KEANE THUMMEL TRUCKING INC
(712) 585-3266
hr@kttinc.com
419 Main St, New Market IA 51646
190
power units · all owned
185 drivers
22M mi/yr · ~116k per unit
Marginal
FRED Score 44.3 / 100
High confidence
42 yrs history · 341 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 190
- Drivers · CDL
- 185 · 185
- Annual miles
- 22M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 3 | 0 | 0 | 3 |
| Tractors | 187 | 0 | 0 | 187 |
| Trailers | 357 | 0 | 0 | 357 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (03-05-2009) · 17 yr old
- Registered
- 07-09-1984 (42 yrs)
- MCS-150 Update
- 01-16-2026 (Biennial Update)
- FRED Score Date
- Nov 08, 2026
- Officer
- KEANE THUMMEL
- Officer
- SUSAN THUMMEL
Cargo
65.3
medium risk
Motor Vehicles
Drive/Tow Away
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
Intermodal Containers
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Beverages
Other: PARTS
Grain/Feed/Hay
US Mail
Paper Products
Utility
Farm Supplies
Construction
Chemicals
- High-Risk Cargo
- Motor Vehicles, Drive/Tow Away, Machinery Large, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.20×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
9.5 vs 7.9 for similar fleets
Likely 4–15 crashes
This motor carrier
9.5
Similar fleets
7.9
Chance of a fatal crash, next 12 months
~23%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
Leans worse, not yet proven. 20 crashes on the FMCSA record in 24 months (about 10 a year), including 1 fatal (1 death) and 4 with injuries; similar fleets have about 7.9 a year. The grade counts 32 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Better than peers. Violations 0.31× and out-of-service orders 0.37× the rate expected for its inspections. Together they move its crash estimate -15%. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
Fatal crash1 crash with 1 fatality in 24 months (most recent Nov 25, 2025).Ask: the accident register and loss runs for these crashes.
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Injury crashes4 crashes with 4 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service3 out-of-service violations against drivers: 2 no valid CDL, 1 hours of service (May 2025 – Jan 2026).Ask: driver supervision and dispatch practices.
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Brakes and cargo securementBrakes are 20 of 118 violations (17%). Brake or cargo securement defects led to 11 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs3 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 8 for speeding 15+ mph over or in a work zone and 1 for phone use.Ask: telematics, speed governance and phone policy.
Strengths
- Vehicle out-of-service rate 10.9% vs 22.3% national; driver 0.9% vs 6.7%.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 14
-
Excessive speeding: 18
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
20
1 fatality · 5 injuries · 0 tow-aways
Inspections
341
73% clean (no violations)
Vehicle out-of-service
10.9%
20 of 184
National avg 22.3%
Driver out-of-service
0.9%
3 of 341
National avg 6.7%
Violations
118
24 out-of-service
Inspected more often than interstate fleets of 100–199 trucks in Iowa (about 159 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 5 inspections.
vs 1,732 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.050 | 0.025 |
| Inspections | 1.38 | 0.97 |
| Violations | 0.31 | 0.54 |
| Critical violations | 0.09 | 0.10 |
Yearly rates from the last 24 months. Peers: interstate fleets, 100–199 power units, medium-risk cargo.
What they get cited for
118 violations · 24 months-
Unsafe driving No alert54 · 0 OOSSpeeding 22 · Reckless / lane 17 · Seat belt 8 · Phone use 1 · Other 6
-
Vehicle maintenance No alert44 · 21 OOSBrakes 20 · Cargo securement 9 · Tires 8 · Lights 5 · Other parts 2
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Hours of service No alert18 · 1 OOSLogbook / ELD paperwork 9 · Over hours limit 5 · False log 3 · No log 1
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Driver fitness No alert2 · 2 OOSNo valid CDL 2
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jun12026TennesseeInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
-
May172026OhioProperty damage onlyWet road, dark - lighted, rain, one-way trafficway not divided.
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May82026IllinoisProperty damage onlyWet road, daylight, rain, one-way trafficway not divided.
-
May12026West VirginiaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
-
Apr172026ArizonaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jan142026North CarolinaProperty damage onlyDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jan142026VirginiaProperty damage onlyWet road, dark - not lighted, rain, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Dec92025IllinoisInjury · 1 person hurtIce road, daylight, snow. FMCSA: not preventable.
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Nov252025IndianaFatal · 1 deathWet road, daylight. FMCSA: not preventable.
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Jul182025AlabamaInjury · 1 person hurtWet road, daylight, rain, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jan202025OklahomaInjury · 1 person hurtSnow road, daylight, blowing sand soil dirt or snow, two-way trafficway divided positive barrier. Citation issued. FMCSA: not preventable.
12 more in the FMCSA records below.
1 of the 20 crashes was fatal.
4 of the 20 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$1,000,000 · National Interstate Insurance Companyon record since Oct 1, 2020 · FMCSA minimum $750,000 · no gap on FMCSA's record since Dec 1986
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 7, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Jan 20, 1988)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
20 filings and 4 authority events since 1984 · FMCSA record through Nov 7, 2026
Every insurance filing on the FMCSA record
20 filings and 4 authority events since 1984 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 1, 2020National Interstate Insurance CompanyLiability · $1,000,000 · on fileMC 172194 · FMCSA's new system
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Apr 1, 2020Old Republic Surety CompanyBroker bond (BMC-84) · on file · on fileMC 821336 · FMCSA's new system
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Mar 9, 2020FMCSA revocation notice for the broker authority, dropped Mar 23, 2020cause not stated in FMCSA's older recordsMC 821336 · L&I to May 14, 2026
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Nov 1, 2019THE TRAVELERS INDEMNITY CO. OF CONNECTICUTLiability · $1,000,000 · ended Oct 1, 2020 · replaced by another insurer11 months in forceMC 172194 · L&I to May 14, 2026
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Nov 1, 2018PROTECTIVE INSURANCE CO.Liability bond (BMC-82) · ended Nov 1, 2019 · replaced by another insurer12 months in forceMC 172194 · L&I to May 14, 2026
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Oct 1, 2013GREAT WEST CASUALTY CO.Broker bond (BMC-84) · ended Apr 1, 2020 · replaced by another insurera cancellation notice effective Apr 5, 2020 came after the replacement; 78 months in forceMC 821336 · L&I to May 14, 2026
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Apr 22, 2013Broker authority grantedMC 821336 · L&I to May 14, 2026
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Apr 1, 2013GREAT WEST CASUALTY CO.Broker bond (BMC-84) · ended Oct 1, 2013 · superseded by the same policy6 months in forceMC 821336 · L&I to May 14, 2026
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Jul 10, 2012GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Nov 1, 2018 · replaced by another insurer76 months in forceMC 172194 · L&I to May 14, 2026
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Nov 1, 2003GREAT WEST CASUALTY CO.Cargo · ended Dec 6, 2018 · cancellation notice took effect181 months in forceMC 172194 · L&I to May 14, 2026
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Nov 1, 2003GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Jul 10, 2012 · superseded by the same policy104 months in forceMC 172194 · L&I to May 14, 2026
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Nov 1, 2002HARTFORD FIRE INSURANCE COMPANYCargo · ended Nov 1, 2003 · replaced by another insurer12 months in forceMC 172194 · L&I to May 14, 2026
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Nov 1, 2001ROYAL INDEMNITY COMPANYCargo · ended Nov 1, 2002 · replaced by another insurera cancellation notice effective Dec 13, 2002 came after the replacement; 12 months in forceMC 172194 · L&I to May 14, 2026
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Nov 1, 2001LIBERTY MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Nov 1, 2003 · replaced by another insurer24 months in forceMC 172194 · L&I to May 14, 2026
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Nov 1, 2000GREAT WEST CASUALTY CO.Cargo · ended Nov 1, 2001 · replaced by another insurera cancellation notice effective Dec 5, 2001 came after the replacement; 12 months in forceMC 172194 · L&I to May 14, 2026
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Nov 1, 2000GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Nov 1, 2001 · replaced by another insurera cancellation notice effective Dec 5, 2001 came after the replacement; 12 months in forceMC 172194 · L&I to May 14, 2026
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Nov 1, 1998GREAT AMERICAN INSURANCE COMPANY OF NEW YORKCargo · ended Nov 1, 2000 · replaced by another insurer24 months in forceMC 172194 · L&I to May 14, 2026
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Nov 1, 1998THE HANOVER AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Nov 1, 2000 · replaced by another insurer24 months in forceMC 172194 · L&I to May 14, 2026
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Nov 20, 1997GREAT WEST CASUALTY CO.Cargo · ended Nov 1, 1998 · cancellation notice took effect11 months in forceMC 172194 · L&I to May 14, 2026
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Nov 20, 1997GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Nov 1, 1998 · cancellation notice took effect11 months in forceMC 172194 · L&I to May 14, 2026
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Dec 26, 1989FMCSA revocation notice for the operating authority, dropped Jan 11, 1990cause not stated in FMCSA's older recordsMC 172194 · L&I to May 14, 2026
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Oct 25, 1989GREAT WEST CASUALTY CO.Cargo · ended Nov 20, 1997 · replaced by the same insurer (renewal)97 months in forceMC 172194 · L&I to May 14, 2026
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Dec 7, 1986GREAT WEST CASUALTY CO.Liability · $750,000 · ended Nov 20, 1997 · replaced by the same insurer (renewal)131 months in forceMC 172194 · L&I to May 14, 2026
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Mar 15, 1984Operating authority grantedMC 172194 · L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Missouri 39
- North Carolina 38
- Iowa (HQ) 30
- Illinois 29
- Tennessee 24
- Kansas 16
- Kentucky 16
- California 15
Runs well beyond its home state: 30 of 341 inspections were in Iowa.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (190 power units: 190 filed, 175 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
7.9
Actual, per year in window
10.7
Projected, next 12 mo
9.5
0
6
12
We'd expect a typical fleet of 190 power units this active to have about 7.9 crashes a year. This motor carrier recorded 32 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 10.7 a year) — about 1.3× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 9.5 over the next 12 — about 1.2× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 23% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026
Inside that window:
332 inspections
and 32 crashes.
The FMCSA record tables now hold 320 inspections and 20 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Oct 1, 2023, inspections before Nov 1, 2024
- Out-of-service inspection Oct 31, 2024 · IA · level 1 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Oct 26, 2024 · MO · level 1 · 1 vehicle OOS · 1 violation
- 19 further inspections with no out-of-service result
Confidence: High · Z = 0.78
Marginal — 1.20x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.042 crashes per power-unit-year for a 190-unit for-hire fleet (pu100_199). Violations 0.85x (driver behaviour 1.11x, out-of-service 0.37x, all violations 0.31x; 332 inspections). Experience 1.41x: 15.9 decayed crashes against 10.4 expected over 36 months (credibility 0.78, a 2.97). 80% range 0.84–1.60x. Last change: a new crash.
Since the previous weekly run the risk relativity moved +0.7%, driven by a new crash on the record.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.2 crashes per 100 power-unit-years
190 power units · 7.94 expected crashes a year
Violation relativity
0.85×
332 inspections in window
Crash experience
1.41×
15.9 decayed crashes vs 10.4 expected · credibility 0.78
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.20× (80% range 0.84–1.60×)
· band Marginal
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
341
Driver Insp
341
Driver OOS
3
Vehicle Insp
184
Vehicle OOS
20
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 50 | 2.16 | |
| HOS Compliance | 15 | 0.20 | |
| Driver Fitness | 2 | 0.05 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 35 | 1.19 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-DEC-25 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.