TRM TRANSPORT LLC
(573) 680-1695
trmsmith6@gmail.com
28998 Hwy Ae, Cole Camp MO 65325
13
tractors
13 drivers
1.2M mi/yr · ~94k per unit
HazMat
Marginal
FRED Score 34.9 / 100
Low confidence
14 yrs history · 59 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 13
- Drivers · CDL
- 13 · 13
- Annual miles
- 1.2M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 12 | 1 | 0 | 13 |
| Trailers | 12 | 1 | 0 | 13 |
Registration
- Registered
- 04-10-2012 (14 yrs)
- MCS-150 Update
- 01-23-2026
- FRED Score Date
- Nov 08, 2026
- Officer
- MELISSA SMITH
Cargo
67.5
medium risk
Motor Vehicles
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
General Freight
Building Materials
Farm Supplies
Construction
- High-Risk Cargo
- Motor Vehicles, Machinery Large, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.44×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
1.1 vs 0.7 for similar fleets
Likely 0–3 crashes
This motor carrier
1.1
Similar fleets
0.7
Chance of a fatal crash, next 12 months
~3%
About 1.4× similar fleets.
What's driving the grade
Crash history
betterworse
Leans worse, not yet proven. 3 crashes on the FMCSA record in 24 months (about 1.5 a year), including 2 with injuries; similar fleets have about 0.7 a year. The grade counts 4 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Worse than peers. Unsafe-driving and hours-of-service violations 1.78× the rate expected for its inspections. Together they move its crash estimate +10%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes2 crashes with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lapse in liability filings128 days without a liability filing on FMCSA's record (Nov 7, 2023 – Mar 14, 2024) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Drivers put out of service2 out-of-service violations against drivers: 1 no valid CDL, 1 hours of service (Jan 2026).Ask: driver supervision and dispatch practices.
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Lights and tiresLights are 11 of 66 violations (17%). Light or tire defects led to 9 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs2 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Vehicle out-of-service rate44.0% of vehicle inspections end out of service vs 22.3% nationally (11 of 25), but across all its inspections out-of-service orders are 1.14× what's expected for where and how it's inspected, the measure the grade uses.
Strengths
- Driver out-of-service rate 1.7% vs 6.7% national.
- No FMCSA BASIC alerts.
Track record
FMCSA record, Oct 2024 – Sep 2026
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
3
0 fatalities · 2 injuries · 0 tow-aways
Inspections
59
44% clean (no violations)
Vehicle out-of-service
44.0%
11 of 25
National avg 22.3%
Driver out-of-service
1.7%
1 of 59
National avg 6.7%
Violations
66
17 out-of-service
Inspected more often than interstate fleets of 10–19 trucks in Missouri (about 15 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 14,144 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.115 | 0.034 |
| Inspections | 3.31 | 1.23 |
| Violations | 2.54 | 0.97 |
| Critical violations | 0.65 | 0.18 |
Yearly rates from the last 24 months. Peers: interstate fleets, 10–19 power units, medium-risk cargo.
What they get cited for
66 violations · 24 months-
Vehicle maintenance No alert41 · 15 OOSLights 11 · Tires 11 · Brakes 8 · Cargo securement 7 · Wheels & hubs 1 · 3 more
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Hours of service No alert15 · 1 OOSLogbook / ELD paperwork 12 · False log 2 · No log 1
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Unsafe driving No alert9 · 0 OOSReckless / lane 3 · Speeding 2 · Other 4
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Apr102026MissouriInjury · 1 person hurtWet road, dark - lighted, rain, two-way trafficway divided unprotected median.
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Feb262026TexasInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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Oct142025TexasProperty damage onlyDaylight.
2 of the 3 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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primary $1,000,000 + excess $900,000 · MS Transverse Insurance Companyon record since Jul 24, 2026 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Mar 20241 other liability filing also on file
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 7, 2026
- 4 liability insurers on FMCSA's record, 3 changes: Southlake Specialty Insurance Company → MS Transverse Insurance Company (Jun 2026); MANUFACTURERS ALLIANCE INSURANCE COMPANY → SOUTHLAKE SPECIALTY INSURANCE COMPANY (Mar 2026); PENNSYLVANIA MANUF. ASSOC. INS. → MANUFACTURERS ALLIANCE INSURANCE COMPANY (Mar 2025)
- 3 cancellation notices filed by insurers; 1 took effect (the last Aug 27, 2026, replaced the same day); 2 replaced before they took effect
- 128 days without a liability filing (Nov 7, 2023 – Mar 14, 2024) while the authority required one; a later back-dated filing can close a lapse
Authority
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's new registration system, status since Jun 8, 2012)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
23 filings and 9 authority events since 2012 · FMCSA record through Nov 7, 2026
Every insurance filing on the FMCSA record
23 filings and 9 authority events since 2012 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jul 24, 2026MS Transverse Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Jun 14, 2026MS Transverse Insurance CompanyLiability · $1,000,000 · ended Aug 27, 2026 · cancellation notice took effect2 months in forceFMCSA's new system
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May 21, 2026FMCSA suspension notice for the operating authority, effective Jun 20, 2026the authority stayed activeFMCSA's new system
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Apr 27, 2026Southlake Specialty Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Apr 13, 2026FMCSA revocation notice for the operating authority, dropped Apr 28, 2026opened after SOUTHLAKE SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective May 10, 2026)L&I to May 14, 2026
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Mar 14, 2026SOUTHLAKE SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Apr 27, 2026 · superseded by the same policya cancellation notice effective May 10, 2026 came after the replacement; 1 month in forceL&I to May 14, 2026
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Aug 15, 2025FMCSA revocation notice for the operating authority, dropped Aug 25, 2025opened after MANUFACTURERS ALLIANCE INSURANCE COMPANY filed a cancellation notice (effective Sep 11, 2025)L&I to May 14, 2026
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Aug 11, 2025MANUFACTURERS ALLIANCE INSURANCE COMPANYLiability · $100,000 · ended Mar 14, 2026 · replaced by another insurer7 months in forceL&I to May 14, 2026
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Mar 14, 2025MANUFACTURERS ALLIANCE INSURANCE COMPANYLiability · $100,000 · ended Aug 11, 2025 · superseded by the same policya cancellation notice effective Sep 11, 2025 came after the replacement; 5 months in forceL&I to May 14, 2026
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Mar 14, 2025GENERAL SECURITY INDEMNITY COMPANYLiability (excess) · $900,000 over $100,000 · on fileFMCSA's new system
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Mar 14, 2024PENNSYLVANIA MANUF. ASSOC. INS.Liability · $100,000 · ended Mar 14, 2025 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Mar 14, 2024GENERAL SECURITY INDEMNITY COMPANYLiability (excess) · $900,000 over $100,000 · ended Mar 14, 2025 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Mar 14, 2023PENNSYLVANIA MANUF. ASSOC. INS.Liability · $100,000 · ended Apr 13, 2023 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Mar 14, 2023GENERAL SECURITY INDEMNITY COMPANYLiability (excess) · $900,000 over $100,000 · ended Mar 14, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Mar 14, 2022FALLS LAKE NATIONAL INSURANCE COMPANYLiability · $1,000,000 · ended Mar 14, 2023 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Oct 11, 2021OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $1,000,000 · ended Mar 14, 2022 · replaced by another insurera cancellation notice effective May 7, 2022 came after the replacement; 5 months in forceL&I to May 14, 2026
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Mar 14, 2021OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $1,000,000 · ended Oct 11, 2021 · superseded by the same policy7 months in forceL&I to May 14, 2026
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Mar 14, 2017GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Mar 14, 2021 · replaced by another insurer48 months in forceL&I to May 14, 2026
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Mar 14, 2016PROGRESSIVE CASUALTY INSURANCE COMPANYLiability · $1,000,000 · ended Mar 14, 2017 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Feb 16, 2016FMCSA revocation notice for the operating authority, dropped Mar 8, 2016opened after NATIONAL INDEMNITY COMPANY filed a cancellation notice (effective Mar 14, 2016)L&I to May 14, 2026
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Jun 8, 2015NATIONAL INDEMNITY COMPANYLiability · $1,000,000 · ended Mar 14, 2016 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Jun 1, 2015FMCSA revocation notice for the operating authority, dropped Jun 9, 2015cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Mar 14, 2015NATIONAL INDEMNITY COMPANYLiability · $750,000 · ended Jun 8, 2015 · superseded by the same policy3 months in forceL&I to May 14, 2026
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Feb 17, 2015FMCSA revocation notice for the operating authority, dropped Mar 10, 2015opened after NATIONAL INDEMNITY COMPANY filed a cancellation notice (effective Mar 14, 2015)L&I to May 14, 2026
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Mar 14, 2014NATIONAL INDEMNITY COMPANYLiability · $750,000 · ended Mar 14, 2015 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Colorado 6
- Arkansas 5
- Oklahoma 5
- Iowa 4
- Alabama 3
- Illinois 3
- South Dakota 3
- Texas 3
Runs well beyond its home state: 2 of 59 inspections were in Missouri.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (15 power units: 13 filed, 15 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.7
Actual, per year in window
1.3
Projected, next 12 mo
1.1
0
0.75
1.5
We'd expect a typical fleet of 15 power units this active to have about 0.7 crashes a year (sized from the 15 units seen roadside; 13 filed). This motor carrier recorded 4 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 1.3 a year) — about 1.8× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.1 over the next 12 — about 1.4× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 3% chance in the next 12 months
Modeled fatal-crash rate is roughly 1.4× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026
Inside that window:
61 inspections
and 4 crashes.
The FMCSA record tables now hold 55 inspections and 3 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Oct 1, 2023, inspections before Nov 1, 2024
- Out-of-service inspection Oct 16, 2024 · SD · level 2 · 2 vehicle OOS · 4 violations
- 3 further inspections with no out-of-service result
Confidence: Low · Z = 0.28
Marginal — 1.44x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.049 crashes per power-unit-year for a 15-unit for-hire fleet (pu10_19). Violations 1.10x (driver behaviour 1.78x, out-of-service 1.14x, all violations 1.22x; 61 inspections). Experience 1.32x: 2.7 decayed crashes against 1.2 expected over 36 months (credibility 0.28, a 3.23). 80% range 0.74–2.26x. Fleet sized at 15 units from roadside VINs (13 filed). Last change: the violation record.
Since the previous weekly run the risk relativity moved -4.2%, driven by the violation record.
Scoring flags
Thin record (low credibility: little exposure behind the grade)
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.9 crashes per 100 power-unit-years
15 power units (13 filed, 15 seen roadside) · 0.74 expected crashes a year
Violation relativity
1.10×
61 inspections in window
Crash experience
1.32×
2.7 decayed crashes vs 1.2 expected · credibility 0.28
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.44× (80% range 0.74–2.26×)
· band Marginal
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
59
Driver Insp
59
Driver OOS
1
Vehicle Insp
25
Vehicle OOS
11
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 8 | 2.61 | |
| HOS Compliance | 11 | 0.65 | |
| Driver Fitness | 1 | 0.19 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 18 | 8.46 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-DEC-25 – 31-DEC-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.