HARBOR EXPRESS LLC
(856) 568-4543
service@hbexpress.net
145 Liberty St, Hackensack NJ 07601
8
tractors · all leased
9 drivers
398k mi/yr · ~50k per unit
Satisfactory
FRED Score 59.0 / 100
Low confidence
14 yrs history · 6 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 8
- Drivers · CDL
- 9 · 9
- Annual miles
- 398k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 8 | 0 | 8 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Registered
- 01-18-2012 (14 yrs)
- MCS-150 Update
- 09-10-2025
- FRED Score Date
- Nov 07, 2026
- Officer
- HEE JUN KIM
Cargo
61.2
medium risk
Intermodal Containers
General Freight
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about the same as similar fleets.
Similar fleets: interstate fleets of about 8 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.95×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
0.2 vs 0.2 for similar fleets
This motor carrier
0.2
Similar fleets
0.2
Chance of a fatal crash, next 12 months
<1%
About typical for similar fleets.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Brakes and cargo securementBrakes are 9 of 17 violations (53%). Brake or cargo securement defects led to 7 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
Strengths
- No reportable crashes in 24 months.
Track record
FMCSA record, Jan 2025 – May 2026
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
0
0 fatalities · 0 injuries · 0 tow-aways
Inspections
6
33% clean (no violations)
Vehicle out-of-service
75.0%
3 of 4
National avg 22.3%
Driver out-of-service
0.0%
0 of 6
National avg 6.7%
Violations
17
9 out-of-service
Inspected less often than interstate fleets of 6–9 trucks in New Jersey (about 12 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 57,512 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.043 |
| Inspections | 0.62 | 1.58 |
| Violations | 1.06 | 1.56 |
| Critical violations | 0.19 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
17 violations · 24 months-
Vehicle maintenance No alert14 · 9 OOSBrakes 9 · Cargo securement 2 · Lights 2 · Tires 1
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Hours of service No alert2 · 0 OOSOver hours limit 2
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Unsafe driving No alert1 · 0 OOSSpeeding 1
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Driver fitness No alert0
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$750,000 · MSIG SPECIALTY INSURANCE USA INCon record since Jan 25, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jan 2012
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 3 liability insurers on FMCSA's record, 2 changes: OBSIDIAN INSURANCE COMPANY → MSIG SPECIALTY INSURANCE USA INC (Jan 2026); AMERICAN ZURICH INSURANCE COMPANY → OBSIDIAN INSURANCE COMPANY (Jan 2025)
- 2 cancellation notices filed by insurers; 1 took effect (the last Jan 25, 2025, replaced the same day); 1 replaced before it took effect
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Jan 24, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
15 filings and 10 authority events since 2012 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
15 filings and 10 authority events since 2012 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jan 25, 2026MSIG SPECIALTY INSURANCE USA INCLiability · $750,000 · on fileL&I to May 14, 2026
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Jan 25, 2025OBSIDIAN INSURANCE COMPANYLiability · $750,000 · ended Jan 25, 2026 · replaced by another insurera cancellation notice effective Feb 20, 2026 came after the replacement; 12 months in forceL&I to May 14, 2026
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Dec 30, 2024FMCSA revocation notice for the operating authority, dropped Jan 24, 2025opened after AMERICAN ZURICH INSURANCE COMPANY filed a cancellation notice (effective Jan 25, 2025)L&I to May 14, 2026
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Jan 25, 2024AMERICAN ZURICH INSURANCE COMPANYLiability · $750,000 · ended Jan 25, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jan 25, 2022AMERICAN ZURICH INSURANCE COMPANYLiability · $750,000 · ended Jan 25, 2024 · replaced by the same insurer (renewal)24 months in forceL&I to May 14, 2026
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Jan 25, 2021AMERICAN GUARANTEE & LIABILITY INS. CO.Liability · $750,000 · ended Jan 25, 2022 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Dec 29, 2020FMCSA revocation notice for the operating authority, dropped Jan 25, 2021opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Jan 25, 2021)L&I to May 14, 2026
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Jan 25, 2020STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $750,000 · ended Jan 25, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jan 25, 2018STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $750,000 · ended Jan 25, 2020 · replaced by the same insurer (renewal)24 months in forceL&I to May 14, 2026
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Dec 29, 2017FMCSA revocation notice for the operating authority, dropped Jan 18, 2018opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Jan 25, 2018)L&I to May 14, 2026
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Jan 25, 2017STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Jan 25, 2018 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Dec 29, 2016FMCSA revocation notice for the operating authority, dropped Jan 20, 2017opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Jan 25, 2017)L&I to May 14, 2026
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Jan 25, 2016THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $750,000 · ended Jan 25, 2017 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Dec 29, 2015FMCSA revocation notice for the operating authority, dropped Jan 25, 2016opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Jan 25, 2016)L&I to May 14, 2026
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Jan 25, 2015THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $750,000 · ended Jan 25, 2016 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Dec 29, 2014FMCSA revocation notice for the operating authority, dropped Jan 26, 2015opened after NEW YORK MARINE & GENERAL INS. CO. filed a cancellation notice (effective Jan 25, 2015)L&I to May 14, 2026
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May 15, 2014NEW YORK MARINE & GENERAL INS. CO.Liability · $1,000,000 · ended Jan 25, 2015 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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May 12, 2014FMCSA revocation notice for the operating authority, dropped May 16, 2014opened after NEW YORK MARINE & GENERAL INS. CO. filed a cancellation notice (effective Jun 7, 2014)L&I to May 14, 2026
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Jan 25, 2014NEW YORK MARINE & GENERAL INS. CO.Liability · $1,000,000 · ended May 15, 2014 · superseded by the same policya cancellation notice effective Jun 7, 2014 came after the replacement; 4 months in forceL&I to May 14, 2026
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Dec 30, 2013FMCSA revocation notice for the operating authority, dropped Jan 24, 2014opened after NEW YORK MARINE & GENERAL INS. CO. filed a cancellation notice (effective Jan 25, 2014)L&I to May 14, 2026
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Jan 25, 2013NEW YORK MARINE & GENERAL INS. CO.Liability · $1,000,000 · ended Jan 25, 2014 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jan 25, 2013ARGONAUT-MIDWEST INSURANCE COMPANYLiability · $1,000,000 · ended Feb 4, 2013 · cancellation notice took effectL&I to May 14, 2026
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Dec 31, 2012FMCSA revocation notice for the operating authority, dropped Jan 2, 2013opened after ARGONAUT-MIDWEST INSURANCE COMPANY filed a cancellation notice (effective Jan 25, 2013)L&I to May 14, 2026
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Feb 8, 2012Operating authority grantedL&I to May 14, 2026
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Jan 25, 2012ARGONAUT-MIDWEST INSURANCE COMPANYLiability · $1,000,000 · ended Jan 25, 2013 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- New Jersey (HQ) 2
- Pennsylvania 2
- Maryland 1
- New York 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (medium).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.2
Actual, last 12 mo
0.0
Projected, next 12 mo
0.2
0
0.25
0.5
We'd expect a typical fleet of this size this active to have about 0.2 crashes a year. This motor carrier recorded 0 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.2 over the next 12.
Fatal-crash risk: less than a 1% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Scored on Aug 1, 2025 → Jul 31, 2026 · data as of Sep 24, 2026
Inside that window:
6 inspections
and 0 crashes.
The FMCSA record tables now hold 3 inspections and 0 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Before Aug 1, 2025 — aged out of the window
- Out-of-service inspection Jul 11, 2025 · MD · level 2 · 4 vehicle OOS · 5 violations
- Out-of-service inspection Jun 9, 2025 · NY · level 1 · 6 vehicle OOS · 10 violations
- 1 further inspection with no out-of-service result
Confidence: Low · Z = 0.16
Satisfactory — 0.95x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.026 crashes per power-unit-year for a 8-unit for-hire fleet (pu6_9). Violations 1.12x (driver behaviour 1.28x, out-of-service 1.77x, all violations 1.75x; 6 inspections). Experience 0.84x: 0.0 decayed crashes against 0.4 expected over 36 months (credibility 0.16, a 1.95). 80% range 0.24–1.86x. Last change: no change since the last run.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
6
Driver Insp
6
Driver OOS
0
Vehicle Insp
4
Vehicle OOS
3
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 1 | 0.96 | |
| HOS Compliance | 1 | 1.40 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 3 | 7.71 |
SMS record data is sourced from FMCSA's Safety Measurement System (09-JUN-25 – 23-JAN-26) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.