SMF INC
FMCSA Live Status
Fleet & equipment
- Power units
- 27
- Drivers · CDL
- 38 · 0
- Annual miles
- 1M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 15 | 12 | 0 | 27 |
| Trailers | 53 | 0 | 0 | 53 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (10-08-1998) · 28 yr old
- Registered
- 05-28-1982 (44 yrs)
- MCS-150 Update
- 07-14-2026 (Address Change)
- FRED Score Date
- Nov 08, 2026
- Officer
- BORIS IOVANOVICI
- Officer
- RADOVAN IOVANOVICI
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Lights and tiresLights are 6 of 18 violations (33%). Light or tire defects led to 3 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
- No reportable crashes in 24 months.
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
Track record
Inspected about as often as interstate fleets of 20–49 trucks in Michigan (about 23 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.029 |
| Inspections | 0.85 | 1.12 |
| Violations | 0.33 | 0.78 |
| Critical violations | 0.17 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
18 violations · 24 months-
Vehicle maintenance No alert10 · 3 OOSLights 6 · Tires 3 · Other parts 1
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Unsafe driving No alert5 · 0 OOSSpeeding 3 · Phone use 1 · Reckless / lane 1
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Hours of service No alert3 · 0 OOSOver hours limit 2 · False log 1
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026- Liability (BIPD)
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$1,000,000 · Cherokee Insurance Companyon record since Sep 15, 2026 · FMCSA minimum $300,000 · no gap on FMCSA's record since Dec 19941 other liability filing also on file
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- $75,000 surety bond (BMC-84) · Cherokee Insurance Company since Sep 15, 2024
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Jun 9, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
28 filings and 7 authority events since 1982 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Sep 15, 2026Cherokee Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Sep 15, 2025Cherokee Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Sep 15, 2024Cherokee Insurance CompanyBroker bond (BMC-84) · on file · on fileFMCSA's new system
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Sep 15, 2024CHEROKEE INSURANCE COMPANYBroker bond (BMC-84) · ended Nov 15, 2024 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Sep 15, 2024CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Sep 15, 2025 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Sep 15, 2023CHEROKEE INSURANCE COMPANYBroker bond (BMC-84) · ended Sep 15, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Sep 15, 2023CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Sep 15, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Aug 31, 2023NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Sep 15, 2023 · replaced by another insurerL&I to May 14, 2026
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Dec 1, 2022NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Aug 31, 2023 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Dec 1, 2021BERKLEY CASUALTY COMPANYLiability · $750,000 · ended Dec 1, 2022 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Apr 29, 2021FMCSA revocation notice for the operating authority, dropped Jun 8, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Apr 29, 2021FMCSA revocation notice for the broker authority, dropped Jun 8, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Dec 1, 2013NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Dec 1, 2021 · replaced by another insurera cancellation notice effective Jan 4, 2022 came after the replacement; 96 months in forceL&I to May 14, 2026
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Oct 1, 2013LEXON INSURANCE COMPANYBroker bond (BMC-84) · ended Sep 15, 2023 · replaced by another insurer119 months in forceL&I to May 14, 2026
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Dec 1, 2010TRAVELERS PROPERTY CASUALTY CO. OF AMERICACargo · ended Nov 27, 2019 · cancellation notice took effect108 months in forceL&I to May 14, 2026
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Dec 1, 2006HARCO NATIONAL INSURANCE CO.Liability · $750,000 · ended Dec 1, 2013 · replaced by another insurera cancellation notice effective Jan 1, 2014 came after the replacement; 84 months in forceL&I to May 14, 2026
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Nov 8, 2005FMCSA revocation notice for the operating authority, dropped Nov 15, 2005cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Nov 8, 2005FMCSA revocation notice for the broker authority, dropped Nov 15, 2005cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Mar 23, 2004WESTERN SURETY CO.Broker bond (BMC-84) · ended Oct 1, 2013 · replaced by another insurer114 months in forceL&I to May 14, 2026
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Feb 27, 2004FMCSA revocation notice for the broker authority, dropped Mar 30, 2004cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Dec 1, 2003FIREMAN'S FUND INSURANCE CO.Cargo · ended Dec 1, 2010 · replaced by another insurer84 months in forceL&I to May 14, 2026
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Dec 1, 2002CHEROKEE INSURANCE COMPANYCargo · ended Dec 1, 2003 · replaced by another insurera cancellation notice effective Dec 26, 2003 came after the replacement; 12 months in forceL&I to May 14, 2026
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Dec 1, 2001HARCO NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Dec 1, 2006 · superseded by the same policy60 months in forceL&I to May 14, 2026
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Dec 1, 2000FEDERAL INSURANCE CO.Cargo · ended Dec 1, 2002 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Dec 1, 2000TRANSCONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Dec 1, 2001 · replaced by another insurer12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Michigan (HQ) 8
- Indiana 5
- Ohio 4
- Texas 4
- Kentucky 2
- Arkansas 1
- California 1
- Florida 1
28% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (27 power units: 27 filed, 13 seen roadside in 24 months).
We'd expect a typical fleet of 27 power units this active to have about 0.9 crashes a year. This motor carrier recorded 0 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 0.0 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.6 over the next 12 — below a typical fleet.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 5 | 2.85 | |
| HOS Compliance | 2 | 0.51 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 7 | 2.18 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 30-JUL-26) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.