MS LINES AND MORE CORP
(630) 576-1175
mslines2013@yahoo.com
12701 Dunmoor Drive, Lemont IL 60439
45
tractors
45 drivers
5.3M mi/yr · ~118k per unit
Marginal
FRED Score 30.0 / 100
Moderate confidence
13 yrs history · 116 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 45
- Drivers · CDL
- 45 · 45
- Annual miles
- 5.3M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 37 | 8 | 0 | 45 |
| Trailers | 40 | 5 | 0 | 45 |
Registration
- Registered
- 03-28-2013 (13 yrs)
- MCS-150 Update
- 09-30-2026
- FRED Score Date
- Nov 08, 2026
- Officer
- TOMA ZALECKAITE
- Officer
- MARTYNAS SATRAITIS
Cargo
74.6
high risk
Motor Vehicles
General Freight
- High-Risk Cargo
- Motor Vehicles, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 1.7× that of similar fleets.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.73×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Poor. Its estimate (1.73× similar fleets) is in the Poor range, but the record isn't strong enough to be 60% sure it is above the Poor line (1.57×), so the grade stays Marginal.
Expected crashes, next 12 months
3.6 vs 2.1 for similar fleets
Likely 1–7 crashes
This motor carrier
3.6
Similar fleets
2.1
Chance of a fatal crash, next 12 months
~9%
About 1.7× similar fleets.
What's driving the grade
Crash history
betterworse
Leans worse, not yet proven. 9 crashes on the FMCSA record in 24 months (about 4.5 a year), including 1 with injuries; similar fleets have about 2.1 a year. The grade counts 11 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Worse than peers. Unsafe-driving and hours-of-service violations 1.82×, out-of-service orders 1.45× and violations 1.40× the rate expected for its inspections. Together they move its crash estimate +13%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service11 out-of-service violations against drivers: 7 hours of service, 3 no valid CDL, 1 English proficiency (Nov 2024 – Sep 2026).Ask: driver supervision and dispatch practices.
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Brakes and lightsBrakes are 35 of 163 violations (21%). Brake or light defects led to 16 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate42.6% of vehicle inspections end out of service vs 22.3% nationally (26 of 61). Across all its inspections, out-of-service orders run 1.45× what's expected for where and how it's inspected.
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Falsified logs2 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
Strengths
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 7
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
9
0 fatalities · 1 injury · 0 tow-aways
Inspections
116
47% clean (no violations)
Vehicle out-of-service
42.6%
26 of 61
National avg 22.3%
Driver out-of-service
6.0%
7 of 116
National avg 6.7%
Violations
163
49 out-of-service
Inspected more often than interstate fleets of 20–49 trucks in Illinois (about 77 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 1 inspection.
vs 737 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.100 | 0.028 |
| Inspections | 1.82 | 0.77 |
| Violations | 1.81 | 0.45 |
| Critical violations | 0.39 | 0.10 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, high-risk cargo.
What they get cited for
163 violations · 24 months-
Vehicle maintenance No alert119 · 38 OOSBrakes 35 · Lights 26 · Tires 24 · Cargo securement 4 · Wheels & hubs 4 · 26 more
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Hours of service No alert23 · 7 OOSLogbook / ELD paperwork 15 · No log 3 · Over hours limit 3 · False log 2
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Unsafe driving No alert17 · 0 OOSReckless / lane 11 · Speeding 3 · Other 3
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Driver fitness No alert4 · 4 OOSNo valid CDL 3 · English proficiency 1
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
May202026TennesseeProperty damage onlyWet road, daylight, two-way trafficway divided unprotected median. Citation issued.
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Apr102026LouisianaProperty damage onlyDaylight, one-way trafficway not divided. Citation issued.
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Apr42026KentuckyProperty damage onlyWater(standing moving) road, daylight, rain, two-way trafficway divided unprotected median.
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Jan202026MissouriProperty damage onlyDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Dec312025OhioProperty damage onlySnow road, dark - not lighted, snow, one-way trafficway not divided. FMCSA: not preventable.
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Sep272025VirginiaProperty damage onlyWet road, daylight, rain, two-way trafficway divided unprotected median. Citation issued.
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Aug272025TennesseeInjury · 1 person hurtDark - not lighted, two-way trafficway divided unprotected median.
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Jul162025IllinoisProperty damage onlyWet road, daylight, rain, two-way trafficway divided unprotected median.
1 more in the FMCSA records below.
1 of the 9 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$1,000,000 · Spinnaker Insurance Companyon record since Apr 20, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Apr 2013
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 7, 2026
- One liability insurer throughout
- 2 cancellation notices filed by insurers; 2 took effect (the last Apr 20, 2026, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's new registration system, status since May 26, 2017)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
14 filings and 10 authority events since 2013 · FMCSA record through Nov 7, 2026
Every insurance filing on the FMCSA record
14 filings and 10 authority events since 2013 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Apr 20, 2026Spinnaker Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Mar 24, 2026FMCSA revocation notice for the operating authority, dropped Apr 16, 2026opened after SPINNAKER INSURANCE COMPANY filed a cancellation notice (effective Apr 20, 2026)L&I to May 14, 2026
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Feb 25, 2026SPINNAKER INSURANCE COMPANYLiability · $1,000,000 · ended Apr 20, 2026 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Jan 29, 2026FMCSA revocation notice for the operating authority, dropped Feb 13, 2026opened after SPINNAKER INSURANCE COMPANY filed a cancellation notice (effective Feb 25, 2026)L&I to May 14, 2026
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Dec 6, 2023SPINNAKER INSURANCE COMPANYLiability · $1,000,000 · ended Feb 25, 2026 · cancellation notice took effect27 months in forceL&I to May 14, 2026
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Sep 10, 2022SPINNAKER INSURANCE COMPANYLiability · $750,000 · ended Dec 6, 2023 · superseded by the same policy15 months in forceL&I to May 14, 2026
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Sep 10, 2021WATFORD INSURANCE COMPANYLiability · $1,000,000 · ended Sep 10, 2022 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Aug 16, 2021FMCSA revocation notice for the operating authority, dropped Sep 10, 2021opened after MILFORD CASUALTY INSURANCE COMPANY filed a cancellation notice (effective Sep 10, 2021)L&I to May 14, 2026
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Sep 10, 2020MILFORD CASUALTY INSURANCE COMPANYLiability · $750,000 · ended Sep 10, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 10, 2019ARTISAN & TRUCKERS CASUALTY COMPANYLiability · $750,000 · ended Sep 10, 2020 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Aug 14, 2019FMCSA revocation notice for the operating authority, dropped Sep 11, 2019opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Sep 10, 2019)L&I to May 14, 2026
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Oct 29, 2018STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $750,000 · ended Sep 10, 2019 · cancellation notice took effect10 months in forceL&I to May 14, 2026
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Oct 2, 2018FMCSA revocation notice for the operating authority, dropped Oct 29, 2018opened after NORTHLAND INSURANCE COMPANY filed a cancellation notice (effective Oct 29, 2018)L&I to May 14, 2026
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Jul 19, 2017NORTHLAND INSURANCE COMPANYLiability · $1,000,000 · ended Oct 29, 2018 · cancellation notice took effect15 months in forceL&I to May 14, 2026
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May 26, 2017Operating authority reinstatedL&I to May 14, 2026
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Mar 14, 2017Operating authority revoked (cause not stated)L&I to May 14, 2026
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Sep 2, 2016NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Jul 19, 2017 · superseded by the same policy11 months in forceL&I to May 14, 2026
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Sep 2, 2015SPIRIT COMMERCIAL AUTO RR GROUP, INCLiability · $750,000 · ended Sep 2, 2016 · replaced by another insurera cancellation notice effective Oct 1, 2016 came after the replacement; 12 months in forceL&I to May 14, 2026
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Sep 2, 2014ARTISAN & TRUCKERS CASUALTY COMPANYLiability · $1,000,000 · ended Sep 2, 2015 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Aug 6, 2014FMCSA revocation notice for the operating authority, dropped Aug 20, 2014opened after OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. filed a cancellation notice (effective Sep 2, 2014)L&I to May 14, 2026
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Apr 8, 2014OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $750,000 · ended Sep 2, 2014 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Mar 12, 2014FMCSA revocation notice for the operating authority, dropped Apr 8, 2014opened after OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. filed a cancellation notice (effective Apr 8, 2014)L&I to May 14, 2026
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Apr 18, 2013Operating authority grantedL&I to May 14, 2026
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Apr 8, 2013OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $750,000 · ended Apr 8, 2014 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Tennessee 13
- South Dakota 9
- North Carolina 7
- Texas 7
- Illinois (HQ) 6
- Ohio 6
- Indiana 5
- Kentucky 5
Runs well beyond its home state: 6 of 116 inspections were in Illinois.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (45 power units: 45 filed, 38 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
2.1
Actual, per year in window
3.7
Projected, next 12 mo
3.6
0
2.25
4.5
We'd expect a typical fleet of 45 power units this active to have about 2.1 crashes a year. This motor carrier recorded 11 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 3.7 a year) — about 1.8× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 3.6 over the next 12 — about 1.7× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 9% chance in the next 12 months
Modeled fatal-crash rate is roughly 1.7× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026
Inside that window:
112 inspections
and 11 crashes.
The FMCSA record tables now hold 111 inspections and 9 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Oct 1, 2023, inspections before Nov 1, 2024
- 5 inspections with no out-of-service result
Confidence: Moderate · Z = 0.60
Marginal — 1.73x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.046 crashes per power-unit-year for a 45-unit for-hire fleet (pu20_49). Violations 1.13x (driver behaviour 1.82x, out-of-service 1.45x, all violations 1.40x; 112 inspections). Experience 1.53x: 6.8 decayed crashes against 3.6 expected over 36 months (credibility 0.60, a 2.41). 80% range 1.02–2.52x. Last change: older crashes rolling off.
Since the previous weekly run the risk relativity moved -2.5%, driven by older crashes rolling off the 36-month ramp.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.6 crashes per 100 power-unit-years
45 power units · 2.07 expected crashes a year
Violation relativity
1.13×
112 inspections in window
Crash experience
1.53×
6.8 decayed crashes vs 3.6 expected · credibility 0.60
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.73× (80% range 1.02–2.52×)
· band Poor → displayed Marginal
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
116
Driver Insp
116
Driver OOS
7
Vehicle Insp
61
Vehicle OOS
26
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 17 | 2.18 | |
| HOS Compliance | 13 | 0.89 | |
| Driver Fitness | 4 | 0.31 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 42 | 9.77 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-AUG-26 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.