OFAH INC
DBA: WHITE CITY LOGISTICS
FMCSA Live Status
Fleet & equipment
- Power units
- 22
- Drivers · CDL
- 34 · 34
- Annual miles
- 2.4M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 22 | 0 | 0 | 22 |
| Trailers | 32 | 0 | 0 | 32 |
Registration
- Registered
- 01-22-2012 (14 yrs)
- MCS-150 Update
- 06-23-2026
- FRED Score Date
- Nov 08, 2026
- Officer
- NEBOJSA ZIVKOVIC
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 1.5× as often as the median active fleet of 20–49 trucks.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Lapse in liability filings132 days without a liability filing on FMCSA's record (Dec 27, 2024 – May 8, 2025) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Drivers put out of service3 out-of-service violations against drivers: 2 no valid CDL, 1 hours of service (Oct 2024 – Nov 2024).Ask: driver supervision and dispatch practices.
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Brakes and lightsBrakes are 19 of 67 violations (28%). Brake or light defects led to 8 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Unsafe drivingCited 3 for speeding 15+ mph over or in a work zone.Ask: telematics, speed governance and phone policy.
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Vehicle out-of-service rate33.3% of vehicle inspections end out of service vs 22.3% nationally (10 of 30), but across all its inspections out-of-service orders are 0.95× what's expected for where and how it's inspected, the measure the grade uses.
- 2 crashes in 24 months. No injuries, no fatalities.
- Driver out-of-service rate 3.0% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 1
Track record
Inspected more often than interstate fleets of 20–49 trucks in Illinois (about 38 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.023 | 0.029 |
| Inspections | 2.41 | 1.12 |
| Violations | 1.52 | 0.78 |
| Critical violations | 0.32 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
67 violations · 24 months-
Vehicle maintenance No alert46 · 13 OOSBrakes 19 · Lights 13 · Tires 6 · Cargo securement 2 · Wheels & hubs 2 · 4 more
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Unsafe driving No alert12 · 0 OOSReckless / lane 5 · Speeding 4 · Seat belt 1 · Other 2
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Hours of service No alert6 · 1 OOSLogbook / ELD paperwork 4 · False log 1 · No log 1
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Driver fitness No alert3 · 2 OOSNo valid CDL 3
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Aug92025TexasProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
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Oct42024IowaProperty damage onlyDark - not lighted, two-way trafficway not divided.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026- Liability (BIPD)
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$750,000 · Berkley National Insurance Companyon record since May 8, 2025 · FMCSA minimum $750,000
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 2 liability insurers on FMCSA's record, 1 change: AMTRUST INSURANCE COMPANY → Berkley National Insurance Company (May 2025)
- 3 cancellation notices filed by insurers; 1 took effect (the last Dec 27, 2024, replaced 132 days later); 2 replaced before they took effect
- 132 days without a liability filing (Dec 27, 2024 – May 8, 2025) while the authority required one; a later back-dated filing can close a lapse
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's new registration system, status since May 13, 2011)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
16 filings and 9 authority events since 2011 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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May 8, 2025Berkley National Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Dec 2, 2024FMCSA revocation notice for the operating authority, dropped Dec 20, 2024opened after AMTRUST INSURANCE COMPANY filed a cancellation notice (effective Dec 27, 2024)L&I to May 14, 2026
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Aug 16, 2024FMCSA revocation notice for the operating authority, dropped Aug 22, 2024opened after AMTRUST INSURANCE COMPANY filed a cancellation notice (effective Sep 12, 2024)L&I to May 14, 2026
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May 8, 2024AMTRUST INSURANCE COMPANYLiability · $750,000 · ended Dec 27, 2024 · cancellation notice took effecta cancellation notice effective Jan 22, 2025 came after the replacement; 8 months in forceL&I to May 14, 2026
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Apr 11, 2024FMCSA revocation notice for the operating authority, dropped Apr 22, 2024opened after TECHNOLOGY INSURANCE COMPANY, INC filed a cancellation notice (effective May 8, 2024)L&I to May 14, 2026
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May 8, 2023AMTRUST INSURANCE COMPANYLiability · $750,000 · ended May 8, 2024 · superseded by the same policya cancellation notice effective Sep 12, 2024 came after the replacement; 12 months in forceL&I to May 14, 2026
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Apr 29, 2021TECHNOLOGY INSURANCE COMPANY, INCLiability · $1,000,000 · ended May 8, 2023 · replaced by another insurera cancellation notice effective May 8, 2024 came after the replacement; 24 months in forceL&I to May 14, 2026
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May 8, 2019TECHNOLOGY INSURANCE COMPANY, INCLiability · $750,000 · ended Apr 29, 2021 · superseded by the same policy24 months in forceL&I to May 14, 2026
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May 8, 2018ACE PROPERTY AND CASUALTY INSURANCE COMPANYLiability · $750,000 · ended May 8, 2019 · replaced by another insurer12 months in forceL&I to May 14, 2026
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May 8, 2017STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $750,000 · ended May 8, 2018 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Apr 11, 2017FMCSA revocation notice for the operating authority, dropped May 8, 2017opened after ILLINOIS NATIONAL INSURANCE CO. filed a cancellation notice (effective May 8, 2017)L&I to May 14, 2026
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May 8, 2016ILLINOIS NATIONAL INSURANCE CO.Liability · $750,000 · ended May 8, 2017 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 8, 2015OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $750,000 · ended May 8, 2016 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Apr 13, 2015FMCSA revocation notice for the operating authority, dropped May 4, 2015opened after SPIRIT COMMERCIAL AUTO RR GROUP, INC filed a cancellation notice (effective May 8, 2015)L&I to May 14, 2026
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May 8, 2014SPIRIT COMMERCIAL AUTO RR GROUP, INCLiability · $750,000 · ended May 8, 2015 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 11, 2014FMCSA revocation notice for the operating authority, dropped May 2, 2014opened after SPIRIT COMMERCIAL AUTO RR GROUP, INC filed a cancellation notice (effective May 8, 2014)L&I to May 14, 2026
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May 8, 2013SPIRIT COMMERCIAL AUTO RR GROUP, INCLiability · $750,000 · ended May 8, 2014 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 8, 2013FMCSA revocation notice for the operating authority, dropped May 10, 2013opened after GRAMERCY INSURANCE COMPANY filed a cancellation notice (effective May 4, 2013)L&I to May 14, 2026
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Sep 6, 2012GRAMERCY INSURANCE COMPANYLiability · $750,000 · ended May 4, 2013 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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May 4, 2012GRAMERCY INSURANCE COMPANYLiability · $750,000 · ended Sep 6, 2012 · superseded by the same policy4 months in forceL&I to May 14, 2026
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Mar 27, 2012ARTISAN & TRUCKERS CASUALTY COMPANYLiability · $1,000,000 · ended May 4, 2012 · replaced by another insurer1 month in forceL&I to May 14, 2026
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Jan 2, 2012ARTISAN & TRUCKERS CASUALTY COMPANYLiability · $1,000,000 · ended Mar 27, 2012 · superseded by the same policy3 months in forceL&I to May 14, 2026
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Dec 7, 2011FMCSA revocation notice for the operating authority, dropped Jan 4, 2012opened after ARTISAN & TRUCKERS CASUALTY COMPANY filed a cancellation notice (effective Jan 3, 2012)L&I to May 14, 2026
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May 13, 2011Operating authority grantedL&I to May 14, 2026
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May 2, 2011ARTISAN & TRUCKERS CASUALTY COMPANYLiability · $1,000,000 · ended Jan 3, 2012 · cancellation notice took effect8 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Tennessee 7
- Illinois (HQ) 5
- Arkansas 4
- Indiana 4
- Michigan 4
- North Carolina 4
- South Carolina 4
- Mississippi 3
Runs well beyond its home state: 5 of 67 inspections were in Illinois.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (33 power units: 22 filed, 33 seen roadside in 24 months).
We'd expect a typical fleet of 33 power units this active to have about 1.7 crashes a year (sized from the 33 units seen roadside; 22 filed). This motor carrier recorded 4 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 1.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.4 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
- Out-of-service inspection Oct 4, 2024 · AR · level 1 · 2 driver OOS · 8 violations
- 2 further inspections with no out-of-service result
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 11 | 2.50 | |
| HOS Compliance | 5 | 0.14 | |
| Driver Fitness | 2 | 0.17 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 20 | 6.82 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-FEB-25 – 30-SEP-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.