MCCOY COACH COMPANY INC
DBA: CROSS ROADS CHARTERS & TOURS
(704) 278-3783
crossroadscharte@bellsouth.net
275 Barber Junction Road, Cleveland NC 27013
8
power units
7 drivers
67k mi/yr · ~8k per unit
Not graded
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 8
- Drivers · CDL
- 7 · 7
- Annual miles
- 67k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (10-21-2024)
- Registered
- 05-10-1982 (44 yrs)
- MCS-150 Update
- 04-30-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- LANA C MCCOY
Cargo
50.0
medium risk
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not Graded
Not graded: passenger operation. The FRED Score is a property-carrier model; a passenger model is a separate study.
Worth a closer look
From the FMCSA record.
- Nothing on the FMCSA record stands out.
Strengths
- No reportable crashes in 24 months.
Data flags
-
Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
FMCSA record, Oct 2024 – Oct 2024
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
0
0 fatalities · 0 injuries · 0 tow-aways
Inspections
6
50% clean (no violations)
Vehicle out-of-service
16.7%
1 of 6
National avg 22.3%
Driver out-of-service
0.0%
0 of 6
National avg 6.7%
Violations
5
1 out-of-service
Inspected less often than interstate fleets of 6–9 trucks in North Carolina (about 13 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 57,530 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.043 |
| Inspections | 0.38 | 1.57 |
| Violations | 0.31 | 1.56 |
| Critical violations | 0.00 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
5 violations · 24 months-
Vehicle maintenance No alert5 · 1 OOSBrakes 3 · Other parts 2
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Unsafe driving No alert0
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Hours of service No alert0
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Driver fitness No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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No liability filing on FMCSA's record through May 14, 2026.Last filing: LANCER INSURANCE COMPANY, ended May 12, 2025 (cancellation notice took effect).
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- One liability insurer throughout
- 1 cancellation notice filed by an insurer; 1 took effect (the last May 12, 2025, not replaced on FMCSA's record)
Operating authority inactive (FMCSA's L&I record of May 14, 2026, status since May 19, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
13 filings and 12 authority events since 1982 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
13 filings and 12 authority events since 1982 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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May 19, 2025Operating authority revoked (cause not stated)L&I to May 14, 2026
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Aug 30, 2016LANCER INSURANCE COMPANYLiability · $5,000,000 · ended May 12, 2025 · cancellation notice took effect104 months in forceL&I to May 14, 2026
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Aug 30, 2016FMCSA revocation notice for the operating authority, dropped Aug 31, 2016cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 12, 2010LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Aug 30, 2016 · superseded by the same policy76 months in forceL&I to May 14, 2026
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Nov 23, 2009FMCSA revocation notice for the operating authority, dropped Jun 21, 2010cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 12, 2009NATIONAL INTERSTATE INSURANCE COMPANYLiability · $100,000 · ended May 12, 2010 · replaced by another insurer12 months in forceL&I to May 14, 2026
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May 12, 2009NATIONAL INTERSTATE INSURANCE COMPANYLiability (excess) · $4,900,000 over $100,000 · ended Jul 2, 2010 · cancellation notice took effect14 months in forceL&I to May 14, 2026
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May 12, 2007NATIONAL INTERSTATE INSURANCE COMPANYLiability · $5,000,000 · ended May 12, 2009 · replaced by the same insurer (renewal)24 months in forceL&I to May 14, 2026
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May 12, 2006LANCER INSURANCE COMPANYLiability · $5,000,000 · ended May 12, 2007 · replaced by another insurer12 months in forceL&I to May 14, 2026
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May 12, 2002NATIONAL INTERSTATE INSURANCE COMPANYLiability · $5,000,000 · ended May 12, 2006 · replaced by another insurer48 months in forceL&I to May 14, 2026
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May 12, 2001WESTPORT INSURANCE CORPORATIONLiability · $5,000,000 · ended May 12, 2002 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 11, 2000FMCSA revocation notice for the operating authority, dropped Aug 17, 2000cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 12, 2000WESTPORT INSURANCE CORPORATIONLiability · $5,000,000 · ended May 12, 2001 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 12, 1997LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Jun 14, 2000 · cancellation notice took effect37 months in forceL&I to May 14, 2026
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May 12, 1995RELIANCE NATIONAL INDEMNITY COMPANYLiability · $5,000,000 · ended May 12, 1997 · replaced by another insurer24 months in forceL&I to May 14, 2026
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May 12, 1995FMCSA revocation notice for the operating authority, dropped Jun 12, 1995opened after NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA filed a cancellation notice (effective May 12, 1995)L&I to May 14, 2026
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May 12, 1994NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $5,000,000 · ended May 12, 1995 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 12, 1994FMCSA revocation notice for the operating authority, dropped Jun 2, 1994cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 12, 1993FMCSA revocation notice for the operating authority, dropped May 25, 1993cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 12, 1992FMCSA revocation notice for the operating authority, dropped Jun 15, 1992cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 13, 1991FMCSA revocation notice for the operating authority, dropped May 28, 1991cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 16, 1988FMCSA revocation notice for the operating authority, dropped May 26, 1988cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 19, 1987FMCSA revocation notice for the operating authority, dropped Aug 28, 1987cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Dec 22, 1983Operating authority grantedL&I to May 14, 2026
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Jul 23, 1982PENNSYLVANIA NATIONAL MUTUAL CAS. INS. CO.Cargo · ended Sep 6, 2000 · insurer name change217 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Federal inspectors 6
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PassengerTotal Inspections
6
Driver Insp
6
Driver OOS
0
Vehicle Insp
6
Vehicle OOS
1
| BASIC | Insp w/ Viol | Measure | Percentile | Alert |
|---|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | - | |
| HOS Compliance | 0 | 0.00 | - | |
| Driver Fitness | 0 | 0.00 | - | |
| Controlled Substances | 0 | 0.00 | - | |
| Vehicle Maintenance | 3 | 2.66 | - |
SMS record data is sourced from FMCSA's Safety Measurement System (15-OCT-24 – 17-OCT-24) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.