LOOMIS ARMORED US LLC
DBA: LOOMIS OR LOOMIS INTERNATIONAL
(713) 435-6700
david.keyser@us.loomis.com
2500 City West Blvd Suite 2300, Houston TX 77042
3,042
power units · all owned
4,655 drivers
Poor
Provisional: the filed fleet isn't backed up by the roadside record (only 145 of the 3042 filed power units were seen at a roadside inspection in 24 months), so the grade can't lean on this motor carrier's own history until the fleet size is confirmed.
FRED Score 13.9 / 100
Prior-only confidence
42 yrs history · 111 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 3,042
- Drivers · CDL
- 4,655 · 475
- Annual miles
- 74.5M unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 3038 | 0 | 0 | 3038 |
| Tractors | 4 | 0 | 0 | 4 |
| Trailers | 3 | 0 | 0 | 3 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (08-17-2004) · 22 yr old
- Registered
- 10-30-1984 (42 yrs)
- MCS-150 Update
- 01-22-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- BJORN ZUGER
- Officer
- DAVID D KEYSER
Cargo
34.0
low risk
Other: MONEY AND VALUABLES
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Exposure Unverified
The expected crashes behind this grade assume the filed fleet of 3042 power units is real, but the roadside record corroborates little of it — 145 units seen in 24 months, 0.02 inspections per filed unit-year. The grade's relativity to class is unchanged; its confidence tier is cut to reflect the unverified exposure, and until the fleet is confirmed an Excellent grade shows as Strong and a Strong as Satisfactory. Verify the fleet size before relying on the crash expectation.
Mileage Unreliable
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is about 2.0× that of similar fleets.
Similar fleets: for-hire fleets of 500+ trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 2.00×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
37.0 vs 18.4 for similar fleets
Likely 25–50 crashes
This motor carrier
37.0
Similar fleets
18.4
Chance of a fatal crash, next 12 months
~62%
About 2.0× similar fleets.
What's driving the grade
Crash history
betterworse
Much worse than peers. 71 crashes on the FMCSA record in 24 months (about 36 a year), including 1 fatal (1 death) and 29 with injuries; similar fleets have about 18 a year. The grade counts 124 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Mixed. Unsafe-driving and hours-of-service violations 1.25× the rate expected for its inspections, but violations 0.42× and out-of-service orders 0.50×. Together they move its crash estimate -9%: roadside results weigh far less than crash history.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Fatal crash1 crash with 1 fatality in 24 months (most recent Jan 16, 2025).Ask: the accident register and loss runs for these crashes.
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Injury crashes29 crashes with 38 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Sep 2026).Ask: driver qualification files and hiring standards.
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Filed fleet not seen on the roadOnly 145 of the 3042 filed power units were seen at a roadside inspection in 24 months (111 inspections in all). The crash expectation behind the grade assumes all 3042 are running.Ask: how many trucks are actually operating, with the vehicle schedule.
Strengths
- Vehicle out-of-service rate 11.3% vs 22.3% national; driver 0.9% vs 6.7%.
- No FMCSA BASIC alerts.
Data flags
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Dangerous driving: 14
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
FMCSA record, Oct 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
71
1 fatality · 38 injuries · 0 tow-aways
Inspections
111
64% clean (no violations)
Vehicle out-of-service
11.3%
8 of 71
National avg 22.3%
Driver out-of-service
0.9%
1 of 111
National avg 6.7%
Violations
50
9 out-of-service
Inspections per quarter
With an out-of-service order
vs 28 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.011 | 0.016 |
| Inspections | 0.03 | 0.30 |
| Violations | 0.01 | 0.10 |
| Critical violations | 0.00 | 0.02 |
Yearly rates from the last 24 months. Peers: 500+ power units, low-risk cargo.
What they get cited for
50 violations · 24 months-
Vehicle maintenance No alert29 · 8 OOSBrakes 8 · Lights 8 · Tires 6 · Steering & suspension 1 · Other parts 6
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Unsafe driving No alert19 · 0 OOSReckless / lane 15 · Speeding 2 · Other 2
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Hours of service No alert1 · 0 OOSFalse log 1
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jul302026CaliforniaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Jul32026CaliforniaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Jul22026TexasInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Jun172026TennesseeInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Jun82026LouisianaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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May222026GeorgiaProperty damage onlyDaylight.
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May222026New JerseyProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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May52026CaliforniaProperty damage onlyWet road, daylight, two-way trafficway divided unprotected median.
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May52026KansasInjury · 1 person hurtWet road, daylight, rain, two-way trafficway divided unprotected median.
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Apr162026ArkansasInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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Mar312026OhioInjury · 1 person hurtDaylight, one-way trafficway not divided. Citation issued.
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Jan72026GeorgiaInjury · 1 person hurtDaylight.
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Jan22026MichiganInjury · 1 person hurtWet road, daylight, two-way trafficway divided unprotected median. Citation issued.
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Dec112025TexasInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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Nov42025IllinoisInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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Oct272025New JerseyInjury · 1 person hurtDark - lighted, two-way trafficway divided unprotected median.
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Oct132025PennsylvaniaInjury · 2 people hurtWet road, daylight, rain.
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Sep302025CaliforniaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Aug282025TennesseeInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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Aug202025UtahInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Aug42025TexasInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Jun262025CaliforniaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Apr152025New JerseyInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Mar122025New JerseyInjury · 2 people hurtDaylight, two-way trafficway divided positive barrier.
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Feb242025CaliforniaInjury · 1 person hurtDaylight, two-way trafficway divided positive barrier. FMCSA: not preventable.
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Feb112025OhioInjury · 1 person hurtWet road, daylight, snow, two-way trafficway not divided. Citation issued.
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Jan162025CaliforniaFatal · 1 deathDaylight, two-way trafficway not divided.
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Jan112025MarylandInjury · 1 person hurtWet road, daylight, two-way trafficway not divided.
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Jan72025ColoradoInjury · 1 person hurtIce road, daylight, snow, two-way trafficway divided positive barrier. Citation issued.
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Dec22024ArkansasInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median.
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Nov262024WyomingInjury · 2 people hurtIce road, daylight, snow, two-way trafficway divided positive barrier.
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Nov182024North CarolinaInjury · 4 people hurtDusk. FMCSA: not preventable.
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Sep272024MarylandInjury · 1 person hurtDaylight, two-way trafficway not divided.
63 more in the FMCSA records below.
1 of the 71 crashes was fatal.
29 of the 71 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$5,000,000 · ARCH INSURANCE COMPANYon record since Jan 1, 2023 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Jul 1994
- Cargo filing
- on file · XL SPECIALTY INSURANCE COMPANY since Jan 1, 2020
- Broker or forwarder bond
- required · none on file
36 months to May 14, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Jan 3, 2011)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
20 filings and 10 authority events since 1976 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
20 filings and 10 authority events since 1976 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jan 1, 2023ARCH INSURANCE COMPANYLiability · $5,000,000 · on fileMC 114896 · L&I to May 14, 2026
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Jan 1, 2022ARCH INSURANCE COMPANYLiability · $5,000,000 · ended Jan 1, 2023 · replaced by the same insurer (renewal)12 months in forceMC 114896 · L&I to May 14, 2026
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Jan 1, 2021ARCH INSURANCE COMPANYLiability · $3,000,000 · ended Jan 1, 2022 · replaced by the same insurer (renewal)12 months in forceMC 114896 · L&I to May 14, 2026
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Jan 1, 2020XL SPECIALTY INSURANCE COMPANYCargo · on file · on fileMC 114896 · L&I to May 14, 2026
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Jan 1, 2017XL SPECIALTY INSURANCE COMPANYCargo · ended Jan 27, 2017 · cancellation notice took effect1 month in forceMC 114896 · L&I to May 14, 2026
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Jan 1, 2011UNDERWRITERS AT LLOYDS LONDONCargo · ended Jan 1, 2012 · cancellation notice took effect12 months in forceMC 114896 · L&I to May 14, 2026
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Dec 6, 2010FMCSA revocation notice for the operating authority, dropped Jan 3, 2011cause not stated in FMCSA's older recordsMC 114896 · L&I to May 14, 2026
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Nov 3, 2010Operating authority reinstatedMC 114896 · L&I to May 14, 2026
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Feb 16, 2010ACE AMERICAN INSURANCE COMPANYLiability · $2,000,000 · ended Jan 1, 2021 · replaced by another insurer130 months in forceMC 114896 · L&I to May 14, 2026
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Feb 16, 2010Operating authority revoked (cause not stated)MC 114896 · L&I to May 14, 2026
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Jan 1, 2008UNDERWRITERS AT LLOYDS LONDONCargo · ended Feb 16, 2010 · insurer name changea cancellation notice effective Jan 1, 2011 came after the replacement; 26 months in forceMC 114896 · L&I to May 14, 2026
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Jan 1, 2008ACE AMERICAN INSURANCE COMPANYLiability · $2,000,000 · ended Feb 16, 2010 · insurer name change26 months in forceMC 114896 · L&I to May 14, 2026
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Jan 1, 2005ACE AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2008 · replaced by the same insurer (renewal)36 months in forceMC 114896 · L&I to May 14, 2026
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Dec 6, 2004Operating authority reinstatedMC 114896 · L&I to May 14, 2026
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Oct 12, 2004Operating authority revoked (cause not stated)MC 229936 · L&I to May 14, 2026
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Aug 2, 2004Operating authority revoked (cause not stated)MC 114896 · L&I to May 14, 2026
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Jun 16, 2004FMCSA revocation notice for the operating authority, dropped Jul 15, 2004cause not stated in FMCSA's older recordsMC 114896 · L&I to May 14, 2026
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Jan 24, 2004AMERICAN HOME ASSURANCE CO.Liability · $1,000,000 · ended Jan 1, 2005 · replaced by another insurer11 months in forceMC 114896 · L&I to May 14, 2026
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Jan 1, 2004UNDERWRITERS AT LLOYDS LONDONCargo · ended Dec 31, 2007 · cancellation notice took effect48 months in forceMC 114896 · L&I to May 14, 2026
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Jan 24, 2003ACE AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Jul 24, 2004 · cancellation notice took effect18 months in forceMC 114896 · L&I to May 14, 2026
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Jan 24, 1999PACIFIC EMPLOYERS INSURANCE CO.Liability · $1,000,000 · ended Jan 24, 2003 · replaced by another insurera cancellation notice effective Aug 14, 2003 came after the replacement; 48 months in forceMC 114896 · L&I to May 14, 2026
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Jan 24, 1998PACIFIC EMPLOYERS INSURANCE CO.Liability · $1,000,000 · ended Jan 24, 1999 · replaced by the same insurer (renewal)a cancellation notice effective Feb 28, 1999 came after the replacement; 12 months in forceMC 114896 · L&I to May 14, 2026
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Jan 24, 1997UNDERWRITERS AT LLOYDS LONDONCargo · ended Jan 1, 2004 · replaced by the same insurer (renewal)a cancellation notice effective Jul 13, 2004 came after the replacement; 83 months in forceMC 114896 · L&I to May 14, 2026
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Jan 24, 1997ACE PROPERTY AND CASUALTY INSURANCE COMPANYLiability · $1,000,000 · ended Jan 24, 1998 · replaced by another insurera cancellation notice effective Jun 12, 1998 came after the replacement; 12 months in forceMC 114896 · L&I to May 14, 2026
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Jul 1, 1994THE INSURANCE COMPANY OF NORTH AMERICALiability · $1,000,000 · ended Jan 24, 1997 · replaced by another insurer31 months in forceMC 114896 · L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- New York 25
- Maryland 13
- California 11
- New Mexico 7
- Minnesota 6
- Connecticut 4
- Indiana 4
- Kentucky 4
Runs well beyond its home state: 0 of 111 inspections were in Texas.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (3042 power units: 3042 filed, 145 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
18.4
Actual, per year in window
41.3
Projected, next 12 mo
37.0
0
25
50
We'd expect a typical fleet of 3042 power units this active to have about 18.4 crashes a year — but only 145 of the 3042 filed units were seen roadside in 24 months (0.02 inspections per filed unit-year), so this expectation assumes the filed fleet is real. This motor carrier recorded 124 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 41.3 a year) — about 2.2× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 37.0 over the next 12 — about 2.0× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 62% chance in the next 12 months
Modeled fatal-crash rate is roughly 2.0× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile; the filed fleet is not corroborated roadside).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
106 inspections
and 124 crashes.
The FMCSA record tables now hold 111 inspections and 71 crashes in that window — the SMS data moved after this grade was computed.
Confidence: Prior-only · Z = 0.09 (posterior 0.93 × exposure corroboration)
Provisional
Poor — 2.00x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.006 crashes per power-unit-year for a 3042-unit for-hire fleet (pu500p). Violations 0.91x (driver behaviour 1.25x, out-of-service 0.50x, all violations 0.42x; 106 inspections). Experience 2.21x: 59.3 decayed crashes against 25.8 expected over 36 months (credibility 0.93, a 1.88). 80% range 1.60–2.43x. Exposure: 145 of 3042 filed power units seen roadside in 24 months, 0.02 inspections per filed unit-year — the class expectation assumes the filed fleet is real; confidence cut. Last change: no change since the last run.
No change since the previous weekly run.
Scoring flags
MCS-150 mileage unreliable (mileage is not in the grade)
Thin record (low credibility: little exposure behind the grade)
Filed fleet not corroborated roadside — expected crashes assume the filed units are real; an Excellent or Strong grade is capped one band (interim)
(informational — no grade effect)
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
0.6 crashes per 100 power-unit-years
3042 power units (145 seen roadside — exposure unverified) · 18.44 expected crashes a year
Violation relativity
0.91×
106 inspections in window
Crash experience
2.21×
59.3 decayed crashes vs 25.8 expected · credibility 0.93
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 2.00× (80% range 1.60–2.43×)
· band Poor
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
111
Driver Insp
111
Driver OOS
1
Vehicle Insp
71
Vehicle OOS
8
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 19 | 0.03 | |
| HOS Compliance | 1 | 0.11 | |
| Driver Fitness | 1 | 0.16 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 22 | 1.71 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-MAY-25 – 31-MAR-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.