ZV GROUP INC
DBA: TV GROUP INC
(773) 232-1387
safety@zvgroupinc.com
122 Kingsport Dr, South Elgin IL 60177
70
tractors · all leased
70 drivers
7.7M mi/yr · ~110k per unit
Satisfactory
FRED Score 69.3 / 100
Moderate confidence
11 yrs history · 151 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 70
- Drivers · CDL
- 70 · 70
- Annual miles
- 7.7M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 70 | 0 | 70 |
| Trailers | 0 | 70 | 0 | 70 |
Registration
- Registered
- 01-27-2015 (11 yrs)
- MCS-150 Update
- 10-01-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- PAVLO VAYDA
Cargo
66.1
medium risk
Motor Vehicles
Mobile Homes
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
Intermodal Containers
Meat
Refrigerated Food
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Fresh Produce
Beverages
Grain/Feed/Hay
US Mail
Dry Bulk
Paper Products
Construction
Garbage/Refuse
- High-Risk Cargo
- Motor Vehicles, Mobile Homes, Machinery Large, General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.82×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
2.4 vs 2.9 for similar fleets
Likely 0–5 crashes
This motor carrier
2.4
Similar fleets
2.9
Chance of a fatal crash, next 12 months
~6%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
About typical. 4 crashes on the FMCSA record in 24 months (about 2 a year), including 1 with injuries; similar fleets have about 2.9 a year. The grade counts 10 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Better than peers. Violations 0.36× and out-of-service orders 0.62× the rate expected for its inspections. Together they move its crash estimate -12%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lapse in liability filings97 days without a liability filing on FMCSA's record (Nov 12, 2025 – Feb 17, 2026) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Drivers put out of service4 out-of-service violations against drivers: 2 no valid CDL, 1 English proficiency, 1 hours of service (Jun 2025 – Aug 2026).Ask: driver supervision and dispatch practices.
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Falsified logs4 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
Strengths
- Vehicle out-of-service rate 15.9% vs 22.3% national; driver 3.3% vs 6.7%.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 9
Track record
FMCSA record, Oct 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
4
0 fatalities · 2 injuries · 0 tow-aways
Inspections
151
70% clean (no violations)
Vehicle out-of-service
15.9%
10 of 63
National avg 22.3%
Driver out-of-service
3.3%
5 of 151
National avg 6.7%
Violations
57
15 out-of-service
Inspections per quarter
With an out-of-service order
vs 4,520 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.036 | 0.025 |
| Inspections | 1.61 | 0.91 |
| Violations | 0.41 | 0.53 |
| Critical violations | 0.11 | 0.11 |
Yearly rates from the last 24 months. Peers: 50–99 power units, medium-risk cargo.
What they get cited for
57 violations · 24 months-
Vehicle maintenance No alert28 · 11 OOSBrakes 10 · Cargo securement 6 · Tires 6 · Lights 3 · Steering & suspension 1 · 2 more
-
Unsafe driving No alert19 · 0 OOSReckless / lane 11 · Speeding 3 · Seat belt 1 · Other 4
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Hours of service No alert6 · 1 OOSFalse log 4 · Logbook / ELD paperwork 2
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Driver fitness No alert4 · 3 OOSEnglish proficiency 2 · No valid CDL 2
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Aug252025IllinoisProperty damage onlyDaylight.
-
Aug92025TexasProperty damage onlyDark - lighted. FMCSA: not preventable.
-
Apr12025ArizonaInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Feb192025OklahomaProperty damage onlyIce road, daylight, two-way trafficway divided positive barrier.
1 of the 4 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$750,000 · MS Transverse Insurance Companyon record since Feb 17, 2026 · FMCSA minimum $750,000
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- 3 liability insurers on FMCSA's record, 2 changes: FALLS LAKE NATIONAL INSURANCE COMPANY → MS TRANSVERSE INSURANCE COMPANY (Feb 2025); OBSIDIAN INSURANCE COMPANY → FALLS LAKE NATIONAL INSURANCE COMPANY (Feb 2024)
- 6 cancellation notices filed by insurers; 4 took effect (the last Nov 12, 2025, replaced 97 days later); 2 replaced before they took effect
- 97 days without a liability filing (Nov 12, 2025 – Feb 17, 2026) while the authority required one; a later back-dated filing can close a lapse
Authority
- FMCSA notices resolved in time: 4
Operating authority active (FMCSA's new registration system, status since Jul 14, 2017)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
17 filings and 11 authority events since 2017 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
17 filings and 11 authority events since 2017 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Feb 17, 2026MS Transverse Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Feb 17, 2025MS TRANSVERSE INSURANCE COMPANYLiability · $750,000 · ended Nov 12, 2025 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Jan 21, 2025FMCSA revocation notice for the operating authority, dropped Feb 10, 2025opened after FALLS LAKE NATIONAL INSURANCE COMPANY filed a cancellation notice (effective Feb 17, 2025)L&I to May 14, 2026
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Apr 7, 2024FALLS LAKE NATIONAL INSURANCE COMPANYLiability · $750,000 · ended Feb 17, 2025 · cancellation notice took effect10 months in forceL&I to May 14, 2026
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Mar 11, 2024FMCSA revocation notice for the operating authority, dropped Mar 15, 2024opened after OBSIDIAN INSURANCE COMPANY filed a cancellation notice (effective Mar 10, 2024)L&I to May 14, 2026
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Feb 17, 2024FALLS LAKE NATIONAL INSURANCE COMPANYLiability · $750,000 · ended Apr 7, 2024 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Feb 12, 2024OBSIDIAN INSURANCE COMPANYLiability · $1,000,000 · ended Feb 17, 2024 · replaced by another insurera cancellation notice effective Mar 10, 2024 came after the replacementL&I to May 14, 2026
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Feb 12, 2024FMCSA revocation notice for the operating authority, dropped Feb 16, 2024opened after OBSIDIAN INSURANCE COMPANY filed a cancellation notice (effective Feb 12, 2024)L&I to May 14, 2026
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Jan 16, 2024FMCSA revocation notice for the operating authority, dropped Feb 12, 2024opened after OBSIDIAN INSURANCE COMPANY filed a cancellation notice (effective Feb 12, 2024)L&I to May 14, 2026
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Jan 11, 2024OBSIDIAN INSURANCE COMPANYLiability · $750,000 · ended Feb 12, 2024 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Feb 17, 2023OBSIDIAN INSURANCE COMPANYLiability · $750,000 · ended Jan 11, 2024 · superseded by the same policya cancellation notice effective Feb 17, 2024 came after the replacement; 11 months in forceL&I to May 14, 2026
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Jan 23, 2023FMCSA revocation notice for the operating authority, dropped Feb 16, 2023opened after PRIME PROPERTY & CASUALTY INSURANCE INC filed a cancellation notice (effective Feb 17, 2023)L&I to May 14, 2026
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Jan 13, 2023PRIME PROPERTY & CASUALTY INSURANCE INCLiability · $750,000 · ended Feb 17, 2023 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Dec 19, 2022FMCSA revocation notice for the operating authority, dropped Dec 20, 2022opened after PRIME PROPERTY & CASUALTY INSURANCE INC filed a cancellation notice (effective Jan 13, 2023)L&I to May 14, 2026
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Dec 2, 2022PRIME PROPERTY & CASUALTY INSURANCE INCLiability · $750,000 · ended Jan 13, 2023 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Feb 17, 2022PRIME PROPERTY & CASUALTY INSURANCE INCLiability · $750,000 · ended Dec 2, 2022 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Jan 21, 2022FMCSA revocation notice for the operating authority, dropped Feb 17, 2022opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Feb 17, 2022)L&I to May 14, 2026
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May 17, 2021TRISURA SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Feb 17, 2022 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Feb 17, 2021TRISURA SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended May 17, 2021 · superseded by the same policya cancellation notice effective Jun 18, 2021 came after the replacement; 3 months in forceL&I to May 14, 2026
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Jan 21, 2021FMCSA revocation notice for the operating authority, dropped Feb 18, 2021opened after NORTHLAND INSURANCE COMPANY filed a cancellation notice (effective Feb 17, 2021)L&I to May 14, 2026
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May 19, 2019NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Feb 17, 2021 · cancellation notice took effect21 months in forceL&I to May 14, 2026
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Apr 22, 2019FMCSA revocation notice for the operating authority, dropped May 20, 2019opened after UNITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective May 19, 2019)L&I to May 14, 2026
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May 19, 2018UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended May 19, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 23, 2018FMCSA revocation notice for the operating authority, dropped May 21, 2018opened after UNITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective May 19, 2018)L&I to May 14, 2026
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Jan 1, 2018UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended May 19, 2018 · cancellation notice took effect5 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Missouri 11
- Colorado 7
- Illinois (HQ) 7
- Pennsylvania 7
- South Dakota 7
- Texas 6
- Iowa 5
- New York 5
Runs well beyond its home state: 7 of 151 inspections were in Illinois.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (70 power units: 70 filed, 61 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
2.9
Actual, per year in window
3.3
Projected, next 12 mo
2.4
0
2
4
We'd expect a typical fleet of 70 power units this active to have about 2.9 crashes a year. This motor carrier recorded 10 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 3.3 a year) — about 1.2× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.4 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 6% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
153 inspections
and 10 crashes.
The FMCSA record tables now hold 151 inspections and 4 crashes in that window — the SMS data moved after this grade was computed.
Confidence: Moderate · Z = 0.45
Satisfactory — 0.82x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.041 crashes per power-unit-year for a 70-unit for-hire fleet (pu50_99). Violations 0.88x (driver behaviour 0.90x, out-of-service 0.62x, all violations 0.36x; 153 inspections). Experience 0.94x: 3.4 decayed crashes against 3.9 expected over 36 months (credibility 0.45, a 4.78). 80% range 0.47–1.22x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.1 crashes per 100 power-unit-years
70 power units · 2.90 expected crashes a year
Violation relativity
0.88×
153 inspections in window
Crash experience
0.94×
3.4 decayed crashes vs 3.9 expected · credibility 0.45
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.82× (80% range 0.47–1.22×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
151
Driver Insp
151
Driver OOS
5
Vehicle Insp
63
Vehicle OOS
10
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 18 | 1.59 | |
| HOS Compliance | 5 | 0.23 | |
| Driver Fitness | 4 | 0.20 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 20 | 2.25 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-AUG-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.