grade.Ask: which filing lapsed and whether it has been refiled.
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Brakes and tiresBrakes are 13 of 42 violations (31%). Brake or tire defects led to 8 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Unsafe drivingCited 3 for speeding 15+ mph over or in a work zone.Ask: telematics, speed governance and phone policy.
Strengths
- 3 crashes in 24 months. No injuries, no fatalities.
- Vehicle out-of-service rate 15.9% vs 22.3% national; driver 0.0% vs 6.7%.
- No FMCSA BASIC alerts.
Data flags
-
High speeding: 9
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
3
0 fatalities · 0 injuries · 0 tow-aways
Inspections
85
64% clean (no violations)
Vehicle out-of-service
15.9%
10 of 63
National avg 22.3%
Driver out-of-service
0.0%
0 of 85
National avg 6.7%
Violations
42
9 out-of-service
Inspected about as often as interstate fleets of 50–99 trucks in Michigan (about 62 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 1 inspection.
vs 210 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.018 | 0.020 |
| Inspections | 0.79 | 0.67 |
| Violations | 0.26 | 0.25 |
| Critical violations | 0.07 | 0.05 |
Yearly rates from the last 24 months. Peers: interstate fleets, 50–99 power units, low-risk cargo.
What they get cited for
42 violations · 24 months-
Vehicle maintenance No alert25 · 9 OOSBrakes 13 · Tires 7 · Lights 4 · Steering & suspension 1
-
Unsafe driving No alert16 · 0 OOSSpeeding 10 · Reckless / lane 3 · Seat belt 2 · Other 1
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Hours of service No alert1 · 0 OOSLogbook / ELD paperwork 1
-
Driver fitness No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months
3 crashes
-
Aug132026MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
-
Dec92025MichiganProperty damage onlyWet road, daylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Oct292025MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
primary $1,000,000 + excess $4,000,000 + excess $4,000,000 + excess $4,000,000 · Key Risk Insurance Companyon record since Nov 3, 2026 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Nov 2023
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 7, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notice served Nov 5, 2026: the operating authority will be suspended on Dec 5, 2026 unless the missing filing is restored (the notice does not say which filing). FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
Operating authority active (FMCSA's new registration system, status since Dec 17, 2007)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
51 filings and 17 authority events since 1982 · FMCSA record through Nov 7, 2026
Every insurance filing on the FMCSA record
51 filings and 17 authority events since 1982 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 5, 2026Key Risk Insurance CompanyLiability (excess) · $4,000,000 · on fileFMCSA's new system
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Nov 5, 2026FMCSA suspension notice for the operating authority, effective Dec 5, 2026pending on FMCSA's recordFMCSA's new system
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Nov 3, 2026Key Risk Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Nov 3, 2026Key Risk Insurance CompanyLiability (excess) · $4,000,000 · on fileFMCSA's new system
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Nov 3, 2025Nautilus Insurance CompanyLiability (excess) · $4,000,000 over $1,000,000 · on fileFMCSA's new system
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Nov 3, 2025Key Risk Insurance CompanyLiability · $1,000,000 · ended Nov 3, 2026 · replaced by the same insurer (renewal)12 months in forceFMCSA's new system
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Nov 3, 2024NAUTILUS INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Nov 3, 2025 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Nov 3, 2024KEY RISK INSURANCE COMPANYLiability · $1,000,000 · ended Nov 3, 2025 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Nov 3, 2023NAUTILUS INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Nov 3, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Nov 3, 2023KEY RISK INSURANCE COMPANYLiability · $1,000,000 · ended Nov 3, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Nov 3, 2022NAUTILUS INSURANCE COMPANYLiability · $5,000,000 · ended Dec 4, 2022 · corrected filing (made in error and replaced)L&I to May 14, 2026
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Nov 8, 2021FMCSA revocation notice for the operating authority, dropped Nov 18, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Nov 3, 2021UNDERWRITERS AT LLOYDS LONDONCargo · ended Nov 3, 2022 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Nov 3, 2021NAUTILUS INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Dec 5, 2021 · cancellation notice took effecta cancellation notice effective Dec 4, 2022 came after the replacement; 1 month in forceL&I to May 14, 2026
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Nov 3, 2021KEY RISK INSURANCE COMPANYLiability · $1,000,000 · ended Nov 3, 2022 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Nov 3, 2020UNDERWRITERS AT LLOYDS LONDONCargo · ended Nov 3, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Nov 3, 2020NAUTILUS INSURANCE COMPANYLiability (excess) · $5,000,000 over $1,000,000 · ended Nov 3, 2021 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Nov 3, 2020KEY RISK INSURANCE COMPANYLiability · $1,000,000 · ended Nov 3, 2021 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Nov 3, 2019AXIS SURPLUS INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Nov 3, 2020 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Oct 15, 2019FMCSA revocation notice for the operating authority, dropped Nov 1, 2019cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Nov 3, 2018AXIS SURPLUS INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Nov 3, 2019 · replaced by the same insurer (renewal)a cancellation notice effective Nov 9, 2019 came after the replacement; 12 months in forceL&I to May 14, 2026
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Oct 22, 2018FMCSA revocation notice for the operating authority, dropped Nov 19, 2018cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Nov 3, 2017AXIS SURPLUS INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Nov 3, 2018 · replaced by the same insurer (renewal)a cancellation notice effective Nov 18, 2018 came after the replacement; 12 months in forceL&I to May 14, 2026
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Nov 3, 2016AXIS SURPLUS INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Nov 3, 2017 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Nov 3, 2015AXIS SURPLUS INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Nov 3, 2016 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Michigan (HQ) 42
- Illinois 8
- Indiana 8
- Ohio 8
- Kentucky 7
- Missouri 2
- South Carolina 2
- Tennessee 2
49% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (82 power units: 82 filed, 32 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
2.3
Actual, per year in window
2.3
Projected, next 12 mo
1.9
0
1.5
3
We'd expect a typical fleet of 82 power units this active to have about 2.3 crashes a year. This motor carrier recorded 7 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 2.3 a year). Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.9 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 5% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026
Inside that window:
85 inspections
and 7 crashes.
The FMCSA record tables now hold 79 inspections and 3 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Oct 1, 2023, inspections before Nov 1, 2024
- Out-of-service inspection Oct 23, 2024 · IA · level 1 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Oct 16, 2024 · MI · level 3 · 2 vehicle OOS · 0 violations
- 4 further inspections with no out-of-service result
Confidence: Moderate · Z = 0.47
Satisfactory — 0.85x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.028 crashes per power-unit-year for a 82-unit for-hire fleet (pu50_99). Violations 0.90x (driver behaviour 0.97x, out-of-service 0.49x, all violations 0.54x; 85 inspections). Experience 0.94x: 2.8 decayed crashes against 3.2 expected over 36 months (credibility 0.47, a 3.60). 80% range 0.44–1.31x. Last change: older crashes rolling off.
Since the previous weekly run the risk relativity moved -3.7%, driven by older crashes rolling off the 36-month ramp.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
2.8 crashes per 100 power-unit-years
82 power units · 2.31 expected crashes a year
Violation relativity
0.90×
85 inspections in window
Crash experience
0.94×
2.8 decayed crashes vs 3.2 expected · credibility 0.47
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.85× (80% range 0.44–1.31×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
85
Driver Insp
85
Driver OOS
0
Vehicle Insp
63
Vehicle OOS
10
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 16 | 0.91 | |
| HOS Compliance | 1 | 0.01 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 16 | 2.40 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-JUL-25 – 31-AUG-26) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.