REYNOL M CHAPA
(956) 533-7233
reynolmchapa@gmail.com
1284 Paredes Line Rd Ste 2, Brownsville TX 78521-1715
6
tractors · all owned
12 drivers
Not enough record
Graded once the record supports it
15 yrs history · 74 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 6
- Drivers · CDL
- 12 · 12
- Annual miles
- 3.4M unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 6 | 0 | 0 | 6 |
| Trailers | 15 | 0 | 0 | 15 |
Registration
- FMCSA Rating
- Satisfactory (10-24-2018) · 8 yr old
- Registered
- 10-15-2011 (15 yrs)
- MCS-150 Update
- 05-07-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- REYNOL M CHAPA
Cargo
54.4
medium risk
Metal: Sheets/Coils/Rolls
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Other: STEEL ROLLS, MARBLE
Construction
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Mileage Unreliable
MCS-150 annual mileage appears implausibly high for fleet size. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Not enough record to grade yet.
74 inspections and 3 crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: for-hire fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
80% likely range 0.47×–1.65×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
1.4 vs 1.4 for similar fleets
Likely 0–3 crashes
This motor carrier
1.4
Similar fleets
1.4
A record this thin can't pin that down: about a 1-in-8 chance it runs at Poor-level crash rates.
Ask
Loss runs for the last 3 years, and confirm the fleet is operating at its filed size (6 power units).
What the record shows
Crash history
betterworse
About typical. 3 crashes on the FMCSA record in 24 months (about 1.5 a year), all 3 with injuries; similar fleets have about 1.4 a year.
Roadside inspections
betterworse
Much worse than peers. Violations 2.08×, unsafe-driving and hours-of-service violations 1.77× and out-of-service orders 1.75× the rate expected for its inspections. Together they move its crash estimate +18%. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Injury crashes3 crashes with 7 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service13 out-of-service violations against drivers: 8 English proficiency, 3 no valid CDL, 2 hours of service (Feb 2025 – Jul 2026).Ask: driver supervision and dispatch practices.
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Brakes and lightsBrakes are 65 of 258 violations (25%). Brake or light defects led to 18 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate42.9% of vehicle inspections end out of service vs 22.3% nationally (24 of 56). Across all its inspections, out-of-service orders run 1.75× what's expected for where and how it's inspected.
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Driver out-of-service rate13.5% of driver inspections end out of service vs 6.7% nationally (10 of 74). Across all its inspections, out-of-service orders run 1.75× what's expected for where and how it's inspected.
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Falsified logs2 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
Strengths
- No FMCSA BASIC alerts.
Data flags
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Unusual inspection rateInspections per truck fall outside the normal range (1st–99th percentile), which can point to a mis-reported fleet size or data issues.
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
3
0 fatalities · 7 injuries · 0 tow-aways
Inspections
74
16% clean (no violations)
Vehicle out-of-service
42.9%
24 of 56
National avg 22.3%
Driver out-of-service
13.5%
10 of 74
National avg 6.7%
Violations
258
47 out-of-service
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 1 inspection.
vs 70,135 peer fleets
Inspections per power unit look like an outlier vs peers; read these rates with care.
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.250 | 0.039 |
| Inspections | 11.00 | 1.41 |
| Violations | 21.50 | 1.44 |
| Critical violations | 2.17 | 0.26 |
Yearly rates from the last 24 months. Peers: Small (advisory) power units, medium-risk cargo.
What they get cited for
258 violations · 24 months-
Vehicle maintenance No alert216 · 33 OOSBrakes 65 · Lights 65 · Tires 17 · Cargo securement 14 · Steering & suspension 6 · 49 more
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Hours of service No alert20 · 3 OOSLogbook / ELD paperwork 10 · No log 4 · Over hours limit 4 · False log 2
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Driver fitness No alert16 · 11 OOSEnglish proficiency 13 · No valid CDL 3
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Unsafe driving No alert6 · 0 OOSReckless / lane 1 · Speeding 1 · Other 4
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jan242026ArkansasInjury · 1 person hurtIce road, daylight, rain, two-way trafficway divided unprotected median.
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Apr112025TexasInjury · 5 people hurtDaylight, two-way trafficway divided positive barrier.
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Nov222024LouisianaInjury · 1 person hurtDark - lighted, two-way trafficway divided positive barrier. Citation issued.
3 of the 3 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$1,000,000 · New Horizon Insurance Companyon record since Apr 20, 2026 · FMCSA minimum $300,000 · no gap on FMCSA's record since Mar 2026
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- 2 liability insurers on FMCSA's record, 1 change: QUALITAS INSURANCE COMPANY → NEW HORIZON INSURANCE COMPANY (Mar 2026)
- 10 cancellation notices filed by insurers; 6 took effect (the last Feb 13, 2026, replaced 20 days later); 4 replaced before they took effect
- 10 days without a liability filing (Feb 13, 2026 – Feb 23, 2026) while the authority required one; a later back-dated filing can close a lapse
Authority
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's new registration system, status since Jun 9, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
25 filings and 18 authority events since 2011 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
25 filings and 18 authority events since 2011 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Apr 20, 2026New Horizon Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Mar 27, 2026NEW HORIZON INSURANCE COMPANYLiability · $1,000,000 · ended Apr 20, 2026 · superseded by the same policya cancellation notice effective May 16, 2026 came after the replacement; 1 month in forceL&I to May 14, 2026
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Mar 5, 2026NEW HORIZON INSURANCE COMPANYLiability · $1,000,000 · ended Mar 27, 2026 · superseded by the same policya cancellation notice effective Apr 15, 2026 came after the replacement; 1 month in forceL&I to May 14, 2026
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Feb 23, 2026Operating authority revoked (cause not stated)L&I to May 14, 2026
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Dec 22, 2025QUALITAS INSURANCE COMPANYLiability · $1,000,000 · ended Feb 13, 2026 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Nov 3, 2025Operating authority reinstatedL&I to May 14, 2026
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Oct 28, 2025QUALITAS INSURANCE COMPANYLiability · $1,000,000 · ended Dec 22, 2025 · superseded by the same policya cancellation notice effective Jan 22, 2026 came after the replacement; 2 months in forceL&I to May 14, 2026
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Oct 27, 2025Operating authority revoked (cause not stated)L&I to May 14, 2026
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Aug 28, 2025QUALITAS INSURANCE COMPANYLiability · $1,000,000 · ended Oct 20, 2025 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Aug 22, 2025FMCSA revocation notice for the operating authority, dropped Aug 29, 2025opened after QUALITAS INSURANCE COMPANY filed a cancellation notice (effective Sep 18, 2025)L&I to May 14, 2026
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Jul 18, 2025QUALITAS INSURANCE COMPANYLiability · $1,000,000 · ended Aug 28, 2025 · superseded by the same policya cancellation notice effective Sep 18, 2025 came after the replacement; 1 month in forceL&I to May 14, 2026
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Feb 20, 2025QUALITAS INSURANCE COMPANYLiability · $1,000,000 · ended Jul 18, 2025 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Oct 26, 2024QUALITAS INSURANCE COMPANYLiability · $1,000,000 · ended Feb 20, 2025 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Sep 30, 2024FMCSA revocation notice for the operating authority, dropped Oct 28, 2024opened after QUALITAS INSURANCE COMPANY filed a cancellation notice (effective Oct 26, 2024)L&I to May 14, 2026
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Dec 1, 2023QUALITAS INSURANCE COMPANYLiability · $1,000,000 · ended Oct 26, 2024 · cancellation notice took effect11 months in forceL&I to May 14, 2026
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Nov 6, 2023FMCSA revocation notice for the operating authority, dropped Dec 1, 2023opened after QUALITAS INSURANCE COMPANY filed a cancellation notice (effective Dec 1, 2023)L&I to May 14, 2026
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Oct 26, 2023QUALITAS INSURANCE COMPANYLiability · $1,000,000 · ended Dec 1, 2023 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Oct 12, 2023NATIONAL TRANSPORTATION INSURANCE CO RRG, LLC (risk retention group)Liability · $750,000 · ended Oct 26, 2023 · cancellation notice took effectL&I to May 14, 2026
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Oct 12, 2023FMCSA revocation notice for the operating authority, dropped Oct 27, 2023opened after NATIONAL TRANSPORTATION INSURANCE CO RRG, LLC filed a cancellation notice (effective Oct 12, 2023)L&I to May 14, 2026
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Oct 26, 2022NATIONAL TRANSPORTATION INSURANCE CO RRG, LLC (risk retention group)Liability · $750,000 · ended Oct 12, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 29, 2022FMCSA revocation notice for the operating authority, dropped Oct 24, 2022opened after NATIONAL TRANSPORTATION INSURANCE CO RRG, LLC filed a cancellation notice (effective Oct 26, 2022)L&I to May 14, 2026
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Feb 17, 2022NATIONAL TRANSPORTATION INSURANCE CO RRG, LLC (risk retention group)Liability · $750,000 · ended Oct 26, 2022 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Jan 21, 2022FMCSA revocation notice for the operating authority, dropped Feb 11, 2022opened after NATIONAL TRANSPORTATION INSURANCE CO RRG, LLC filed a cancellation notice (effective Feb 17, 2022)L&I to May 14, 2026
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Oct 26, 2021NATIONAL TRANSPORTATION INSURANCE CO RRG, LLC (risk retention group)Liability · $750,000 · ended Feb 17, 2022 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Sep 29, 2021FMCSA revocation notice for the operating authority, dropped Oct 22, 2021opened after QUALITAS INSURANCE COMPANY filed a cancellation notice (effective Oct 26, 2021)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Texas (HQ) 42
- Arkansas 4
- Mississippi 4
- Louisiana 3
- New Mexico 3
- Tennessee 3
- Arizona 2
- Illinois 2
57% of inspections were in its home state.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (29 power units: 6 filed, 29 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
1.4
Actual, per year in window
1.0
Projected, next 12 mo
1.4
0
1
2
We'd expect a typical fleet of 29 power units this active to have about 1.4 crashes a year (sized from the 29 units seen roadside; 6 filed). This motor carrier recorded 3 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 1.0 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.4 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 4% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
74 inspections
and 3 crashes.
The FMCSA record tables now hold 73 inspections and 3 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 1 inspection with no out-of-service result
Why there is no grade.
Every grade but Satisfactory needs at least a 60% posterior past its cut; Satisfactory is what is left when none
passes. Here the 80% likely range (0.47×–1.65×)
still runs from below the Excellent cut (0.60×) to above the Poor cut (1.57×), so the record can't
separate a best-in-class fleet from a poor one and the page shows no grade and no FRED Score. The forecasts are
unchanged: in backtests, records this thin crash at their forecast on average but scatter about 2.6× as
widely around it as records that support a Satisfactory grade.
Confidence: Moderate · Z = 0.46
Satisfactory — 1.02x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.048 crashes per power-unit-year for a 29-unit for-hire fleet (pu20_49). Violations 1.18x (driver behaviour 1.77x, out-of-service 1.75x, all violations 2.08x; 74 inspections). Experience 0.86x: 1.8 decayed crashes against 2.5 expected over 36 months (credibility 0.46, a 2.97). 80% range 0.47–1.65x. Fleet sized at 29 units from roadside VINs (6 filed). Last change: no change since the last run.
No change since the previous weekly run.
Scoring flags
MCS-150 mileage unreliable (mileage is not in the grade)
(informational — no grade effect)
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.8 crashes per 100 power-unit-years
29 power units (6 filed, 29 seen roadside) · 1.40 expected crashes a year
Violation relativity
1.18×
74 inspections in window
Crash experience
0.86×
1.8 decayed crashes vs 2.5 expected · credibility 0.46
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.02× (80% range 0.47–1.65×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
74
Driver Insp
74
Driver OOS
10
Vehicle Insp
56
Vehicle OOS
24
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 5 | 0.57 | |
| HOS Compliance | 13 | 0.71 | |
| Driver Fitness | 14 | 1.72 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 52 | 14.11 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-JUL-25 – 31-MAR-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.