FSS TOWING & RECOVERY LLC
DBA: HOOK AND HAUL
FMCSA Live Status
Fleet & equipment
- Power units
- 2
- Drivers · CDL
- 2 · 0
- Annual miles
- 250k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 2 | 0 | 0 | 2 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Registered
- 12-03-2013 (13 yrs)
- MCS-150 Update
- 07-07-2025
- FRED Score Date
- Nov 07, 2026
- Officer
- JARROD FLETCHER
Cargo
- High-Risk Cargo
- Motor Vehicles
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
FMCSA suspended it for insurance: no liability filing meeting the FMCSA minimum on file. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
Expected crash rate is probably lower than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Authority was suspended for insuranceFMCSA suspended the operating authority on Oct 2, 2026 (no liability filing meeting the FMCSA minimum on file) and reinstated it on Oct 29, 2026. Not in the grade.Ask: what covered the fleet between Oct 2, 2026 and Oct 29, 2026, and who ended the policy and why.
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Driver qualification5 out-of-service violations against drivers: 5 no valid CDL (Apr 2025 – Aug 2026).Ask: driver qualification files and hiring standards.
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Lights and tiresLights are 8 of 21 violations (38%). Light or tire defects led to 3 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Driver out-of-service rate22.2% of driver inspections end out of service vs 6.7% nationally (4 of 18), but across all its inspections out-of-service orders are 1.15× what's expected for where and how it's inspected, the measure the grade uses.
- No reportable crashes in 24 months.
- Vehicle out-of-service rate 8.3% vs 22.3% national.
- No FMCSA BASIC alerts.
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Unusual inspection rateInspections per truck fall outside the normal range (1st–99th percentile), which can point to a mis-reported fleet size or data issues.
Track record
Inspected more often than interstate fleets of 2–5 trucks in West Virginia (about 3 in 24 months would be typical; 29% of them had none).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.038 |
| Inspections | 10.00 | 1.38 |
| Violations | 5.25 | 1.31 |
| Critical violations | 2.00 | 0.27 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, high-risk cargo.
What they get cited for
21 violations · 24 months-
Vehicle maintenance No alert14 · 3 OOSLights 8 · Tires 3 · Other parts 3
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Driver fitness No alert5 · 5 OOSNo valid CDL 5
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Unsafe driving No alert2 · 0 OOSSeat belt 1 · Speeding 1
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Hours of service No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$1,000,000 · NATIONAL LIABILITY & FIRE INSURANCE COMPANYon record since Oct 26, 2026 · FMCSA minimum $1,000,000
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 3 liability insurers on FMCSA's record, 2 changes: PROGRESSIVE CLASSIC INSURANCE COMPANY → NATIONAL LIABILITY & FIRE INSURANCE COMPANY (Oct 2026); AMGUARD INSURANCE COMPANY → PROGRESSIVE CLASSIC INSURANCE COMPANY (Jun 2025)
- 4 cancellation notices filed by insurers; 3 took effect (the last Sep 24, 2026, replaced 32 days later); 1 replaced before it took effect
- 32 days without a liability filing (Sep 24, 2026 – Oct 26, 2026) while the authority required one; a later back-dated filing can close a lapse
- FMCSA suspended the operating authority Oct 2, 2026: no liability filing meeting the FMCSA minimum on file; reinstated Oct 29, 2026. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notice served Aug 25, 2026 (suspension effective Sep 24, 2026); the authority stayed active. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notices resolved in time: 4
Operating authority active (FMCSA's new registration system, status since Oct 29, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
18 filings and 19 authority events since 2014 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 29, 2026Operating authority reinstatedFMCSA's new system
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Oct 26, 2026NATIONAL LIABILITY & FIRE INSURANCE COMPANYLiability · $1,000,000 · on fileFMCSA's new system
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Oct 2, 2026Operating authority suspended: no insurance filing meeting the FMCSA minimum on fileFMCSA's new system
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Aug 25, 2026FMCSA suspension notice for the operating authority, effective Sep 24, 2026the authority stayed activeFMCSA's new system
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Aug 27, 2025PROGRESSIVE CLASSIC INSURANCE COMPANYLiability · $750,000 · ended Sep 24, 2026 · cancellation notice took effect13 months in forceFMCSA's new system
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Jul 31, 2025FMCSA revocation notice for the operating authority, dropped Aug 15, 2025opened after PROGRESSIVE CLASSIC INSURANCE COMPANY filed a cancellation notice (effective Aug 27, 2025)L&I to May 14, 2026
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Jun 27, 2025PROGRESSIVE CLASSIC INSURANCE COMPANYLiability · $750,000 · ended Aug 27, 2025 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Jun 6, 2025FMCSA revocation notice for the operating authority, dropped Jun 25, 2025opened after AMGUARD INSURANCE COMPANY filed a cancellation notice (effective Jul 3, 2025)L&I to May 14, 2026
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Jun 30, 2024AMGUARD INSURANCE COMPANYLiability · $750,000 · ended Jun 27, 2025 · replaced by another insurera cancellation notice effective Jul 3, 2025 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jun 3, 2024FMCSA revocation notice for the operating authority, dropped Jul 3, 2024opened after AMGUARD INSURANCE COMPANY filed a cancellation notice (effective Jun 30, 2024)L&I to May 14, 2026
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Dec 21, 2023Operating authority reinstatedL&I to May 14, 2026
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Dec 6, 2023AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Jun 30, 2024 · cancellation notice took effect7 months in forceL&I to May 14, 2026
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Dec 6, 2023Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 30, 2023AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Dec 6, 2023 · insurer name change5 months in forceL&I to May 14, 2026
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Jun 30, 2022AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Jun 30, 2023 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 3, 2022FMCSA revocation notice for the operating authority, dropped Jun 29, 2022opened after WHITE PINE INSURANCE COMPANY filed a cancellation notice (effective Jun 30, 2022)L&I to May 14, 2026
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Jun 30, 2021WHITE PINE INSURANCE COMPANYLiability · $1,000,000 · ended Jun 30, 2022 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 3, 2021FMCSA revocation notice for the operating authority, dropped Jun 24, 2021opened after WHITE PINE INSURANCE COMPANY filed a cancellation notice (effective Jun 30, 2021)L&I to May 14, 2026
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Jun 30, 2020WHITE PINE INSURANCE COMPANYLiability · $1,000,000 · ended Jun 30, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 16, 2018Operating authority reinstatedL&I to May 14, 2026
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Sep 27, 2018UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · ended Jun 30, 2020 · replaced by another insurer21 months in forceL&I to May 14, 2026
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Sep 17, 2018Operating authority revoked (cause not stated)L&I to May 14, 2026
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May 1, 2018WHITE PINE INSURANCE COMPANYLiability · $1,000,000 · ended Sep 8, 2018 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Apr 4, 2018FMCSA revocation notice for the operating authority, dropped Apr 6, 2018opened after WHITE PINE INSURANCE COMPANY filed a cancellation notice (effective May 1, 2018)L&I to May 14, 2026
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Sep 8, 2017WHITE PINE INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2018 · cancellation notice took effect8 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- West Virginia (HQ) 24
- Kentucky 3
Mostly inspected in its home state (89%).
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (11 power units: 2 filed, 11 seen roadside in 24 months).
We'd expect a typical fleet of 11 power units this active to have about 0.5 crashes a year (sized from the 11 units seen roadside; 2 filed). This motor carrier recorded 0 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.0 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.3 over the next 12 — below a typical fleet.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 2 | 8.50 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 4 | 1.51 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 9 | 3.89 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 30-JUL-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.