SVB EXPRESS INC
(916) 735-5760
admin@svbexpressinc.net
5959 Greenback Lane Unit 470, Citrus Heights CA 95621
115
tractors · all owned
119 drivers
15M mi/yr · ~131k per unit
Strong
FRED Score 84.9 / 100
High confidence
15 yrs history · 387 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 115
- Drivers · CDL
- 119 · 119
- Annual miles
- 15M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 115 | 0 | 0 | 115 |
| Trailers | 120 | 0 | 0 | 120 |
Registration
- Registered
- 04-29-2011 (15 yrs)
- MCS-150 Update
- 08-04-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- STEPAN BURLACU
Cargo
66.0
medium risk
Household Goods
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
Intermodal Containers
Oilfield Equipment
Livestock
Meat
Refrigerated Food
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Fresh Produce
Beverages
Utility
Farm Supplies
Construction
Coal/Coke
- High-Risk Cargo
- Machinery Large, Livestock, Oilfield Equipment, General Freight, Household Goods, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 35% lower than similar fleets.
Similar fleets: interstate fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.65×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
4.6 vs 7.1 for similar fleets
Likely 1–9 crashes
This motor carrier
4.6
Similar fleets
7.1
Chance of a fatal crash, next 12 months
~12%
Below similar fleets.
What's driving the grade
Crash history
betterworse
Better than peers. 9 crashes on the FMCSA record in 24 months (about 4.5 a year), including 4 with injuries; similar fleets have about 7.1 a year. The grade counts 16 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Better than peers. Violations 0.70× the rate expected for its inspections. Together they barely move its crash estimate. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes4 crashes with 9 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service11 out-of-service violations against drivers: 6 hours of service, 5 no valid CDL (Nov 2024 – Aug 2026).Ask: driver supervision and dispatch practices.
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Brakes and lightsBrakes are 76 of 278 violations (27%). Brake or light defects led to 28 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Unsafe drivingCited 4 for speeding 15+ mph over or in a work zone and 5 for phone use.Ask: telematics, speed governance and phone policy.
Strengths
- Driver out-of-service rate 2.6% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 8
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Excessive speeding: 26
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
9
0 fatalities · 9 injuries · 0 tow-aways
Inspections
387
61% clean (no violations)
Vehicle out-of-service
22.2%
46 of 207
National avg 22.3%
Driver out-of-service
2.6%
10 of 385
National avg 6.7%
Violations
278
74 out-of-service
Inspected about as often as interstate fleets of 100–199 trucks in California (about 269 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 5 inspections.
vs 1,756 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.035 | 0.025 |
| Inspections | 2.44 | 0.96 |
| Violations | 1.21 | 0.54 |
| Critical violations | 0.30 | 0.10 |
Yearly rates from the last 24 months. Peers: interstate fleets, 100–199 power units, medium-risk cargo.
What they get cited for
278 violations · 24 months-
Vehicle maintenance No alert191 · 63 OOSBrakes 76 · Lights 35 · Tires 27 · Cargo securement 18 · Steering & suspension 4 · 31 more
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Unsafe driving No alert58 · 0 OOSSpeeding 28 · Reckless / lane 12 · Phone use 5 · Seat belt 4 · Other 9
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Hours of service No alert23 · 6 OOSLogbook / ELD paperwork 17 · False log 3 · No log 3
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Driver fitness No alert6 · 5 OOSNo valid CDL 6
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Aug72026OklahomaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Apr252026New MexicoProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
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Nov242025MissouriProperty damage onlyTwo-way trafficway divided unprotected median.
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Apr162025FloridaProperty damage onlyDaylight, two-way trafficway divided positive barrier. FMCSA: not preventable.
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Mar242025TexasInjury · 5 people hurtDark - lighted, two-way trafficway divided positive barrier. FMCSA: not preventable.
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Nov182024WashingtonProperty damage onlyWet road, daylight, rain, two-way trafficway divided positive barrier.
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Nov152024NebraskaInjury · 1 person hurtDark - not lighted, two-way trafficway not divided.
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Nov152024NebraskaInjury · 1 person hurtDark - not lighted, two-way trafficway not divided.
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Oct102024IllinoisInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
1 more in the FMCSA records below.
4 of the 9 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$1,000,000 · Carolina Casualty Insurance Companyon record since Dec 15, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Dec 2020
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- 3 liability insurers on FMCSA's record, 2 changes: NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA → Carolina Casualty Insurance Company (Dec 2025); WESCO INSURANCE COMPANY → NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA (Dec 2023)
- 2 cancellation notices filed by insurers; 1 took effect (the last Dec 15, 2024, replaced the same day); 1 replaced before it took effect
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's new registration system, status since May 30, 2013)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
18 filings and 14 authority events since 2012 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
18 filings and 14 authority events since 2012 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Dec 15, 2025Carolina Casualty Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Nov 28, 2025FMCSA revocation notice for the operating authority, dropped Dec 12, 2025opened after NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA filed a cancellation notice (effective Dec 25, 2025)L&I to May 14, 2026
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Dec 15, 2024NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $1,000,000 · ended Dec 15, 2025 · replaced by another insurera cancellation notice effective Dec 25, 2025 came after the replacement; 12 months in forceL&I to May 14, 2026
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Nov 18, 2024FMCSA revocation notice for the operating authority, dropped Dec 13, 2024opened after NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA filed a cancellation notice (effective Dec 15, 2024)L&I to May 14, 2026
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Dec 15, 2023NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $1,000,000 · ended Dec 15, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Dec 30, 2021WESCO INSURANCE COMPANYLiability · $750,000 · ended Dec 15, 2023 · replaced by another insurer23 months in forceL&I to May 14, 2026
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Dec 30, 2020HOUSTON SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Dec 30, 2021 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Dec 3, 2020FMCSA revocation notice for the operating authority, dropped Dec 30, 2020opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Dec 20, 2020)L&I to May 14, 2026
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Dec 30, 2019TRISURA SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Dec 20, 2020 · cancellation notice took effecta cancellation notice effective Dec 30, 2020 came after the replacement; 12 months in forceL&I to May 14, 2026
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Dec 31, 2018UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Dec 30, 2019 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Dec 3, 2018FMCSA revocation notice for the operating authority, dropped Jan 2, 2019opened after CANAL INSURANCE CO. filed a cancellation notice (effective Dec 30, 2018)L&I to May 14, 2026
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Jun 1, 2018CANAL INSURANCE CO.Liability · $750,000 · ended Dec 30, 2018 · cancellation notice took effect7 months in forceL&I to May 14, 2026
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May 14, 2016GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Jun 1, 2018 · replaced by another insurer25 months in forceL&I to May 14, 2026
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Apr 18, 2016FMCSA revocation notice for the operating authority, dropped May 16, 2016opened after SCOTTSDALE INSURANCE COMPANY filed a cancellation notice (effective May 14, 2016)L&I to May 14, 2026
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May 21, 2015FMCSA revocation notice for the operating authority, dropped May 19, 2015opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective May 18, 2015)L&I to May 14, 2026
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May 14, 2015SCOTTSDALE INSURANCE COMPANYLiability · $750,000 · ended Jun 23, 2015 · insurer name changea cancellation notice effective May 14, 2016 came after the replacement; 1 month in forceL&I to May 14, 2026
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Apr 21, 2015FMCSA revocation notice for the operating authority, dropped May 14, 2015opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective May 18, 2015)L&I to May 14, 2026
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Feb 20, 2015NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended May 14, 2015 · replaced by another insurera cancellation notice effective May 18, 2015 came after the replacement; 3 months in forceL&I to May 14, 2026
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Jan 26, 2015FMCSA revocation notice for the operating authority, dropped Jan 30, 2015opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Feb 20, 2015)L&I to May 14, 2026
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Dec 24, 2014NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Feb 20, 2015 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Nov 28, 2014FMCSA revocation notice for the operating authority, dropped Dec 12, 2014opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Dec 24, 2014)L&I to May 14, 2026
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May 18, 2014NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Dec 24, 2014 · cancellation notice took effect7 months in forceL&I to May 14, 2026
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Dec 24, 2013NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended May 18, 2014 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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May 30, 2013Operating authority reinstatedL&I to May 14, 2026
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May 18, 2013NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Dec 24, 2013 · superseded by the same policy7 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- California (HQ) 98
- New Mexico 38
- Texas 33
- Washington 21
- Utah 17
- Nevada 15
- Arizona 14
- Oregon 14
25% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (125 power units: 115 filed, 125 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
7.1
Actual, per year in window
5.3
Projected, next 12 mo
4.6
0
4
8
We'd expect a typical fleet of 125 power units this active to have about 7.1 crashes a year (sized from the 125 units seen roadside; 115 filed). This motor carrier recorded 16 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 5.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 4.6 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 12% chance in the next 12 months
Modeled fatal-crash rate is below that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
381 inspections
and 16 crashes.
The FMCSA record tables now hold 382 inspections and 9 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 5 inspections with no out-of-service result
Confidence: High · Z = 0.79
Strong — 0.65x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.057 crashes per power-unit-year for a 125-unit for-hire fleet (pu100_199). Violations 0.98x (driver behaviour 1.24x, out-of-service 0.85x, all violations 0.70x; 381 inspections). Experience 0.66x: 6.2 decayed crashes against 10.8 expected over 36 months (credibility 0.79, a 2.88). 80% range 0.38–0.95x. Fleet sized at 125 units from roadside VINs (115 filed). Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
5.7 crashes per 100 power-unit-years
125 power units (115 filed, 125 seen roadside) · 7.09 expected crashes a year
Violation relativity
0.98×
381 inspections in window
Crash experience
0.66×
6.2 decayed crashes vs 10.8 expected · credibility 0.79
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.65× (80% range 0.38–0.95×)
· band Strong
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
387
Driver Insp
385
Driver OOS
10
Vehicle Insp
207
Vehicle OOS
46
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 53 | 2.99 | |
| HOS Compliance | 19 | 0.29 | |
| Driver Fitness | 5 | 0.11 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 90 | 4.87 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.