RAM ASSOCIATES INC

USDOT 2562053 MC 894040 Carmel, IN Authorized For-Hire
10 power units 11 drivers 959k mi/yr
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Satisfactory
FRED Score 71.0 / 100 The FRED Score (0–100, higher is better) compares this motor carrier's expected crash rate with that of similar fleets. It is an analytical opinion, not an FMCSA safety rating.
Low confidence
12 yrs history · 26 roadside inspections in 24 months
Scored Nov 8, 2026
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  • Expected crashes over the next 12 months, against similar fleets
  • What drives the grade: crash history and roadside record
  • Worth a closer look: the flags to ask about, with the questions
  • How it compares with similar fleets, per power unit and per mile
  • Cargo risk, and news reports linked to its crashes
  • How the grade is calculated, and its history week by week

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Fleet, registration and cargo

Fleet and equipment

Power units
10 all owned
Drivers · CDL
11 · 11
Annual miles
959k ~96k per unit
TypeOwnTermTripTotal
Trucks0000
Tractors100010
Trailers110011

Registration

Operation
Interstate
Authority type
Authorized For-Hire
Registered
Dec 2, 2014 (12 yrs)
MCS-150 update
Apr 15, 2026
Officers
SAM SINGH · HARMANDEEP SINGH
Phone
(832) 833-2292
Email
dispatch@ramjio.com , dispatch2@ramjio.com
Address
10394 Windemere Blvd, Carmel IN 46032

Cargo

Cargo risk score FRED’s estimate from the commodities it hauls Log in
Metal: Sheets/Coils/RollsIntermodal ContainersMeatRefrigerated FoodGeneral FreightLogs/Poles/Beams/LumberBuilding MaterialsFresh ProduceBeveragesDry BulkPaper ProductsUtilityFarm SuppliesConstructionCoal/Coke

“General Freight” is a catch-all; the actual cargo mix and its risk may differ.

FMCSA status today

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Roadside and crash record

FMCSA record, Nov 2024 – Aug 2026
Crashes
0
0 fatal (0 deaths) · 0 injury · 0 people hurt in all
Inspections
26
46% clean (no violations)
Vehicle out-of-service
20.0%
3 of 15 vehicle inspections
Driver out-of-service
7.7%
2 of 26 driver inspections
Violations
19
5 out-of-service violations
Inspections per quarter With an out-of-service order
Q4 '24: 3 inspections, 1 out of service 3 Q4 '24 Q1 '25: 4 inspections, 1 out of service 4 Q1 '25 Q2 '25: 3 inspections, 2 out of service 3 Q2 '25 Q3 '25: 7 inspections, 1 out of service 7 Q3 '25 Q4 '25: 3 inspections, 0 out of service 3 Q4 '25 Q1 '26: 3 inspections, 0 out of service 3 Q1 '26 Q2 '26: 2 inspections, 0 out of service 2 Q2 '26 Q3 '26: 1 inspections, 0 out of service 1 Q3 '26
How it compares with similar fleets Crashes, inspections and violations per power unit and per mile, against fleets like this one Log in

Violations

19 on the FMCSA record, Nov 2024 – Aug 2026
  • Vehicle maintenance No alert
    9 · 3 out-of-service
    Brakes 2 · Lights 2 · Tires 2 · Other parts 3
  • Unsafe driving No alert
    5 · 0 out-of-service
    Reckless / lane 1 · Speeding 1 · Other 3
  • Hours of service No alert
    3 · 0 out-of-service
    False log 2 · Logbook / ELD paperwork 1
  • Driver fitness No alert
    2 · 2 out-of-service
    No valid CDL 2
  • Drugs & alcohol No alert
    0
Out-of-service share of each category. “No alert” = under FMCSA's BASIC intervention threshold.

Violations by quarter

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Crashes

FMCSA record, Nov 2024 – Aug 2026 · crash reports through Sep 15, 2026

No reportable crashes on the FMCSA record in the last 24 months.

Insurance filed with FMCSA

FMCSA record through May 14, 2026 · no change recorded by FMCSA since
Today · live FMCSA check

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On FMCSA's filing record
Last on FMCSA's record (May 14, 2026)
$1,000,000 · ACCELERANT SPECIALTY INSURANCE COMPANY
on record since Dec 21, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Dec 2015
Cargo filing
not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
  • 3 liability insurers on FMCSA's record, 2 changes: CANAL INSURANCE CO. → ACCELERANT SPECIALTY INSURANCE COMPANY (Dec 2025); HIGHLANDER SPECIALTY INSURANCE COMPANY → CANAL INSURANCE CO. (Dec 2023)
  • 2 cancellation notices filed by insurers; 2 took effect (the last Dec 21, 2023, replaced the same day)
  • No gap in filed liability coverage while liability was required
Authority events and every filing FMCSA’s full filing record back to the 1990s, and who else this insurer covers Log in

FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?

Where it operates

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Map: inspections and crashes from FMCSA's weekly files over 24 months.

Inspections by state
  • California 4
  • Louisiana 4
  • New Mexico 3
  • Texas 3
  • Arizona 2
  • Illinois 2
  • Tennessee 2
  • Alabama 1

Runs well beyond its home state: 1 of 26 inspections was in Indiana.

How this grade is calculated, and its history The model behind the grade: factors, credibility, peer group and the score week by week Log in