MK PREMIER INC
FMCSA Live Status
Fleet & equipment
- Power units
- 1
- Drivers · CDL
- 1 · 1
- Annual miles
- 1.9M unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 1 | 0 | 0 | 1 |
| Trailers | 1 | 0 | 0 | 1 |
Registration
- Cargo Operation
- Interstate
- Scope
- Interstate (Beyond 100 miles)
- Registered
- 03-25-2015 (11 yrs)
- MCS-150 Update
- 04-21-2026
- FRED Score Date
- Nov 08, 2026
- Officer
- DANIEL MANCHEVSKI
Cargo
- High-Risk Cargo
- General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
MCS-150 annual mileage appears implausibly high for fleet size. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is probably higher than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lapse in liability filings293 days without a liability filing on FMCSA's record (Jun 12, 2024 – Apr 1, 2025) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Nov 2025).Ask: driver qualification files and hiring standards.
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Brakes and lightsBrakes are 21 of 74 violations (28%). Brake or light defects led to 8 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate35.7% of vehicle inspections end out of service vs 22.3% nationally (10 of 28), but across all its inspections out-of-service orders are 1.17× what's expected for where and how it's inspected, the measure the grade uses.
- Driver out-of-service rate 1.7% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 3
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Unusual inspection rateInspections per truck fall outside the normal range (1st–99th percentile), which can point to a mis-reported fleet size or data issues.
Track record
Inspected more often than interstate fleets of 1 truck in Illinois (about 2 in 24 months would be typical; 64% of them had none).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 1.500 | 0.055 |
| Inspections | 55.00 | 2.38 |
| Violations | 37.00 | 2.14 |
| Critical violations | 6.00 | 0.42 |
Yearly rates from the last 24 months. Peers: interstate fleets, Owner-Operator power units, medium-risk cargo.
What they get cited for
74 violations · 24 months-
Vehicle maintenance No alert56 · 12 OOSBrakes 21 · Lights 18 · Tires 6 · Cargo securement 1 · Other parts 10
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Unsafe driving No alert12 · 0 OOSReckless / lane 5 · Speeding 4 · Seat belt 1 · Other 2
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Hours of service No alert5 · 0 OOSLogbook / ELD paperwork 2 · False log 1 · No log 1 · Over hours limit 1
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jan262026ArkansasProperty damage onlySlush road, daylight, two-way trafficway divided unprotected median.
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Sep192025IndianaProperty damage onlyDaylight.
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Jun132025WisconsinProperty damage onlyDaylight.
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Oct212024TexasInjury · 2 people hurtDaylight, two-way trafficway not divided.
1 of the 4 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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No liability filing on FMCSA's record through May 14, 2026.Last filing: PRIME PROPERTY & CASUALTY INSURANCE INC, ended Apr 20, 2026 (cancellation notice took effect).
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 4 liability insurers on FMCSA's record, 3 changes: ARTISAN & TRUCKERS CASUALTY COMPANY → PRIME PROPERTY & CASUALTY INSURANCE INC (Oct 2025); KNIGHTBROOK INSURANCE COMPANY → ARTISAN & TRUCKERS CASUALTY COMPANY (Apr 2025); MILFORD CASUALTY INSURANCE COMPANY → KNIGHTBROOK INSURANCE COMPANY (Apr 2024)
- 6 cancellation notices filed by insurers; 4 took effect (the last Apr 20, 2026, not replaced on FMCSA's record); 2 replaced before they took effect
- 293 days without a liability filing (Jun 12, 2024 – Apr 1, 2025) while the authority required one; a later back-dated filing can close a lapse
- FMCSA notices resolved in time: 4
Operating authority inactive (FMCSA's L&I record of May 14, 2026, status since Apr 27, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
12 filings and 8 authority events since 2015 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Apr 27, 2026Operating authority revoked (cause not stated)L&I to May 14, 2026
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Feb 18, 2026PRIME PROPERTY & CASUALTY INSURANCE INCLiability · $750,000 · ended Apr 20, 2026 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Oct 1, 2025PRIME PROPERTY & CASUALTY INSURANCE INCLiability · $750,000 · ended Feb 18, 2026 · superseded by the same policya cancellation notice effective Mar 25, 2026 came after the replacement; 5 months in forceL&I to May 14, 2026
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Jun 3, 2025ARTISAN & TRUCKERS CASUALTY COMPANYLiability · $750,000 · ended Oct 1, 2025 · replaced by another insurera cancellation notice effective Nov 6, 2025 came after the replacement; 4 months in forceL&I to May 14, 2026
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May 7, 2025FMCSA revocation notice for the operating authority, dropped May 15, 2025opened after ARTISAN & TRUCKERS CASUALTY COMPANY filed a cancellation notice (effective Jun 3, 2025)L&I to May 14, 2026
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Apr 1, 2025ARTISAN & TRUCKERS CASUALTY COMPANYLiability · $750,000 · ended Jun 3, 2025 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Mar 5, 2025FMCSA revocation notice for the operating authority, dropped Apr 1, 2025cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jun 25, 2024FMCSA revocation notice for the operating authority, dropped Jul 11, 2024cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Apr 1, 2024KNIGHTBROOK INSURANCE COMPANYLiability · $750,000 · ended Jun 12, 2024 · cancellation notice took effecta cancellation notice effective Apr 1, 2025 came after the replacement; 2 months in forceL&I to May 14, 2026
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Mar 5, 2024FMCSA revocation notice for the operating authority, dropped Apr 2, 2024opened after MILFORD CASUALTY INSURANCE COMPANY filed a cancellation notice (effective Apr 1, 2024)L&I to May 14, 2026
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Apr 1, 2023MILFORD CASUALTY INSURANCE COMPANYLiability · $750,000 · ended Apr 1, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 6, 2023FMCSA revocation notice for the operating authority, dropped Mar 29, 2023opened after NORTH RIVER INSURANCE CO. filed a cancellation notice (effective Apr 1, 2023)L&I to May 14, 2026
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Apr 1, 2022NORTH RIVER INSURANCE CO.Liability · $750,000 · ended Apr 1, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 1, 2019NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Apr 1, 2022 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Mar 19, 2019FMCSA revocation notice for the operating authority, dropped Mar 29, 2019opened after SPIRIT COMMERCIAL AUTO RR GROUP, INC filed a cancellation notice (effective Apr 15, 2019)L&I to May 14, 2026
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Jun 18, 2018SPIRIT COMMERCIAL AUTO RR GROUP, INCLiability · $750,000 · ended Apr 1, 2019 · replaced by another insurera cancellation notice effective Apr 15, 2019 came after the replacement; 9 months in forceL&I to May 14, 2026
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Jun 18, 2017SPIRIT COMMERCIAL AUTO RR GROUP, INCLiability · $750,000 · ended Jun 18, 2018 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 18, 2016SPIRIT COMMERCIAL AUTO RR GROUP, INCLiability · $750,000 · ended Jun 18, 2017 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 23, 2015Operating authority grantedL&I to May 14, 2026
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Jun 18, 2015SPIRIT COMMERCIAL AUTO RR GROUP, INCLiability · $750,000 · ended Jun 18, 2016 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Illinois (HQ) 14
- Arkansas 13
- Missouri 7
- Indiana 4
- Ohio 4
- Texas 3
- Wisconsin 3
- Iowa 2
24% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (23 power units: 1 filed, 23 seen roadside in 24 months).
We'd expect a typical fleet of 23 power units this active to have about 1.1 crashes a year (sized from the 23 units seen roadside; 1 filed). This motor carrier recorded 7 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 2.3 a year) — about 2.1× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.4 over the next 12 — about 1.3× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
- 6 inspections with no out-of-service result
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 12 | 9.82 | |
| HOS Compliance | 4 | 0.29 | |
| Driver Fitness | 1 | 0.25 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 23 | 8.77 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-JAN-26 – 30-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.