FRENCH TRUCKING INC
(731) 968-5391
vickie@frenchtrucking.com
160 Bud Crockett Drive, Lexington TN 38351
82
tractors · all owned
66 drivers
7.1M mi/yr · ~86k per unit
Satisfactory
FRED Score 61.2 / 100
High confidence
44 yrs history · 236 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 82
- Drivers · CDL
- 66 · 0
- Annual miles
- 7.1M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 82 | 0 | 0 | 82 |
| Trailers | 151 | 0 | 0 | 151 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (04-09-2014) · 12 yr old
- Registered
- 07-02-1982 (44 yrs)
- MCS-150 Update
- 12-26-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- VICKIE FRENCH
Cargo
57.8
medium risk
Metal: Sheets/Coils/Rolls
General Freight
Fresh Produce
Other: AUTO PARTS
Paper Products
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about a 60% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.92×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
4.7 vs 5.0 for similar fleets
Likely 1–8 crashes
This motor carrier
4.7
Similar fleets
5.0
Chance of a fatal crash, next 12 months
~12%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
About typical. 9 crashes on the FMCSA record in 24 months (about 4.5 a year), including 1 fatal (1 death) and 1 with injuries; similar fleets have about 5 a year. The grade counts 12 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Worse than peers. Unsafe-driving and hours-of-service violations 1.64× the rate expected for its inspections. Together they move its crash estimate +3%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Fatal crash1 crash with 1 fatality in 24 months (most recent Jun 10, 2025).Ask: the accident register and loss runs for these crashes.
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Injury crashes1 crash with 3 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service7 out-of-service violations against drivers: 5 hours of service, 2 no valid CDL (Dec 2024 – Sep 2026).Ask: driver supervision and dispatch practices.
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Brakes and lightsBrakes are 46 of 175 violations (26%). Brake or light defects led to 16 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs7 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 6 for speeding 15+ mph over or in a work zone.Ask: telematics, speed governance and phone policy.
Strengths
- Driver out-of-service rate 2.1% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 9
-
Excessive speeding: 15
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
9
1 fatality · 3 injuries · 0 tow-aways
Inspections
236
58% clean (no violations)
Vehicle out-of-service
33.7%
31 of 92
National avg 22.3%
Driver out-of-service
2.1%
5 of 236
National avg 6.7%
Violations
175
43 out-of-service
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 3 inspections.
vs 4,520 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.049 | 0.025 |
| Inspections | 2.04 | 0.91 |
| Violations | 1.07 | 0.53 |
| Critical violations | 0.31 | 0.11 |
Yearly rates from the last 24 months. Peers: 50–99 power units, medium-risk cargo.
What they get cited for
175 violations · 24 months-
Vehicle maintenance No alert97 · 36 OOSBrakes 46 · Lights 19 · Tires 16 · Cargo securement 4 · Wheels & hubs 4 · 8 more
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Hours of service No alert42 · 5 OOSLogbook / ELD paperwork 17 · Over hours limit 14 · False log 7 · No log 4
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Unsafe driving No alert33 · 0 OOSSpeeding 16 · Reckless / lane 12 · Seat belt 2 · Other 3
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Driver fitness No alert3 · 2 OOSNo valid CDL 3
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Apr212026TennesseeProperty damage onlyDawn, two-way trafficway divided unprotected median.
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Mar42026MissouriProperty damage onlyWet road, daylight, two-way trafficway divided unprotected median.
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Nov182025WyomingProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median. Citation issued.
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Oct272025IllinoisProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jul312025IllinoisInjury · 3 people hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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Jun102025AlabamaFatal · 1 deathDaylight, two-way trafficway divided unprotected median.
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May232025TennesseeProperty damage onlyDaylight.
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Feb232025KentuckyProperty damage onlyDaylight, two-way trafficway divided positive barrier.
1 more in the FMCSA records below.
1 of the 9 crashes was fatal.
1 of the 9 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · CHEROKEE INSURANCE COMPANYon record since Jul 1, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Aug 1997
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- required · none on file
36 months to May 14, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Mar 9, 2009)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
26 filings and 12 authority events since 1988 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
26 filings and 12 authority events since 1988 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jul 1, 2025CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · on fileL&I to May 14, 2026
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Jul 1, 2024CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jul 1, 2025 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jul 1, 2023CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jul 1, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jul 1, 2022CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jul 1, 2023 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jul 1, 2021CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jul 1, 2022 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jul 1, 2020CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jul 1, 2021 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jul 1, 2019CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jul 1, 2020 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jul 1, 2018CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jul 1, 2019 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jul 1, 2017CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jul 1, 2018 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Mar 9, 2009Broker authority revoked (cause not stated)L&I to May 14, 2026
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Apr 9, 2008Broker authority reinstatedL&I to May 14, 2026
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Apr 8, 2008PACIFIC FINANCIAL ASSOCIATION, INC.Broker trust fund (BMC-85) · ended Feb 27, 2009 · cancellation notice took effect11 months in forceL&I to May 14, 2026
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Jul 1, 2004CHEROKEE INSURANCE COMPANYCargo · ended May 5, 2011 · cancellation notice took effect82 months in forceL&I to May 14, 2026
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Jul 1, 2004CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jul 1, 2017 · replaced by the same insurer (renewal)156 months in forceL&I to May 14, 2026
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Jun 4, 2004FMCSA revocation notice for the operating authority, dropped Jul 6, 2004opened after CAROLINA CASUALTY INSURANCE CO. filed a cancellation notice (effective Jul 1, 2004)L&I to May 14, 2026
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Jul 25, 2003Broker authority revoked (cause not stated)L&I to May 14, 2026
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Jul 1, 2003FEDERAL INSURANCE CO.Cargo · ended Jul 1, 2004 · replaced by another insurera cancellation notice effective Jul 14, 2004 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jul 1, 2003CAROLINA CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Jul 1, 2004 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 1, 2002FIREMAN'S FUND INSURANCE CO.Cargo · ended Jul 1, 2003 · replaced by another insurera cancellation notice effective Jul 30, 2003 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jul 1, 2002HARCO NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Jul 1, 2003 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 6, 1999HARCO NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Jul 1, 2002 · cancellation notice took effect35 months in forceL&I to May 14, 2026
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Oct 13, 1998FMCSA revocation notice for the operating authority, dropped Oct 23, 1998cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Aug 6, 1998FIREMAN'S FUND INSURANCE CO.Cargo · ended Jul 1, 2002 · replaced by the same insurer (renewal)47 months in forceL&I to May 14, 2026
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Aug 6, 1998THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $1,000,000 · ended Aug 6, 1999 · replaced by another insurera cancellation notice effective Sep 5, 1999 came after the replacement; 12 months in forceL&I to May 14, 2026
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Aug 2, 1998THE RELIANCE INSURANCE CO.Liability · $1,000,000 · ended Sep 16, 1998 · cancellation notice took effect1 month in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Tennessee (HQ) 56
- South Dakota 33
- Washington 19
- Montana 15
- Arkansas 10
- Kentucky 9
- Idaho 8
- Missouri 8
24% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (83 power units: 82 filed, 83 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
5.0
Actual, per year in window
4.0
Projected, next 12 mo
4.7
0
3
6
We'd expect a typical fleet of 83 power units this active to have about 5.0 crashes a year (sized from the 83 units seen roadside; 82 filed). This motor carrier recorded 12 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 4.0 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 4.7 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 12% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
233 inspections
and 12 crashes.
The FMCSA record tables now hold 233 inspections and 9 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 3 inspections with no out-of-service result
Confidence: High · Z = 0.62
Satisfactory — 0.92x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.061 crashes per power-unit-year for a 83-unit for-hire fleet (pu50_99). Violations 1.03x (driver behaviour 1.64x, out-of-service 0.93x, all violations 0.82x; 233 inspections). Experience 0.89x: 6.6 decayed crashes against 8.1 expected over 36 months (credibility 0.62, a 4.99). 80% range 0.58–1.30x. Fleet sized at 83 units from roadside VINs (82 filed). Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
6.1 crashes per 100 power-unit-years
83 power units (82 filed, 83 seen roadside) · 5.05 expected crashes a year
Violation relativity
1.03×
233 inspections in window
Crash experience
0.89×
6.6 decayed crashes vs 8.1 expected · credibility 0.62
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.92× (80% range 0.58–1.30×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
236
Driver Insp
236
Driver OOS
5
Vehicle Insp
92
Vehicle OOS
31
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 30 | 3.78 | |
| HOS Compliance | 29 | 0.80 | |
| Driver Fitness | 3 | 0.08 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 52 | 5.28 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-MAR-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.