MIDWEST FREIGHT EXPRESS INC
(847) 871-9948
dispatch@mdwfreight.com
103 West Taft Drive, South Holland IL 60473-2066
75
power units
75 drivers
4M mi/yr · ~54k per unit
Strong
FRED Score 83.4 / 100
High confidence
15 yrs history · 183 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 75
- Drivers · CDL
- 75 · 75
- Annual miles
- 4M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 9 | 1 | 0 | 10 |
| Tractors | 30 | 35 | 0 | 65 |
| Trailers | 90 | 0 | 0 | 90 |
Registration
- Registered
- 10-14-2011 (15 yrs)
- MCS-150 Update
- 04-27-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- ADMIR LIVADIC
- Officer
- ALLEN LIVADIC
Cargo
63.0
medium risk
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
General Freight
Building Materials
Beverages
Paper Products
Farm Supplies
Construction
- High-Risk Cargo
- Machinery Large, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 33% lower than similar fleets.
Similar fleets: for-hire fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 1.5× as often as the median active fleet of 50–99 trucks.
This motor carrier 0.67×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
3.5 vs 5.2 for similar fleets
Likely 1–7 crashes
This motor carrier
3.5
Similar fleets
5.2
Chance of a fatal crash, next 12 months
~9%
Below similar fleets.
What's driving the grade
Crash history
betterworse
Leans better, not yet proven. 4 crashes on the FMCSA record in 24 months (about 2 a year), including 1 with injuries; similar fleets have about 5.2 a year. The grade counts 7 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Mixed. Unsafe-driving and hours-of-service violations 1.64× the rate expected for its inspections, but out-of-service orders 0.54× and violations 0.70×. Together they barely move its crash estimate: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service3 out-of-service violations against drivers: 1 hours of service, 1 medical certificate, 1 no valid CDL (Nov 2024 – Mar 2026).Ask: driver supervision and dispatch practices.
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Brakes and lightsBrakes are 28 of 133 violations (21%). Brake or light defects led to 8 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs4 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 3 for speeding 15+ mph over or in a work zone and 3 for phone use.Ask: telematics, speed governance and phone policy.
Strengths
- Vehicle out-of-service rate 15.1% vs 22.3% national; driver 1.6% vs 6.7%.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 6
-
Excessive speeding: 10
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
4
0 fatalities · 1 injury · 0 tow-aways
Inspections
183
59% clean (no violations)
Vehicle out-of-service
15.1%
13 of 86
National avg 22.3%
Driver out-of-service
1.6%
3 of 183
National avg 6.7%
Violations
133
18 out-of-service
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 1 inspection.
vs 4,520 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.033 | 0.025 |
| Inspections | 1.67 | 0.91 |
| Violations | 0.89 | 0.53 |
| Critical violations | 0.22 | 0.11 |
Yearly rates from the last 24 months. Peers: 50–99 power units, medium-risk cargo.
What they get cited for
133 violations · 24 months-
Vehicle maintenance No alert75 · 15 OOSBrakes 28 · Lights 21 · Tires 13 · Cargo securement 5 · Wheels & hubs 1 · 7 more
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Unsafe driving No alert29 · 0 OOSReckless / lane 12 · Speeding 10 · Phone use 3 · Seat belt 3 · Other 1
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Hours of service No alert27 · 1 OOSLogbook / ELD paperwork 17 · False log 4 · Over hours limit 4 · No log 2
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Driver fitness No alert2 · 2 OOSMedical certificate 1 · No valid CDL 1
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Mar262026MichiganProperty damage onlyWet road, dawn, rain, two-way trafficway divided unprotected median. Citation issued.
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Dec132025TexasInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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May152025VirginiaProperty damage onlyDaylight, two-way trafficway divided positive barrier. Citation issued.
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Dec102024TennesseeProperty damage onlyDaylight, two-way trafficway not divided.
1 of the 4 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · GREAT WEST CASUALTY CO.on record since Dec 1, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Aug 2013
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 2 liability insurers on FMCSA's record, 1 change: OBSIDIAN INSURANCE COMPANY → GREAT WEST CASUALTY CO. (Nov 2024)
- 3 cancellation notices filed by insurers; 3 took effect (the last Sep 13, 2024, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Feb 27, 2024)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
24 filings and 14 authority events since 2011 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
24 filings and 14 authority events since 2011 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Dec 1, 2025GREAT WEST CASUALTY CO.Liability · $1,000,000 · on fileL&I to May 14, 2026
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Nov 15, 2024GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Dec 1, 2025 · superseded by the same policy13 months in forceL&I to May 14, 2026
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Sep 13, 2024OBSIDIAN INSURANCE COMPANYLiability · $1,000,000 · ended Nov 15, 2024 · replaced by another insurer2 months in forceL&I to May 14, 2026
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Jul 22, 2024OBSIDIAN INSURANCE COMPANYLiability · $1,000,000 · ended Sep 13, 2024 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Mar 1, 2024OBSIDIAN INSURANCE COMPANYLiability · $1,000,000 · ended Jul 22, 2024 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Feb 5, 2024FMCSA revocation notice for the operating authority, dropped Feb 27, 2024opened after OBSIDIAN INSURANCE COMPANY filed a cancellation notice (effective Mar 1, 2024)L&I to May 14, 2026
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Feb 4, 2023OBSIDIAN INSURANCE COMPANYLiability · $1,000,000 · ended Mar 1, 2024 · cancellation notice took effect13 months in forceL&I to May 14, 2026
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Jan 9, 2023FMCSA revocation notice for the operating authority, dropped Jan 31, 2023opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Feb 4, 2023)L&I to May 14, 2026
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Jul 15, 2022NATIONAL CONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Feb 4, 2023 · cancellation notice took effect7 months in forceL&I to May 14, 2026
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Jun 20, 2022FMCSA revocation notice for the operating authority, dropped Jun 22, 2022opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Jul 15, 2022)L&I to May 14, 2026
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Feb 4, 2022NATIONAL CONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Jul 15, 2022 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Jan 10, 2022FMCSA revocation notice for the operating authority, dropped Jan 26, 2022opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Feb 4, 2022)L&I to May 14, 2026
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Apr 22, 2021NATIONAL CONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Feb 4, 2022 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Mar 26, 2021FMCSA revocation notice for the operating authority, dropped Apr 6, 2021opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Apr 22, 2021)L&I to May 14, 2026
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Feb 16, 2021Operating authority reinstatedL&I to May 14, 2026
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Feb 10, 2021Operating authority revoked (cause not stated)L&I to May 14, 2026
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Feb 4, 2021NATIONAL CONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Apr 22, 2021 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Aug 5, 2020CANAL INSURANCE CO.Liability · $750,000 · ended Feb 4, 2021 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Aug 5, 2019AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · ended Aug 5, 2020 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Aug 5, 2018AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · ended Aug 5, 2019 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Aug 5, 2017AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · ended Aug 5, 2018 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Oct 19, 2016SPIRIT COMMERCIAL AUTO RR GROUP, INCLiability · $750,000 · ended Aug 5, 2017 · replaced by another insurer10 months in forceL&I to May 14, 2026
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Sep 22, 2016FMCSA revocation notice for the operating authority, dropped Oct 6, 2016opened after SPIRIT COMMERCIAL AUTO RR GROUP, INC filed a cancellation notice (effective Oct 19, 2016)L&I to May 14, 2026
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Aug 5, 2016SPIRIT COMMERCIAL AUTO RR GROUP, INCLiability · $750,000 · ended Oct 19, 2016 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Jul 11, 2016FMCSA revocation notice for the operating authority, dropped Aug 4, 2016opened after FALLS LAKE NATIONAL INSURANCE COMPANY filed a cancellation notice (effective Aug 5, 2016)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Indiana 37
- Illinois (HQ) 33
- Michigan 22
- Kentucky 18
- Tennessee 13
- Missouri 11
- Ohio 11
- Iowa 6
18% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (83 power units: 75 filed, 83 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
5.2
Actual, per year in window
2.3
Projected, next 12 mo
3.5
0
3
6
We'd expect a typical fleet of 83 power units this active to have about 5.2 crashes a year (sized from the 83 units seen roadside; 75 filed). This motor carrier recorded 7 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 2.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 3.5 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 9% chance in the next 12 months
Modeled fatal-crash rate is below that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
182 inspections
and 7 crashes.
The FMCSA record tables now hold 182 inspections and 4 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 1 inspection with no out-of-service result
Confidence: High · Z = 0.60
Strong — 0.67x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.062 crashes per power-unit-year for a 83-unit for-hire fleet (pu50_99). Violations 0.98x (driver behaviour 1.64x, out-of-service 0.54x, all violations 0.70x; 182 inspections). Experience 0.68x: 3.7 decayed crashes against 7.8 expected over 36 months (credibility 0.60, a 5.15). 80% range 0.39–0.98x. Fleet sized at 83 units from roadside VINs (75 filed). Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
6.2 crashes per 100 power-unit-years
83 power units (75 filed, 83 seen roadside) · 5.18 expected crashes a year
Violation relativity
0.98×
182 inspections in window
Crash experience
0.68×
3.7 decayed crashes vs 7.8 expected · credibility 0.60
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.67× (80% range 0.39–0.98×)
· band Strong
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
183
Driver Insp
183
Driver OOS
3
Vehicle Insp
86
Vehicle OOS
13
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 26 | 5.86 | |
| HOS Compliance | 18 | 0.50 | |
| Driver Fitness | 2 | 0.04 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 39 | 4.77 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-JAN-25 – 31-OCT-24) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.