AUTOMOTIVE TALK TOWING & RECOVERY LLC
DBA: AUTOMOTIVE TALK TOWING & RECOVERY
FMCSA Live Status
Fleet & equipment
- Power units
- 7
- Drivers · CDL
- 5 · 0
- Annual miles
- 35k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 7 | 0 | 0 | 7 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Registered
- 04-30-2014 (12 yrs)
- MCS-150 Update
- 03-07-2024
- FRED Score Date
- Nov 08, 2026
- Officer
- SHELDON BROWN
Cargo
- High-Risk Cargo
- Motor Vehicles, Drive/Tow Away
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Fleets under 10 power units are graded against their size cohort (pu6_9) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Not enough record to grade yet.
21 inspections and 1 crash on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: intrastate fleets of 6–9 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
A record this thin can't pin that down: about a 1-in-4 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lights and cargo securementLights are 9 of 22 violations (41%). Light or cargo securement defects led to 4 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
- Vehicle out-of-service rate 14.3% vs 30.6% for intrastate motor carriers; driver 0.0% vs 8.5%.
- No FMCSA BASIC alerts.
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
Inspected more often than intrastate fleets of 6–9 trucks in Maryland (about 3 in 24 months would be typical; 47% of them had none).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.071 | 0.016 |
| Inspections | 2.79 | 0.38 |
| Violations | 1.57 | 0.36 |
| Critical violations | 0.21 | 0.06 |
Yearly rates from the last 24 months. Peers: intrastate fleets, Small (advisory) power units, high-risk cargo.
What they get cited for
22 violations · 24 months-
Vehicle maintenance No alert18 · 7 OOSLights 9 · Cargo securement 2 · Other parts 7
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Unsafe driving No alert2 · 0 OOSReckless / lane 1 · Speeding 1
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Driver fitness No alert2 · 0 OOSNo valid CDL 2
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Hours of service No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Oct22025MarylandInjury · 1 person hurtDark - lighted, two-way trafficway divided unprotected median.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · AMGUARD INSURANCE COMPANYon record since Jul 27, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jun 2016A cancellation notice effective May 16, 2026 was on file at May 14, 2026; whether it took effect is not in FMCSA's frozen record — see the live check.
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- One liability insurer throughout
- 2 cancellation notices filed by insurers; 2 took effect (the last Jul 27, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Apr 21, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
24 filings and 20 authority events since 2016 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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May 16, 2026AMGUARD INSURANCE COMPANYLiability · $1,000,000 · takes effect May 16, 2026L&I to May 14, 2026
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Apr 20, 2026FMCSA revocation notice for the operating authority, dropped Apr 21, 2026opened after AMGUARD INSURANCE COMPANY filed a cancellation notice (effective May 16, 2026)L&I to May 14, 2026
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Jul 27, 2025AMGUARD INSURANCE COMPANYLiability · $1,000,000 · on file at May 14, 2026 · cancellation notice effective May 16, 2026 on file at May 14, 2026 (outcome not in FMCSA's frozen record)10 months in forceL&I to May 14, 2026
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Jun 30, 2025FMCSA revocation notice for the operating authority, dropped Jul 29, 2025opened after AMGUARD INSURANCE COMPANY filed a cancellation notice (effective Jul 27, 2025)L&I to May 14, 2026
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Jul 27, 2024AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Jul 27, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 1, 2024FMCSA revocation notice for the operating authority, dropped Jul 30, 2024opened after AMGUARD INSURANCE COMPANY filed a cancellation notice (effective Jul 27, 2024)L&I to May 14, 2026
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Jul 27, 2023AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Jul 27, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 27, 2022AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Jul 27, 2023 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jul 1, 2022FMCSA revocation notice for the operating authority, dropped Jul 22, 2022opened after AMGUARD INSURANCE COMPANY filed a cancellation notice (effective Jul 28, 2022)L&I to May 14, 2026
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Jul 27, 2021AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Jul 27, 2022 · replaced by the same insurer (renewal)a cancellation notice effective Jul 28, 2022 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jun 30, 2021FMCSA revocation notice for the operating authority, dropped Jul 20, 2021opened after AMGUARD INSURANCE COMPANY filed a cancellation notice (effective Jul 27, 2021)L&I to May 14, 2026
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Mar 1, 2021Operating authority reinstatedL&I to May 14, 2026
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Jan 4, 2021Operating authority revoked (cause not stated)L&I to May 14, 2026
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Nov 30, 2020AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Jul 27, 2021 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Oct 27, 2020Operating authority reinstatedL&I to May 14, 2026
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Jul 27, 2020AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Nov 30, 2020 · insurer name change4 months in forceL&I to May 14, 2026
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Jun 29, 2020Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 21, 2020PROGRESSIVE CASUALTY INSURANCE COMPANYLiability · $1,000,000 · ended Jul 27, 2020 · replaced by another insurer1 month in forceL&I to May 14, 2026
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Apr 23, 2020AMGUARD INSURANCE COMPANYLiability · $750,000 · ended Jun 21, 2020 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Jun 21, 2019AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Apr 23, 2020 · superseded by the same policy10 months in forceL&I to May 14, 2026
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May 28, 2019FMCSA revocation notice for the operating authority, dropped Jun 21, 2019opened after AMGUARD INSURANCE COMPANY filed a cancellation notice (effective Jun 21, 2019)L&I to May 14, 2026
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Jun 21, 2018AMGUARD INSURANCE COMPANYLiability · $1,000,000 · ended Jun 21, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 13, 2018FMCSA revocation notice for the operating authority, dropped Jun 22, 2018opened after AGENCY INSURANCE COMPANY OF MARYLAND, INC filed a cancellation notice (effective Jul 10, 2018)L&I to May 14, 2026
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May 3, 2018AGENCY INSURANCE COMPANY OF MARYLAND, INCLiability · $1,000,000 · ended Jun 21, 2018 · replaced by another insurera cancellation notice effective Jul 10, 2018 came after the replacement; 2 months in forceL&I to May 14, 2026
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Apr 6, 2018FMCSA revocation notice for the operating authority, dropped May 4, 2018opened after AGENCY INSURANCE COMPANY OF MARYLAND, INC filed a cancellation notice (effective Apr 9, 2018)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Maryland (HQ) 21
Mostly inspected in its home state (100%).
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (7 power units: 7 filed, 7 seen roadside in 24 months).
We'd expect a typical fleet of 7 power units this active to have about 0.2 crashes a year. This motor carrier recorded 1 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 0.3 a year) — about 2.1× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.2 over the next 12 — about 1.2× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
C Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 2 | 1.85 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 2 | 1.05 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 7 | 5.29 |
SMS record data is sourced from FMCSA's Safety Measurement System (04-DEC-25 – 30-DEC-24) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.