GRAY CARRIERS INC
(402) 379-2357
graycarriers@telebeep.com
1308 N Airport Rd, Norfolk NE 68501
15
tractors · all owned
24 drivers
1.8M mi/yr · ~118k per unit
Satisfactory
FRED Score 50.0 / 100
Low confidence
42 yrs history · 27 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 15
- Drivers · CDL
- 24 · 24
- Annual miles
- 1.8M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 15 | 0 | 0 | 15 |
| Trailers | 33 | 8 | 0 | 41 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (12-10-1990) · 35 yr old
- Registered
- 04-23-1984 (42 yrs)
- MCS-150 Update
- 10-17-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- ROY GRAY
- Officer
- SHERRY GRAY
Cargo
55.9
medium risk
General Freight
Beverages
Dry Bulk
Paper Products
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 10% higher than similar fleets.
Similar fleets: interstate fleets of about 15 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.10×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Marginal. Its estimate (1.10× similar fleets) is in the Marginal range, but the record isn't strong enough to be 60% sure it is above the Marginal line (1.06×), so the grade stays Satisfactory.
Expected crashes, next 12 months
0.9 vs 0.8 for similar fleets
This motor carrier
0.9
Similar fleets
0.8
Chance of a fatal crash, next 12 months
~3%
About typical for similar fleets.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
Strengths
- Driver out-of-service rate 3.7% vs 6.7% national.
- No FMCSA BASIC alerts.
- 78% of inspections found no violations.
Data flags
-
Dangerous driving: 1
Track record
FMCSA record, Oct 2024 – Aug 2026
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
3
0 fatalities · 1 injury · 0 tow-aways
Inspections
27
78% clean (no violations)
Vehicle out-of-service
20.0%
1 of 5
National avg 22.3%
Driver out-of-service
3.7%
1 of 27
National avg 6.7%
Violations
11
2 out-of-service
Inspected more often than interstate fleets of 10–19 trucks in Nebraska (about 15 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 14,144 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.100 | 0.034 |
| Inspections | 1.33 | 1.23 |
| Violations | 0.37 | 0.97 |
| Critical violations | 0.03 | 0.18 |
Yearly rates from the last 24 months. Peers: interstate fleets, 10–19 power units, medium-risk cargo.
What they get cited for
11 violations · 24 months-
Vehicle maintenance No alert6 · 1 OOSLights 4 · Tires 1 · Other parts 1
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Unsafe driving No alert3 · 0 OOSSpeeding 2 · Other 1
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Hours of service No alert2 · 1 OOSLogbook / ELD paperwork 1 · No log 1
-
Driver fitness No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Oct102025IowaInjury · 1 person hurtDark - lighted, one-way trafficway not divided.
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Jun252025IowaProperty damage onlyWet road, dark - not lighted, rain, two-way trafficway divided unprotected median.
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Mar52025KansasProperty damage onlyDark - not lighted, two-way trafficway not divided.
1 of the 3 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$750,000 · ACUITY, A MUTUAL INSURANCE COMPANYon record since Jan 1, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jun 2000
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 3 liability insurers on FMCSA's record, 2 changes: NORTHLAND INSURANCE COMPANY → ACUITY, A MUTUAL INSURANCE COMPANY (Jan 2026); SENTRY SELECT INSURANCE COMPANY → NORTHLAND INSURANCE COMPANY (Jan 2025)
- 1 cancellation notice filed by an insurer, replaced before it took effect
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Dec 19, 2017)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
22 filings and 9 authority events since 1984 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
22 filings and 9 authority events since 1984 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jan 1, 2026ACUITY, A MUTUAL INSURANCE COMPANYLiability · $750,000 · on fileL&I to May 14, 2026
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Jan 1, 2025NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Jan 1, 2026 · replaced by another insurera cancellation notice effective Jan 28, 2026 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jan 1, 2022SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Jan 1, 2025 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Jan 1, 2020ACUITY, A MUTUAL INSURANCE COMPANYLiability · $750,000 · ended Jan 1, 2022 · replaced by another insurera cancellation notice effective Feb 3, 2022 came after the replacement; 24 months in forceL&I to May 14, 2026
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Jan 1, 2018SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Jan 1, 2020 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Dec 5, 2017FMCSA revocation notice for the operating authority, dropped Dec 19, 2017opened after CONTINENTAL WESTERN INSURANCE CO. filed a cancellation notice (effective Jan 1, 2018)L&I to May 14, 2026
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Jan 1, 2014CONTINENTAL WESTERN INSURANCE CO.Liability · $750,000 · ended Jan 1, 2018 · cancellation notice took effect48 months in forceL&I to May 14, 2026
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Jan 1, 2012NATIONAL CASUALTY COMPANYLiability · $750,000 · ended Jan 1, 2014 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Feb 7, 2011NORTHLAND INSURANCE COMPANYCargo · ended Jan 4, 2012 · cancellation notice took effect11 months in forceL&I to May 14, 2026
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Jan 31, 2011FMCSA revocation notice for the operating authority, dropped Feb 8, 2011cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jan 1, 2011AMERICAN GUARANTEE & LIABILITY INS. CO.Cargo · ended Feb 7, 2011 · replaced by another insurera cancellation notice effective Feb 25, 2011 came after the replacement; 1 month in forceL&I to May 14, 2026
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Jan 1, 2011AMERICAN GUARANTEE & LIABILITY INS. CO.Liability · $750,000 · ended Jan 1, 2012 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Dec 6, 2010FMCSA revocation notice for the operating authority, dropped Dec 30, 2010opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Jan 1, 2011)L&I to May 14, 2026
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Jan 1, 2010EMPIRE FIRE & MARINE INSURANCE CO.Liability · $750,000 · ended Jan 1, 2011 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Dec 7, 2009FMCSA revocation notice for the operating authority, dropped Dec 31, 2009opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Jan 1, 2010)L&I to May 14, 2026
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Jan 1, 2009EMPIRE FIRE & MARINE INSURANCE CO.Liability · $750,000 · ended Jan 1, 2010 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Dec 5, 2008FMCSA revocation notice for the operating authority, dropped Dec 30, 2008opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Jan 1, 2009)L&I to May 14, 2026
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Jan 1, 2008EMPIRE FIRE & MARINE INSURANCE CO.Liability · $750,000 · ended Jan 1, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Dec 5, 2007FMCSA revocation notice for the operating authority, dropped Dec 31, 2007opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Jan 1, 2008)L&I to May 14, 2026
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Jan 1, 2007NORTHLAND INSURANCE COMPANYCargo · ended Jan 1, 2011 · replaced by another insurer48 months in forceL&I to May 14, 2026
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Jan 1, 2007EMPIRE FIRE & MARINE INSURANCE CO.Liability · $750,000 · ended Jan 1, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Feb 13, 2006GREAT WEST CASUALTY CO.Cargo · ended Jan 1, 2007 · replaced by another insurer11 months in forceL&I to May 14, 2026
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Feb 13, 2006GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Jan 1, 2007 · replaced by another insurer11 months in forceL&I to May 14, 2026
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Mar 19, 2001Operating authority reinstatedL&I to May 14, 2026
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Feb 28, 2001GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Feb 13, 2006 · replaced by the same insurer (renewal)59 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Nebraska (HQ) 18
- Iowa 3
- Kansas 3
- South Dakota 2
- Minnesota 1
67% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (medium).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.8
Actual, last 12 mo
4.0
Projected, next 12 mo
0.9
0
2.25
4.5
We'd expect a typical fleet of this size this active to have about 0.8 crashes a year. This motor carrier recorded 4 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — about 4.9× a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.9 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 3% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Scored on Aug 1, 2025 → Jul 31, 2026 · data as of Sep 24, 2026
Inside that window:
26 inspections
and 4 crashes.
The FMCSA record tables now hold 14 inspections and 1 crash in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Before Aug 1, 2025 — aged out of the window
- Crash Jun 25, 2025 · IA · 0 injuries, 0 fatalities · engine severity weight 1
- Crash Mar 5, 2025 · KS · 0 injuries, 0 fatalities · engine severity weight 1
- Out-of-service inspection Apr 15, 2025 · KS · level 2 · 1 vehicle OOS · 3 violations
- 11 further inspections with no out-of-service result
After Jul 31, 2026 — after the scoring window, not yet scored
- 1 inspection with no out-of-service result — not yet scored
Confidence: Low · Z = 0.27
Satisfactory — 1.10x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.054 crashes per power-unit-year for a 15-unit for-hire fleet (pu10_19). Violations 0.89x (driver behaviour 0.80x, out-of-service 0.65x, all violations 0.46x; 26 inspections). Experience 1.24x: 2.1 decayed crashes against 1.1 expected over 36 months (credibility 0.27, a 3.08). 80% range 0.53–1.77x. Last change: no change since the last run.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
27
Driver Insp
27
Driver OOS
1
Vehicle Insp
5
Vehicle OOS
1
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 3 | 1.30 | |
| HOS Compliance | 2 | 0.35 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 3 | 3.50 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-AUG-25 – 28-JUL-26) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.