OAK TRUCK LINES LLC
(956) 568-1170
safety@oaktl.com
18658 Mines Road, Laredo TX 78045
240
tractors · all leased
150 drivers
13.8M mi/yr · ~58k per unit
Strong
FRED Score 90.0 / 100
High confidence
14 yrs history · 399 roadside inspections
Upside capped
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 240
- Drivers · CDL
- 150 · 3
- Annual miles
- 13.8M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 120 | 0 | 120 |
| Trailers | 0 | 409 | 0 | 409 |
Registration
- FMCSA Rating
- Satisfactory (04-23-2020) · 6 yr old
- Registered
- 01-10-2012 (14 yrs)
- MCS-150 Update
- 05-27-2026
- FRED Score Date
- Nov 08, 2026
- Officer
- JOSE A LOPEZ
- Officer
- DEBORAH CIPRIANO
Cargo
64.5
medium risk
Motor Vehicles
General Freight
Building Materials
Fresh Produce
Beverages
Other: AUTO PARTS
US Mail
Dry Bulk
Paper Products
Farm Supplies
Construction
Garbage/Refuse
- High-Risk Cargo
- Motor Vehicles, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Upside Withheld
Its risk relativity (0.57× similar fleets) would put it in Excellent; this rule holds it at Strong:
- Excellent withheld: a fatal crash inside the window
The downside is never capped.
Expected crash rate is about 43% lower than similar fleets.
Similar fleets: interstate fleets of 200–499 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.57×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
4.7 vs 8.2 for similar fleets
Likely 1–9 crashes
This motor carrier
4.7
Similar fleets
8.2
Chance of a fatal crash, next 12 months
~13%
Below similar fleets.
What's driving the grade
Crash history
betterworse
Better than peers. 7 crashes on the FMCSA record in 24 months (about 3.5 a year), including 1 fatal (1 death) and 1 with injuries; similar fleets have about 8.2 a year. The grade counts 13 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Better than peers. Violations 0.52× the rate expected for its inspections. Together they move its crash estimate -7%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Fatal crash1 crash with 1 fatality in 24 months (most recent Oct 9, 2024).Ask: the accident register and loss runs for these crashes.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service39 out-of-service violations against drivers: 31 English proficiency, 4 hours of service, 3 no valid CDL (Feb 2025 – Sep 2026).Ask: driver supervision and dispatch practices.
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Brakes and lightsBrakes are 125 of 380 violations (33%). Brake or light defects led to 21 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs7 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Driver out-of-service rate9.8% of driver inspections end out of service vs 6.7% nationally (39 of 399), but across all its inspections out-of-service orders are 0.91× what's expected for where and how it's inspected, the measure the grade uses.
Strengths
- Vehicle out-of-service rate 12.9% vs 22.3% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 9
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
7
1 fatality · 1 injury · 0 tow-aways
Inspections
399
49% clean (no violations)
Vehicle out-of-service
12.9%
36 of 280
National avg 22.3%
Driver out-of-service
9.8%
39 of 399
National avg 6.7%
Violations
380
76 out-of-service
Inspected about as often as interstate fleets of 200–499 trucks in Texas (about 303 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 2 inspections.
vs 940 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.013 | 0.023 |
| Inspections | 1.18 | 0.77 |
| Violations | 0.79 | 0.33 |
| Critical violations | 0.11 | 0.07 |
Yearly rates from the last 24 months. Peers: interstate fleets, 200–499 power units, medium-risk cargo.
What they get cited for
380 violations · 24 months-
Vehicle maintenance No alert262 · 37 OOSBrakes 125 · Lights 32 · Tires 28 · Steering & suspension 9 · Wheels & hubs 9 · 59 more
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Driver fitness No alert54 · 35 OOSEnglish proficiency 50 · No valid CDL 3 · Medical certificate 1
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Hours of service No alert46 · 4 OOSLogbook / ELD paperwork 31 · False log 7 · No log 4 · Over hours limit 4
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Unsafe driving No alert18 · 0 OOSReckless / lane 7 · Speeding 4 · Seat belt 3 · Phone use 1 · Other 3
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jun282026TexasProperty damage onlyDaylight.
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Jun222026ArkansasProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
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Jun192026TexasInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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Jan232026South CarolinaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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May122025OhioProperty damage onlyDaylight, two-way trafficway not divided.
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Oct92024GeorgiaFatal · 1 deathDark - not lighted, two-way trafficway divided positive barrier. Citation issued.
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Oct52024ArizonaProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median.
1 of the 7 crashes was fatal.
1 of the 7 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$750,000 · Incline Americas Insurance Companyon record since Aug 13, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Dec 2016
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 7, 2026
- 2 liability insurers on FMCSA's record, 1 change: TRANSVERSE SPECIALTY INSURANCE COMPANY → INCLINE AMERICAS INSURANCE COMPANY (Aug 2024)
- 5 cancellation notices filed by insurers; 2 took effect (the last Aug 13, 2025, replaced the same day); 3 replaced before they took effect
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notice served Aug 7, 2026 (suspension effective Sep 6, 2026); the authority stayed active. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notices resolved in time: 5
Operating authority active (FMCSA's new registration system, status since Dec 20, 2016)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
26 filings and 27 authority events since 2012 · FMCSA record through Nov 7, 2026
Every insurance filing on the FMCSA record
26 filings and 27 authority events since 2012 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Aug 13, 2026Incline Americas Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Aug 7, 2026FMCSA suspension notice for the operating authority, effective Sep 6, 2026the authority stayed activeFMCSA's new system
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Apr 9, 2026Incline Americas Insurance CompanyLiability · $750,000 · ended Aug 13, 2026 · replaced by the same insurer (renewal)4 months in forceFMCSA's new system
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Mar 30, 2026FMCSA revocation notice for the operating authority, dropped Apr 10, 2026opened after INCLINE AMERICAS INSURANCE COMPANY filed a cancellation notice (effective Apr 25, 2026)L&I to May 14, 2026
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Aug 13, 2025INCLINE AMERICAS INSURANCE COMPANYLiability · $750,000 · ended Apr 9, 2026 · superseded by the same policya cancellation notice effective Apr 25, 2026 came after the replacement; 8 months in forceL&I to May 14, 2026
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Jul 17, 2025FMCSA revocation notice for the operating authority, dropped Aug 12, 2025opened after INCLINE AMERICAS INSURANCE COMPANY filed a cancellation notice (effective Aug 13, 2025)L&I to May 14, 2026
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Mar 28, 2025INCLINE AMERICAS INSURANCE COMPANYLiability · $750,000 · ended Aug 13, 2025 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Aug 13, 2024INCLINE AMERICAS INSURANCE COMPANYLiability · $750,000 · ended Mar 28, 2025 · superseded by the same policya cancellation notice effective Apr 29, 2025 came after the replacement; 7 months in forceL&I to May 14, 2026
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Jul 17, 2024FMCSA revocation notice for the operating authority, dropped Aug 9, 2024opened after TRANSVERSE SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 13, 2024)L&I to May 14, 2026
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Feb 1, 2024TRANSVERSE SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Aug 13, 2024 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Jan 16, 2024FMCSA revocation notice for the operating authority, dropped Feb 2, 2024opened after TRANSVERSE SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Feb 9, 2024)L&I to May 14, 2026
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Aug 13, 2023TRANSVERSE SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Feb 1, 2024 · superseded by the same policya cancellation notice effective Feb 9, 2024 came after the replacement; 6 months in forceL&I to May 14, 2026
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Jul 17, 2023FMCSA revocation notice for the operating authority, dropped Aug 14, 2023opened after ACCREDITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 13, 2023)L&I to May 14, 2026
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Aug 13, 2022ACCREDITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Aug 13, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 18, 2022FMCSA revocation notice for the operating authority, dropped Aug 11, 2022opened after ACCREDITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 13, 2022)L&I to May 14, 2026
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Aug 13, 2021ACCREDITED SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Aug 13, 2022 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 19, 2021FMCSA revocation notice for the operating authority, dropped Aug 12, 2021opened after UNITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 13, 2021)L&I to May 14, 2026
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Dec 19, 2020UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Aug 13, 2021 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Nov 23, 2020FMCSA revocation notice for the operating authority, dropped Dec 16, 2020opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Dec 19, 2020)L&I to May 14, 2026
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Jun 19, 2020TRISURA SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Dec 19, 2020 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Jun 19, 2020FMCSA revocation notice for the operating authority, dropped Jun 22, 2020opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Jul 16, 2020)L&I to May 14, 2026
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Apr 20, 2020TRISURA SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Jun 19, 2020 · superseded by the same policya cancellation notice effective Jul 16, 2020 came after the replacement; 2 months in forceL&I to May 14, 2026
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Apr 13, 2020FMCSA revocation notice for the operating authority, dropped Apr 21, 2020opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective May 8, 2020)L&I to May 14, 2026
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Dec 19, 2019TRISURA SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Apr 20, 2020 · superseded by the same policya cancellation notice effective May 8, 2020 came after the replacement; 4 months in forceL&I to May 14, 2026
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Nov 22, 2019FMCSA revocation notice for the operating authority, dropped Dec 19, 2019opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Dec 19, 2019)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Texas (HQ) 222
- Federal inspectors 42
- Arkansas 33
- Louisiana 17
- Mississippi 16
- Tennessee 13
- Illinois 7
- Alabama 6
56% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (240 power units: 240 filed, 127 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
8.2
Actual, per year in window
4.3
Projected, next 12 mo
4.7
0
5
10
We'd expect a typical fleet of 240 power units this active to have about 8.2 crashes a year. This motor carrier recorded 13 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 4.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 4.7 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 13% chance in the next 12 months
Modeled fatal-crash rate is below that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026
Inside that window:
415 inspections
and 13 crashes.
The FMCSA record tables now hold 388 inspections and 7 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Oct 1, 2023, inspections before Nov 1, 2024
- 11 inspections with no out-of-service result
Confidence: High · Z = 0.86
Strong — 0.57x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.034 crashes per power-unit-year for a 240-unit for-hire fleet (pu200_499). Violations 0.93x (driver behaviour 0.91x, out-of-service 0.91x, all violations 0.52x; 415 inspections). Experience 0.61x: 6.5 decayed crashes against 11.8 expected over 36 months (credibility 0.86, a 1.88). 80% range 0.33–0.84x. Excellent withheld: fatal crash inside the window. Last change: older crashes rolling off.
Since the previous weekly run the risk relativity moved -4.7%, driven by older crashes rolling off the 36-month ramp.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
3.4 crashes per 100 power-unit-years
240 power units · 8.19 expected crashes a year
Violation relativity
0.93×
415 inspections in window
Crash experience
0.61×
6.5 decayed crashes vs 11.8 expected · credibility 0.86
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.57× (80% range 0.33–0.84×)
· band Excellent → displayed Strong
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
- Excellent withheld: a fatal crash inside the window
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
399
Driver Insp
399
Driver OOS
39
Vehicle Insp
280
Vehicle OOS
36
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 17 | 1.03 | |
| HOS Compliance | 28 | 0.28 | |
| Driver Fitness | 53 | 0.74 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 144 | 3.60 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.